
Etaoin Shrdlu
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Trump Wants to Remove US Citizens from the US
Etaoin Shrdlu replied to Etaoin Shrdlu's topic in US & Canada Topics and Events
Not doing anything wrong according to whom? -
For those who thought that being a US citizen would prevent removal from the US: https://www.pbs.org/newshour/politics/watch-trump-simply-floated-idea-of-deporting-u-s-citizens-white-houses-leavitt-says There is presently no law that specifically prevents a US citizen from being removed from the US. If the government can deny due process to lawful permanent residents, then it isn't much of a leap to deny due process to US citizens. Who would have ever thought that his could even be "floated" in the US by the President?
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Trump tells Americans ‘it won’t be easy’
Etaoin Shrdlu replied to KhunLA's topic in Political Soapbox
Deleted because link contains a banned word. -
I don't think the humanitarian category is a viable route to PR unless there are very exceptional circumstances. You'll need three years of work and paying personal income tax. I think the minimum salary for those married to a Thai is 30,000 baht per month. Your wife's business will need to have a minimum of four Thai employees in order to get a work permit for a foreigner and will have to be registered and pay tax, too. Lots of information available on the interwebs from law firms specializing in helping foreigners obtain PR.
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Anutin: Investigation into Bangkok Building Collapse to Take Months
Etaoin Shrdlu replied to webfact's topic in Thailand News
Thai workers compensation law stipulates a death benefit of 70% of a worker's monthly pay capped at 10 years. Even at minimum wage, this would generate over 700,000 baht in death benefit. There is currently no cap on medical expense benefits under Thailand's work comp law. Employers are required to contribute to the Workers Compensation Fund and all Thai citizens and non-Thais with work authorization must be covered. Perhaps Anutin was referring to undocumented workers when he mentioned 29,000 baht death benefit and 4,000 baht medical expenses. -
Trump hits island home only to penguins with 10% tariffs
Etaoin Shrdlu replied to PomPolo's topic in Political Soapbox
He probably thinks that McDonald Island is where all the Big Macs and Quarter Pounders come from. Billions and billions sold! -
Trump Starts Global Tariff Wall, Thailand Hit with 36% Tax
Etaoin Shrdlu replied to webfact's topic in Thailand News
Of course he knows, but he's counting on his MAGAs not to know and to buy into his lies. -
Trump Starts Global Tariff Wall, Thailand Hit with 36% Tax
Etaoin Shrdlu replied to webfact's topic in Thailand News
Trump knows that tariffs are an extremely regressive tax on the middle class and poor, but revenue from tariffs will plug part of the budget deficit so that he can give corporate welfare to big business and tax breaks to billionaires. That's what it is really all about. -
Old Asian hands from Thermae, Grace & Patpong era
Etaoin Shrdlu replied to pattayadgw's topic in ASEAN NOW Community Pub
My time in Bangkok only goes back to the early 80s, so I guess I missed out on the 70s scene. But yeah, back in the day Super Star, Grand Prix, Safari, Crown Royal, Washington Square and early Nana Plaza. Haven't been out much in recent decades. Getting old, perhaps. I think most of the new haunts frequented by those still here from the 70s are likely to be doctors' offices instead of bars. -
Texas Governor Challenges Proposed EPIC Muslim City Development
Etaoin Shrdlu replied to Social Media's topic in World News
Are the residents of Kiryas Joel good Americans? -
For those who continually decry so-called "leftists" and "socialism", here's some MAGA socialism from Trump himself: https://www.nytimes.com/2025/03/31/us/politics/farmers-bailouts-trump-tariffs.html?unlocked_article_code=1.8E4.ELEm.jHfxlYcQKLJL&smid=url-share This is welfare for Big Ag while Musk cuts Medicaid for the poor. Clearly he's not looking to cut spending or help the working class.
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Thinking of buying 1997 cherokee 4wheel drive
Etaoin Shrdlu replied to tomtaylor1's topic in Thailand Motor Discussion
There were quite a few on the streets in Bangkok back in the 1990s, but Jeep's popularity must have declined since then. I don't see many new ones around. As long as spare parts and consumables are available and the vehicle was maintained well, you should be ok if the price is right. There are authorized Jeep distributors in Thailand. -
Some potential issues may arise as this unfolds: Has the juristic entity updated the sums insured for the insurance covering the condo building and other community property to account for inflation? If not, then what's called an "average penalty" or "coinsurance penalty" may be applied to partial losses. For example, if a building was insured for its original construction cost 10 years ago for 8 million baht, but the actual cost to replace it today would be 10 million baht, any partial loss would only be paid at 80% of the cost incurred to repair. In other words, for a cost to repair quake damage that a contractor charges 1 million baht to fix, the insured would only collect 800,000 in claims proceeds. For a total loss, the insurer would pay policy limits, but these would would still be only 80% of the cost to replace. Some policies may grant some leeway on this, perhaps up to 20%, but many don't. If it is uneconomical to repair a building due to the nature and extent of the damage, the insurer may simply state that the building is a constructive total loss, in which case the insurer could pay the policy limits. Now the juristic entity and the unit owners face a dilemma. It may take many years to replace a large condo complex and some owners may simply want to collect insurance proceeds and walk away. Unfortunately, the replacement value of the building, which was used as the sum insured, will likely only be a fraction of the market value of all the units. Even if all unit owners agreed to abandon reconstruction and the juristic entity could distribute the insurance proceeds, they'd likely only get a fraction of what they paid for their units. I am not aware of any property insurance policy that will pay the difference between replacement value and market value for condo units, or anything else for that matter. Homeowners' insurance certainly won't. Let's hope sums insured have been updated and that all damages are superficial so that none of the buildings need to be declared a constructive total loss.
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A normal contractor's "all-risks" insurance policy would insure against the peril of earthquake. So-called "acts of God", such as earthquake, windstorm, flood and wildfire, are insurable perils in most places, including Bangkok. It appears that the project is insured under a contractor's "all-risks" policy jointly underwritten by Dhipaya Insurance (40%), Bangkok Insurance (25%), Indara Insurance (25%) and Viriyah Insurance (10%). It will almost certainly include cover for the peril of earthquake. One report has stated that the building was 50% complete and another says 30%. The loss may well exceed 1 billion baht. Dhipaya's major shareholders are Government Savings Bank, Krung Thai Bank and the Petroleum Authority of Thailand. It has been reported that Dhipaya has reinsured 95% of the risk under the CAR policy, most of it probably with professional reinsurers offshore. The other insurers have probably reinsured major portions as well. Dhipaya is frequently the insurer for projects that involve the Thai government. Bangkok insurance is one of the largest insurers in the country. Viriyah is most known for its market share in the auto insurance sector. The four insurers are working with the OIC to investigate this loss.
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Seven Days Given to Investigate Collapse of Chinese-Built High-Rise
Etaoin Shrdlu replied to webfact's topic in Bangkok News
It is also unlikely that policy documents would be kept at the construction site. Most relevant bits of paper for insurance purposes would probably be kept at the JV's off-site office, likely somewhere on Ital-Thai's premises. -
Seven Days Given to Investigate Collapse of Chinese-Built High-Rise
Etaoin Shrdlu replied to webfact's topic in Bangkok News
If you mean earthquake, flood, windstorm, wildfire, and other naturally occurring events, which are sometimes referred to as "acts of god", then it it quite common for insurance companies to pay claims arising from these perils. These are insurable perils under most generally available property insurance policies. -
There are a number of O&M contractors in Thailand that are in the power generation sector. An online search will reveal names and at least some of these companies accept online job inquiries. For construction-related power gen work, you would probably need to identify a particular project and then identify the EPC contractor and contact them directly to see if they are recruiting or can identify the relevant subcontractor for you to contact. Good luck.
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Earthquake is an insurable peril, although coverage can be limited or more expensive in some high risk areas due to lack of insurance capacity. So far, most insurers in Thailand have offered property insurance including earthquake coverage up to the full value of the sum insured for buildings and contents. We'll see if Friday's event changes that in the future.
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I think most juristic entities take out property insurance for the building and any other common property of a condominium development. Thai insurers do offer property "all-risks" insurance policies that include the peril of earthquake. Any juristic entity that did not take out such a policy would be negligent. Individual unit owners can take out homeowners' insurance that includes earthquake coverage. Some do, some don't. Insurers in Thailand rely heavily on offshore reinsurance for catastrophic perils like earthquake, flood and windstorm. How well and how quickly some of the claims get paid may depend upon the adequacy of each insurer's loss reserves and the nature of their reinsurance agreements. I'm wondering what the OIC may say about this event as I expect there will be questions.
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The building wasn't complete, so the cost to replace the property destroyed in the quake will be less, and possibly much less, than the total contract value. Some cost items, such as architects' fees or profit margin won't be recurring, further reducing the cost to replace. Ital-Thai will likely be on the hook for the cost to re-build regardless of whether shoddy materials or faulty design or workmanship is involved. A main contractor is usually responsible for the entire project unless the principal separately contracted out specific elements. It would be up to Ital-Thai to pursue any subcontractors if they were negligent. This should not affect the government's rights under the contract with Ital-Thai. Earthquake is an insurable peril under construction "all-risks" policies. Ital-Thai could have insured this risk if they wanted to. I suspect government contracts may not require contractors to take out this coverage and Ital-Thai quite possibly did not. Some force majeure perils in construction contracts may be limited to excusing the contractor from paying liquidated damages in the event the project is delayed. Insurable perils, such as earthquake, are often not considered force majeure events with respect to the contractor's liability to re-build following a loss unless the project is abandoned by the principal. Political aspects aside, I think Ital-Thai will be on the hook for this one.