Etaoin Shrdlu

Unfortunately there isn't much in Thailand by way of regulation that prevents insurers from changing terms and conditions or introducing new exclusions at renewal. Thai insurers only issue policies for a one-year term and, with the exception of some regulations regarding how much they can increase premiums, there is no guarantee that cover will remain the same from year to year. This is one reason why it may be better to take health insurance from insurers domiciled in more consumer-friendly markets.

I had a prostate biopsy a few months ago. Not very painful, but a bit unpleasant. Best to have one done just in case you have cancer and it is the aggressive type. Catch it before it spreads beyond the prostate itself and the prognosis is much better.

I am not sure whether it needs to be with the same company, but I understand that one needs to be on a non-immigant B visa continuously for the three year period. I don't know if that is possible if one switches jobs. Yes, I have PR since the 1990s.

My guess is that it would, since that's the place of incorporation and where the company's assets presumably are.

I don't think immigration will accept an application from someone who isn't employed at the time of application. Thai spouse category does allow one to apply on that basis, but does not remove the minimum 3-year continuous employment and tax payment requirement.

Won't happen. Too much invested and too many wealthy Thais involved in vehicle assembly and parts supply. Any kind of competition not wanted.

I think there is another interesting twist to this issue: Does the second amendment allow the prohibition of ownership or possession of firearms simply due to a person's actions or activities for which he/she has not been convicted in a court of law? If the second amendment prevails, the question about drug use is unconstitutional and it becomes irrelevant how Hunter Biden answered it. This may go to the Supreme Court and put the gun-loving conservatives in a bind.

I have also heard of such if it is a Thai parent accompanying, but I wouldn't count on that happening with a foreign parent. Technically a Thai parent would also need a notarized letter from the absent parent as it is an international convention, to which Thailand is a signatory, that requires this. My presence was always required when we obtained and renewed our children's Thai passports, but this was in Bangkok.

Yes, Por Ror Bor would not be invalidated by providing taxi services without authorizations. Por Ror Bor isn't so much a typical motor insurance cover as a scheme to reimburse hospitals for providing medical services for those injured by vehicles.

Yes, all cars legally registered must have this. It is also not necessary to establish which vehicle was involved in or caused the injury. It is sufficient to allege that the injury was caused by a vehicle. This is to allow cover to apply to hit-and-run accidents.

If the taxi does not subscribe to voluntary insurance, it would likely at least have the mandatory Por Ror Bor cover which provides baht 80,000 in medical expenses and baht 500,000 for death or permanent disability. It is not necessary to establish fault for this cover to apply and would apply to passengers.

You beat me to it.

Yes, I may have missed the point on this one. Mrs. Shrdlu and have declined such offers in the past as we expect proper services in exchange for our 3% commission.

Both parents need to be present for Thai children to get new passport unless you have a notarized letter of consent to issuance of the passport by the absent parent.

In my experience, the agent prepared the purchase and sale agreement and walked the documentation through the transfer process at the Land Department on the day of transfer.

More fun being 20 in the '70s than 70 in the '20s.

I agree with Sheryl that the booklet was prepared for use in many different countries and the bit about network versus non-network may not be applicable to Thailand. So, rather than push April for a list of network hospitals that probably does not exist, ask them to confirm that none of the hospitals in Thailand would attract the 20% deductible for being out of network. April is a fairly large insurance intermediary and is domiciled in the EU, which is quite well-regulated. I would not expect an April sales rep to intentionally withhold information on hospital networks. If you have written advice from the sales rep that April does not have a list of network hospitals in Thailand, that is likely the case.

Yes, lactose, but not glucose or fructose as sweetened yoghurt products do.

Locally made unsweetened yoghurt is widely available in Bangkok: https://www.yolidayogurt.com/en/products/ 450 grams cost about 55 baht.

Most lease agreements contain a clause that prohibits the tenant from making alterations to the unit without the landlord's permission. I would interpret this to include changing the locks. As landlord, If a tenant had concerns about previous tenants keeping spare keys to the unit, I would change the locks for the new tenant but keep a set of keys for myself. In the case of digital locks, I think there is a master password that can be used by the landlord that can't be changed by the tenant, with the tenant having a separate password for his or her use.

April is an insurance broker, not an insurance company. They likely place their clients' business with several different insurers who have differing sets of approved hospitals. Additionally, some insurers have different insurance plans which differ in cost, coverage and approved hospitals. It would first be necessary to know which insurer April is placing your coverage with and quite possibly which plan you wish to subscribe before April would be able to tell you which hospitals are on that particular insurer's approved list.

Nor is he Lucky.

If you don't sign the contract, you're not a tenant.

That's right. It isn't the complete story. Competition drives rents down to levels that provide a poor return on investment. Landlords have very little pricing power. The landlord also has to pay for common fees, insurance, taxes and also potentially deal with extended periods of time when the unit isn't rented. Also factor in that condos in Thailand often tend to be depreciating assets, at least in inflation-adjusted terms, unlike in the west where housing tends to appreciate over time. Thailand is really a renter's market.