mark131v

Joe I think you are missing the point, you are right I should have read the small print a bit closer but I would expect to be covered for life threatening emergencies in the country that I live in and where I bought the cover

The policy specifically says you are covered for emergencies worldwide and it is only when you dig a lot deeper that you find out that is not the case and actually in Thailand you are not covered unless you are bedded down for 24 hours or undergo a surgical procedure

Ref not being bedded down if you attended with chest pain or shortness of breath, like I did, you would not necessarily be hospitalised exactly the same if you required treatment for anphalaxis or many other things but you would require a full range of tests to try and work out what is going on and to make a diagnosis all of which will cost you dear

Hindsight is a wonderful thing and yes if I was in the same position I would ask to stay in the night in hospital but there will be people out there who have been paying this insurance for years thinking they are covered when actually they aren't

I do not know the specifics of BUPA cover but I do know that when I needed the ACS cover it wasn't there so like I said you live and learn

I have had a trawl through the past topics about getting an extension of stay due to marriage and cant find the answer to my questions so if anybody knows the answers to these or has any suggestions I would be grateful

I already hold a multi entry none O from Savanakhet that goes out of date in early October as well as a pension to cover the 40,000 baht per month however I am unsure on if the marriage extension can be used the same as my present visa ie going in and out of the country every month or so...

I have to return to work in the last week of this month so if I am not going to be in the country is that going to be an issue, I believe I read somewhere about an under consideration stamp being issued first and then the full details with in 30 days??

As anybody in a similar position to myself had any recent experience of doing this?

Thanks in advance....

Thailand, Thailand and yes..

Had a reply from the Insurance Company so like I said if you have the ACS module 1B you are effectively not covered for any emergency in Thailand unless you are bedded down in the ward for 24 hours and have some kind of surgical procedure, I should have read it more thoroughly and if I had I would not have wasted time and money on them and gone with BUPA straight away, still you live and learn.....

So are you massaging your calves and twiddling your feet now when flying? That is said to reduce the chance of deep-vein thrombosis.

Did not have a DVT or if I did I never realised it but I have been doing some horrendous flights this year so that appears to be the source of the problem....

Cant work out what you are disagreeing about as I cannot see where any of that was written but what I can catagorically state is that the brokers in this case have been useless

Partington wrote that part I disagreed with.

Why has the broker been useless BTW, because he did not agree with you or because he did not do his job?

You know BTW that you can appeal a decision made by the insurance company with an independent institution?

Because they did not do their job as an example they had received the decision on the morning but never bothered getting in touch to tell me, it took me to get in touch with the administrators to find out anything....

I have got in touch with the French mediation service after finding the address on-line I had asked this information off both the broker and the insurance company directly several times but never received anything back, I also know there is an ombudsman which I can use but again I have asked for a contact directly to the broker and the insurance company and again they have not bothered to reply...you get the picture...

Good luck there Stevenl!!

Cant work out what you are disagreeing about as I cannot see where any of that was written but what I can catagorically state is that the brokers in this case have been useless

A medical emergency is something that requires immediatte attention in order to help stabilse and save life

This is what Patient. co .uk says about my condition and they don't appear to agree with you but what do they know....

Pulmonary embolism (PE) results from obstruction within the pulmonary arterial tree. The emboli can be caused by:

• Thrombosis - accounts for the majority of cases and has usually arisen from a distant vein and travelled to the lungs via the venous system.
• Fat - following long bone fracture or orthopaedic surgery.
• Amniotic fluid.
• Air - following neck vein cannulation or bronchial trauma.^[1]

The rest of this article deals with thrombotic PE.

Just had a chat with the missus wasn't 60,000 it was actually only 35,000 baht so far so a bargain really! oh forgot the $1500 in 2011 which has raised to about $2000 last year, still you live and learn....

Mate that is the cost for a week of medication on top of in the region of another 60,000 baht for CT Scan and all the rest..

like I said the treatment regime is 6 weeks initially but with treatment for a further 6 weeks after that

I have had the insurance for me and the family since 2011 without making a claim so to find when you do need it that it is not worth the paper it is written on is a bit off really, like I said if it helps someone re-evaluate and saves them going through the same as me that can only be good.

Also all the gumpf about the brokers helping and assisting is just noise as well that has been very painful

I hear you with what you say of BUPA and that was what kept me with ACS but to find out that actually the cover was none existent in my case forces you to have another look, maybe that is the reason it is more expensive the fact that I would be covered in the case of a life threatening emergency in Thailand and not left bitter and twisted as I am now.....

Mate I am in good health and condition but believe you me Pulmonary Embolism can hit any of us especially if you travel by plane, to treat it it needs to be diagnosed to diagnose it requires scans,ecg, ekg etc etc the medication required in the UK is 6 weeks of treatment and the tablets are in the UK for a 14tab pack is GBP 29.40 (1 Tablet twice a day) in Thailand it is Baht 4500 for what is essentially a weeks treatment to stop the condition worsening, you need it so you have to pay it so beware like I said it can happen to anyone and is not an uncommon condition and if like me you think you are covered you need to think again. Certainly didnt expect this bill when I was sat in emergency unable to breath and dont expect any help from the brokers either, like I said an all round shitty experience....

From an earlier e mail to the insurance company and broker and something I have asked numerous times but never received an answer to...

Direct question - are you telling me that emergency treatment if required in Thailand is not covered??? this is a direct question that is important, if you say that I am not eligible for emergency treatment what is the point of Insurance coverage???

I know what you say about outpatient only and agree with you however emergency treatment is covered and I have checked the small print many times this is what it says on emergencies:

Mods I know this relates to Insurance but I think it should stay general as it may relate to many members on here who wont necessarily check in the insurance board as they probably think they are covered...

Brief background I recently had to attend hospital with difficulty breathing as a long term resident I have cover for myself and my family through ACS insurance which I got through one of the sponsors on the site, long story short I was diagnosed with blood clots on both lungs and given treatment to stabilise the condition all seemed straight forward......

Tried to claim back the costs and I have been told that because I was not bedded down in the ward then I am not covered for life threatening medical emergencies in Thailand. Seems crazy to me that I hold insurance have had a life threatening medical emergency requiring instant treatment and this is not covered though if I was on a trip to somewhere else it would be...<deleted>...

Like I said make sure you read the small print and do not rely on the insurance brokers who if my experience is anything to go by are pretty much useless, I will be getting on to BUPA as no point paying thousands of $ for stuff that does not cover you....

The clots where probably caused due to working offshore and having to endure long flights every few weeks so anyone who is doing that should be doubly careful as Pulmonary Embolism is a common complaint and if it can happen to me it can happen to you

.

Sad to say its just another example of the Thai mentality......think only of themselves. Amazing to me because there are also many examples of the giving thoughtful nature of Thais ...But when it comes to their cars and driving ......they seem to only think of themselves....

How do you know the car is owned by a Thai person?

Sad to say it's just another example of taking any occasion to bash. Seems you only think of yourself as having a true, caring personality.

'nuff said

~

Seems like the apologists here live in cloud cuckoo land...I can go 5 minutes in a car and see ample evidence of Thai me first attitudes I don't even have to look for it, some is probably down to ignorance but the majority is just a don't give a shit attitude and lack of consideration and manners....

Yes locker rental is free as was basic food and drink pizza fries and a coke, water etc in fact once in there was nothing else to pay though I did not look to see if there was free beer!!

I love these soft openings it's such a thai thing, does anyone else do it? It's like we're completely not ready but what the heck let's go get some $$$$ :-) And 1290 for 1 day really? That's steep.

Yeah, lots of places round the world do soft openings- common business practice- you do the soft open to iron out kinks, make sure everything's running smoothly. Some businesses in the USA- like those in gambling industry I think- are legally required to have soft openings so officials can observe them to see they're being run properly.

I went to the soft opening of the new Marriott in Rayong that was well worth it and much cheaper than normal prices so I think soft openings represent good value providing it is done by a reputable company...getting 17 months of use for the price of 12 at the water park seems pretty good to me too but again each to their own....

You can always wait till the official launch and make your choice then or like you say spend your hard earned any way you like..... personally as a person who has paid out and tested the park I reckon it is pretty good value as did the other poster who who has been there

The park is not open to people paying on the day yet and only available to people with the annual passes, I don't think the park is going to be fully open until the 31st of January hence why the annual passes are good till the end of January 2016

I went yesterday with the family and have to concur that the service was excellent, price wise it is expensive if you pay on the day but actually I think the annual pass options are pretty reasonable especially if you live local and make good use of it, on the whole a really good day out and definitely one of the better options to kill a few hours each week

The price for the Platinum Annual pass which gives unlimited access to a family of 4 was B30,990 but when you consider it is valid till 31 Jan 2016 I think that is good value we also received free food and drink vouchers and some money off vouchers for other food outlets and the like, there was also no double pricing if you are a resident and present your driving licence which is nice

Most of the slides are open already and there where surprisingly little in the way of queues, they appear to take safety seriously which is also a refreshing change to the norm. The only downside I saw was the fact that the passes are individual so my kids cant use our passes to take their friends but I guess they have their reasons...

I have a Shad 40 and have found it very good quality I would certainly recommend it, I believe they are marginally cheaper than the Givi alternative as well.....

What is pivothead?

Just a wild guess but maybe the good doctor only granted you a one-year cert because you gave the nurse (and him) some 'attitude'

Dr Newin in Rayong usually gives a two-year cert if you have a heartbeat and 2 legs and 2 arms

Yep you are right buddy it was a very wild guess....

Saw the Doctor for about 1 minute then received the certificate just before leaving so no time for any 'attitude' with anybody and when I asked about why he got all defensive

From the reply I have received from the Norwegian regulating body if anybody else thinks they have been ripped off (more than usual!!) drop me a pm and I will pass you the guys email

Dear Mark

I am the right person to contact in this issue.

Todays health regulation says that at a age of less then 50 years is Health certificate valid for two years. By next week, actually, will this regulation be changed to that health certificates every second year also for seafarers of more then 50 years. This change has been made due to new STCW code and to be in consistence with most flag states in the world. This new regulation will be implemented 1st July this year. This is the general answer

Please send me the name of this doctor. We are very interested that all our doctors work in accordance with Norwegian intention of the health regulation. Thank you for informing us

Best regards

T

Head of section

Working and living condition unit

I asked about any changes to the Noggi OLF and the OGUK medicals at Bangkok Pattaya a while back and got nothing back so I thought I would pass on my experiences from today...

I went in last week to find out the score and after a lot of head scratching I was advised that BPH do Norwegian medicals but not the OGUK ones, they were unable to tell me how long the medicals lasted for or anything else really other than it is on the 5th floor and costs Bt 7,900, they also advised me not to eat or drink anything from the night before and they also warned not to drink any alcohol for a couple of days prior to coming in as well

Attended for my appointment this morning bright and early and got through by about lunchtime, the medical itself consisted of a round robin of various examinations concluded with a very rudimentary Doctors examination, on completion of this I received a certificate for 1 year, I queried this with the Nurse as It is meant to be good for 2 years, long story short even though all my results where good the Doctor can pretty much do as he pleases

I had a chat with him about why he had only issued a 1 year certificate when ordinarily unless you are over 50 or have some serious pre-existing condition it is meant to be valid for 2 years, basically he said because one of the blood results was very very borderline he recommended me to see him again in a years time!..I work as a medic offshore so I have a bit of knowledge about the subject of medicals in different parts of the world as well as medicine itself but when I mentioned that to him he got all defensive and when I asked about specific levels he clammed up

In summary I would not go to BPH for a medical again even though it is convenient as I reckon it is being treated as a bit of a money spinner with very little you can do about it, I was told that there is a Doctor who does the OGUK at Bangkok Hospital Rayong or else Bumungrad so I will try them next time.....

You could always get it lowered. Very quick and easy. I presume the rear suspension is adjustable the same as the 250. Would take the shop about 5 mins to lower both the front and rear.

Cheers mate I will have a look into that, am i right in thinking the 300 is basically the same frame as the 250? looked at a CB500F but due to the weight and her size it was a no go, I think the 300 will fit the bill nicely, she has an RKV 200 at the moment which is OK but a bit slow so hopefully the 300 should be able to stay with my CBX easy enough during normal riding....