I'm 80. Eat supplements, eat healthy food, stopped smoking and drinking alcohol.
Go sauna every second day.
Still working in share trading.
But I hate to get older. Fortunately my wife is 42 years younger and don't care about my age at all.
Resume : To get old sucks!
Don't know, if I'm only a lucky guy, but living in Manila since 2001, never had any bad experience. Before the pandemic I also used to enjoy the night life, but there it's up to you, if you will get screwed by a lady of the night.
Whatever people are saying here, visa agents are an "institution" in Thailand and working hand in hand with the Immigration and Bangkok bank since many, many years. If you are over 50 and don't have the required financial resources, then use an agency.
Without this agents, Pattaya would be very empty!!
Actually Metro Bank very flexible. They issued a CC card for wife without any income.
I would call them and ask, if
A) the transfer is possible and
B) how to solve the card problem.
+63 2 88 700 700