Everyman

Were you charged a fee to use a KBank ATM with a BBL account? Was the KBank ATM in the same province as your BBL account?

Great news, hopefully it stays free. I wonder what is the benefit to the banks to do this?

The Thai QR code payment system has a few shortcomings, such as no options for foreigners without a Thai bank account and relying on buggy and slow banking apps. Even WeChat pay and AliPay in China can be used by foreigners, although with considerable difficulty in setting it up. But at least that system is fast - faster than taking cash, even if exact change. The problem with being able to link a credit card to the Thai QR code payment system is that you could pay someone in cash using credit. Banks don’t want that because it creates a system where you would be paying the bank back with its own money. There’s also the issue of who would pay the transaction fees. From the Bangkok Bank app there seems to be something called prompt pay international, and you can possibly pay from a Singaporean account using one of their banking apps. So what it will take is for foreign banks to join the prompt pay international system. That seems unlikely. So absent some fintech solution that is foreigner friendly, it’s going to get rocky for people without Thai bank accounts.

Sorry, what do you mean by “farther up?” Also I mean to refer to the internet package for an existing SIM, not a new SIM. It’s that I let my package expire since I was going be out of Thailand due several months. Thanks. Never mind, I understand. Hehe

Any idea how to still get the 1600 per year package? I had it and lost it. Now I can only find the 2200 baht per year package.

I find it unwise to “abuse” the Schwab ATM refund policy by using it too much. I don’t want to temp them to change it.

Because your transfer to Chase is an ACH push, where the sending bank can instantly see the funds are there and Wise doing an ACH pull where it takes time to verify the funds are there. Try doing an ACH pull on the Chase side from your Wealthfront account and you’ll see what I mean.

Nobody has to be lying, the website could just be wrong. Or maybe Bangkok Bank initially included foreigners in it, but it turned out that it wasn’t required by the NDID or the NDID rules changed or it was too much of a hassle. I did mine a year ago as soon as I found out about it. Maybe NanLaew did his Nan te Laew like I did (sorry, couldn’t resist, heheh)

It drives me mental when Thais can’t bring themselves to care at all about what you asking and just say “no have.” Their mother could be on fire in the parking lot and you could ask for a bucket of water to put them out and you’d still get an “arai wa?” From them. Which if you say, by the way, is extremely offensive, but a Thai customer service representative can say it straight to your face and you’re supposed to pretend like it’s not rude. It’s helped me to not care at all about them, the apathy works both ways.

They let me register. Took the face scan with a webcam.

The Thai revenue department isn’t coming after you. You can check your closet and look under your bed before you sleep at night and I assure you they won’t be there.

I guess you need a new broker.

yes

Thai “Sai oo-wa” sausage is strongly reminiscent of andouille. I don’t know if you’ve tried it.

I have the Bangkok Bank app on my phone and it works fine, no problems, even though I am outside Thailand. However, I want to purchase a new phone and port over the app to the new phone and sell the old phone. Is there a way to do this from outside Thailand, or do I have to go through the same process I did originally to set it up on the old phone? I did it from an ATM last time. Is there an alternative? Thanks.

Just wire yourself the money. You may need to show the money came from overseas during the divorce 😉

If you have more than 2000 baht in the account, they won’t charge a “dormancy” fee, but your nearly ATM charge could put it below that and then it’s fair game. If you leave 5000 baht in the account and remember to do some kind of transaction every six months or so, you have no chance of losing the account. And given how hard they are to open these days, that’s a good thing.

Bangkok Bank and Kasikorn do peer to peer banking transfers in the USA?

That never made any sense to me because Wise doesn’t do transfers from Thai baht to Canadian dollars. And don’t people send more one way than the other? I don’t get it.

Probably one of the same Youtube <deleted> scaring everyone half to death about the “new tax law.”

This exact thing. If neither of these two scenarios happen then it’s all piss and hot air. People are suddenly so concerned about the exact letter of the law in Thailand. And yet.., Its illegal to ride in a car without a seatbelt, to smoke in bars, to ride a motorcycle on the sidewalk, prostitution is illegal, bribery is illegal, selling beer at 3PM is illegal, vaping is illegal, street vendors are illegal, etc. Nobody cares about the letter of the law when it comes to that. Nobody is worried a cop in going to give them a 20,000 baht find for smoking in a bar in Nana. Yet a single announcement about a rule change and everyone has got a spring in their ass. Its Thailand. It’s not about the law, it’s about enforcement. And there is no evidence of any enforcement at all, so who cares.

Why not just use the app or online banking? I think you can change it by phone too. Showing up in person probably won’t work because the branch in bangkok is not a retail banking branch.

That is wrong. Most American banks are happy to open accounts for tourists, and people without social security numbers. My friend from the UK did it after being in the US all of 3 days, on visa waiver entry for tourism.

I think we can be sure that non Thai citizens won’t be able to use these new banks at all. That may be cynical it’s probably right.

It’s painful to read this thread with so many technically illiterate people talking about “locking down” their desktop and not “trusting” phone banking. Windows is the least secure platform you can possibly use, followed by your crap android phone from 5 years ago. Get an iphone also realize that what you “trust” and don’t “trust” regarding technology has nothing to do with reality unless you have some experience, which clearly none of you do.