Well, allow me to retort. Without access to my social security number, no one can start new financial actions in my name. I did recently have an annoying occurrence of attempted theft. I booked a trip with China Airlines using a Wells Fargo credit card, and within 15 minutes I received alerts from Wells Fargo that someone had just charged some Jet Blue flights on the same card. I let them know I HAD booked the China Airlines flight but not the Jet Blues. It would appear some unscrupulous China Airlines employee tried helping themselves on my dime. The card was cancelled and a new one sent, problem averted.
I also check all my active accounts first thing every morning after a good night's sleep. As for anything else regarding privacy? If they really want to mine for my boring details, they are welcome to them.