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KhunLA

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Everything posted by KhunLA

  1. Yes, gains, same as salaries, not taxed until you receive them. Why should that be any different, as hard to predict gains. And take note, you don't get much credit for 'losses' , a flat 5k no matter the loss ... that's fair ????
  2. They already make them, and so many more: China Rocks
  3. Of course it is, and next month they'll release their ridiculously low rate of inflation for the year, just in time for the COLA to be announced on Social Security ... ... like clockwork ... ????
  4. Capital gains is considered income, same as paychecks, and reported to IRS from brokers, same as salaries from employers. There is no avoiding paying taxes ... it's the BS of those that spin that silliness. You can use the tax laws to cut your tax, or delay your tax, but that's about it. Everyone pays, well, except the people who want to take from those that earned. Best way to cut your tax, is give your income away, and why so many rich, give so much to charities, or good motivation anyway. Give 1M away, and save paying tax on that 1M. And kudos for those that do so.
  5. 2nd visit for root canal done (Fri/10 days after 1st), was charged seperate for each visit 4k & 4k. Need to return Monday, for more work, a permanent filling, and mold for the forthcoming composite. After taking the other half of the crapped out veneer that's still there off. So a 4th visit, maybe 10-14 days after Monday before done. So a bit pricy for saving a small tooth, being the side incisor. 1k and I could have just yanked it, but where would my modeling career go from there ... ???? Vanity is expensive ???? So another 1k + 4k, I think she said, or 12k for a crown, which I don't really need, as an incisor.
  6. I refuse to buy any garment with name brand on it. Foot wear hard to avoid, but that's as far as I'll allow. Says the guy with the MG advert ... ????
  7. Love Chanting also ... with a good follow up riff ???? On topic ... advantage, no need for alarm clock
  8. We also, very rarely have power outages. Only 1 long one, and that was scheduled, advised work on power lines. Unannounced power outages being extremely rare, maybe 3 in 5 yrs, and hardly noticed, time wise, 5-10 minutes. Udon Thani was a different story, unless a storm, then just rolling brown outs were common, but wife would call, and it would be be on in 5 mins. Almost feel sorry for the next village that got turned off, to accommodate the city. One of the pluses of have solar, even a small system w/ESS. Or that EV with V2L, if consistently having outages. Keep the frig & a fan going at least.
  9. If you want to be fair ... actually fair to everyone. No deductions, and simply pick a flat income rate. Those that think the rich don't pay enough, fine, pick their rate. A flat tax of between 25-37% ... across the board, no exceptions. I would have loved to pay 25%, or have everyone pay 37% .... pick one. Everyone pay the same, that's called being fair.
  10. That would be about the worst thing you could impose on the rich. I got mine, enough for me, so I stopped earning. Doesn't affect anyone. Now Gates, Bezos or Musk, get their homes & 2M savings. Why bother continuing, close down MS, Amazon, Tesla, Space X. Getty got his, why bother drilling more oil. Rothchilds got theirs, close the banks & mortgages end. Ford ... I think you get the idea. Industry & commerce would come to a screeching halt. Along with farming and food distribution. Along with apparently 79-97% of your income tax base in the USA. Not to mention, loss of all the income, to the not so rich, that are employed by the companies the rich have built up. And their income tax base, all loss, since no jobs to work. Talk about a negative butterfly effect ????
  11. https://decogreenenergy.com/index.php/th/ https://aseannow.com/topic/1183238-electric-motorbike-any-opinions/page/3/#comment-18286694
  12. Bangchat will issue one to non-Thais.
  13. My retirement here is about the same as it would be in the USA ... BUT ... probably a bit less pocket change, and healthcare if needed would use up my oops fund a lot faster, even though having Medicare A & B. As what that cost, I doubt if I can get that sick here/TH. Plan B ... $2000 / ฿70k a year. Not counting the deductibles, that cost more than the meds here ???? Along with the Q to see the doc, for the referral to see the specialist, to Q for that, and if hospital stay, Q up for that, with huge deductibles all the way. All total, more than instant, accessible treatment here/TH. At the same price, without the need for monthly B premiums. 3 years here, and about ฿300k less spent, since no premiums, to have Medicare & see a doc, and I haven't spent that much here yet, with the couple med oops that I've had. Including check up to monitor things, which wouldn't happen in USA. Posted earlier, EKG here <$6, USA, start of $525 / 10 or 20% deductible, $50-$100, beside the 2 doc visits w/deductibles, maybe $40, So, cheapest 100-150 dollars, plus wait time, for a < $7 visit for the test here, all in ???? Actually, todays $$$, I've been here 23 yrs, so say 20 X 2000 = $40k USD, Plan B would have cost me already if I retired in USA, all things being equal. I can't get that sick here. So I'm ฿1.3M ahead already, by living in TH, and not have Plan be for past 23+ years. USA ... NO THANKS
  14. USA can feed & fuel itself. Already a 'service industry' workforce. Could easily convert to manufacturing again. Just more profitable now to outsource it.
  15. I'm not at poverty level, but I also don't even need to file a tax return. Too poor in the eyes of IRS. Debt free, with ridiculously low 'mandatory' monthly outflow: ... ~฿150 for water ... ฿27 conx fee to PEA (solar) ... feed ourselves & dog ฿10k Other monthly expenses revolve around unnecessary transport cost. Unnecessary, as everything needed is within walking or bicycle distance. ... car & scooter (EVs) ins, registration maintenance -฿2000 ... home & phone internet/call service <฿1400 My pittance of a company pension covers that. My Soc Sec is enough alone for Ret. Visa, if wanting, I could actually save all of that. Though we do fail miserably trying to spend it. Damn CCs. Obviously took a few satang, to be mortgage/rent, car/scooter payment free. Quick ROI, especially since banks don't give much of anything for saving. So spend it, as worth more today than tomorrow, if saved.
  16. Thicker nap roll on brush will accomplish that. Thinner nap will give more flatter, smoother look. nap sizing Foam brush for no texture at all, or brush stokes a hair brush will leave. Tapered end of foam brush makes for easy cutting in molding. Once use to it, don't need masking tape, and saves a lot of time.
  17. Think the difference being, the damage caused when the Andaman gets piss'd off vs the damage the Gulf will do. Suspect zoning enforced more on Phuket.
  18. Confirms I'm not normal, as rarely go to sleep before midnight, and usually wake up before sunrise.
  19. Not really much different. Was making $5 hr/$200 week/$880 month (22 days) Mortgage was $365, so 41% of income. Using $15 hr X 8 X 22 = $2640 X 41% = $1082 That qualifies for shy of $150k mortgage, 30yr/7.97%. ($1097.51) That's a single person, flipping burgers at McD, double that for a couple $2000 for mortgage. Cry me a river. If you can't find a house for $100,000 in USA, you ain't looking very hard. My brother sold his townhouse (3bdrm w/pool), Philly suburb, last year for $55k. Don't believe the BS you read in MSM. You have choices, just need to exercise them. So a couple flipping burgers CAN afford a house, a new car & a holiday, on the 'new' minimum wage at McD OR ... buy 2 or 3 house, fix 'em up, rent out 2, live free in one, or supplement your rent elsewhere. option #2
  20. No, I'm good, as that was on a $250k trade, so <37%/92.5k. I could only BS so much, without triggering an audit.
  21. I read that as spending should be cut. Until you can find more revenue. Foreign aid should be eliminated. USA military should be on / in USA land / waters. Energy companies should be nationalized, as those windfall profits belong to the citizens. Socialism & capitalism can work together. Pharmaceutical/healthcare/Medicare pay outs are just silly. I had an ECG/EKG here/TH ... $5.80 (฿200) Philly, PA, USA, price ... $525-$1400 source
  22. Yea ... still left office with a 5.6 trillion national debt. source What's wrong with this picture: "May 30, 2023 In 2022, the federal government spent $476 billion on net interest costs on the national debt. That total, which grew by 35 percent from $352 billion in 2021, was the largest amount ever spent on interest in the budget, and equaled nearly 2 percent of gross domestic product (GDP). Interest costs are on track to become the largest category of spending in the federal budget source Money in: "Total Receipts: Up by 21 Percent in Fiscal Year 2022. In 2022, federal revenues amounted to $4.9 trillion" source Money out: "The federal government spent $6.5 trillion in FY 2022" source Try doing that with you household checkbook ... ???? Keep electing idiots that can't balance a checkbook. Oh wait, not their money, they don't care. Yea ... I left & stopped paying taxes. Why ... ... do you really need to ask
  23. And when I bought my first house, I was making near minimum wage, and mortgage was 14%. Thank you Jimmy Carter. To make the mortgage, I took on boarder, as 4 bedroom and I only needed 1. Light turned on, a little sweat equity, while working 80 hrs a week (1 job), and I turned it into a triplex, as it was 3 stories. Now the mortgage is paid, and extra payments to the principle. No, still drove my POS car, although now had money for new one, if stupid. Extra money went to buy tools, and went into self employment. Built a POS (OK, nice) trailer, to tow behind my POS car, till make enough to buy an entry level pick up, only new vehicle I ever owned in USA. My 'choice', my sacrifice, my ROI. Hmm ... this is too easy, repeat & rest is history. First house, went with an ARM, all told me I was nuts. Really, 14%, and can only go 1 direction, which it did, down, every year. I've worked 1 full time and 2 part time jobs when needing. They are there, pay sucks, but better than hoping someone pays my bills. Can't be any worse now than then, with McD paying $15 an hour. Sorry, I'm not buying the headlines of doom & gloom, as know too many, doing just fine over there. Working hard & earning it.
  24. We are, a lot more. I wrote $75k checks to the IRS, a couple good years, more than most Yanks gross a year. But when I lost $100k could only write of $5 of that. I take the risk, hit big, they take big (37%). I have an oops ... 'oh well, better luck next time' Can I credit that loss to my gains last or next year, yea, $5k ... say what. In year 2000, I owe you taxes I didn't pay ... you pay tax + 11% + penalty. You / IRS owe me taxes to return ... we pay you tax + 4% ???? That's your fair tax code.
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