
NoDisplayName
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Everything posted by NoDisplayName
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It's not the IQ, as in how "smart," but could be about the thinking process. Male and Female brains appear to be wired differently, using slightly different processes to reach conclusions. That may affect an individual's ability to think strategically. If it's an evolved ability, the strategy required to care for children is different that the strategy required to bring down a saber-tooth giraffe.
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Retirement visa from an agent
NoDisplayName replied to JustAnotherFarang's topic in Thai Visas, Residency, and Work Permits
You're a hostage to your current agent. Your visa and extension are technically valid, but not legal according to regulations as written. You won't be able to renew yourself as you're not registered with immigration where you live, and you haven't maintained the required bank balance. Only options are continue with agent, or exit the country and get a new visa in a neighboring country, or come back with a waiver and apply for a visa at immigration. If you try to move to a different agent, you'll be starting out as a new customer paying full price and will have the same problem. You'll just be hostage to the new agent.- 43 replies
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Retirement visa from an agent
NoDisplayName replied to JustAnotherFarang's topic in Thai Visas, Residency, and Work Permits
Do you have 800K in the bank, or are you able to show monthly transfers? Where was your visa/extension stamped? In which province is the agent doing your 90-day reports? -
A lifesaver’s plunge in Pattaya pool becomes his last
NoDisplayName replied to snoop1130's topic in Pattaya News
From the linked article. -
Your first sentence was the important one, as you mentioned "vague title." What sort of ownership does the father actually have? Is it something he is legally entitled to, or did he buy a questionable plot from someone without authority to sell it? Reason I ask.......my wife's BIL recently bought some land without a real transferable title near a national park. Land that was deeded by the government to a specific family for subsistence farming, and cannot be legally sold. He was trying to get her to go in on buying a second plot. We passed. I don't imagine a big, tall hansum foreigner building a house on restricted land would go over well in the local community.
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A lifesaver’s plunge in Pattaya pool becomes his last
NoDisplayName replied to snoop1130's topic in Pattaya News
So, not a lifesaver after all. -
Thailand’s Second Satellite “THEOS-2” Set to be Launch Soon
NoDisplayName replied to snoop1130's topic in Thailand News
Pictograph instructions included with all Leggo sets! -
Thailand’s Second Satellite “THEOS-2” Set to be Launch Soon
NoDisplayName replied to snoop1130's topic in Thailand News
From the linked article, it seems some junior vo-tec students were sent to NASA summer camp where they built a satellite out of macaroni and glitter, and soon the French will put it atop a rocket to stick it on the fridge. -
Is Wise App A Higher Commission?
NoDisplayName replied to Neeranam's topic in Jobs, Economy, Banking, Business, Investments
It can be almost instantaneous, depending on how your bank processes ACH transfers, but usually same day. I authorize an ACH from my credit union, they process at end of the day (USA time). I get notification of fund received from Wise next morning (USA time). -
Lemme tell you about karma. One time in China I went into a small shop to buy a box of eggs for 4 RMB. I gave the clerk a ten, she gave me 7 RMB change. I held up the eggs with the price showing, and the change she gave me and said try again. She looked it over and gave me another RMB in change. I just smiled and gave her back the correct amount. Later that evening, my girlfriend and I made an omelette. Karma!
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Is Wise App A Higher Commission?
NoDisplayName replied to Neeranam's topic in Jobs, Economy, Banking, Business, Investments
If you initiate the transfer from the Wise website/app, there is a fee to transfer from your bank. If you send from your bank or credit union from their website, there should be no charge. Most banks should be offering free ACH transfers nowadays, and Wise does not charge for incoming ACH transfers initiated elsewhere. -
I understand your dilemma. Theft, lying, more theft, leaving accident victims in the street, inciting violence, taunting the bereaved......possibly even posting lies on the intertubes. No wonder you're worried about karma!!!!!
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Sooooo soory. Cannot. Missing fossie.
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Is Wise App A Higher Commission?
NoDisplayName replied to Neeranam's topic in Jobs, Economy, Banking, Business, Investments
Just for funsies, assume on 65K baht method, sending $2000/month. ACH domestic wire from bank to wise is free, send $2000 Wise charges $13.75 and converts to baht at 35.37 (Aug 15 4:30pm) No Thai bank fees. You get....................70,250 SWIFT from your bank to Thai bank $25, fee deducted from total, send $1975 Thai bank converts at 35.20 (Aug 15 4:15pm Bangkok Bank) for 69,520 Bangkok Bank incoming wire fee of 0.25% is 175 baht. You get....................69,345 So........income method guy pays an extra 10,850 baht per year. -
The transfer fees might not be that much different, but consider the exchange rates. Wise offers close to the live forex rate. Conversion of your funds at an incoming bank much more costly, and adds up quickly with 0.15-0.25 baht/dollar rate difference. Current GBP-THB rate at bangkok bank Aug 15 44.32250 45.23500 1000 GBP = ? 44,322.50 minus your SWIFT fee, and then 200 baht fee from the receiving bank. [ Bangkok Bank incoming wire 0.25% of the transfer value (minimum 200 baht, maximum 500 baht per transaction)] Current rate from Wise 44.7854 1000 GBP minus fees 44,499.67 (slightly higher if sending from own balance) Current XE.com live rate 44.798707 1000 GBP = 44,798.53
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I understand your feelings. Some scum dumped a human infant in a garbage pile on the roadside. Possibly alive when dumped. They must be victims. Wish them happy and lucky lucky.
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Is Wise App A Higher Commission?
NoDisplayName replied to Neeranam's topic in Jobs, Economy, Banking, Business, Investments
the xe.com number i quoted was the mid-market rate, not the conversion rate if sending by xe.com. wise quote seems to match the live quotes. for information only, to compare to the actual wise conversion rate. i checked bangkok bank, but they haven't updated the forex rates on their website since friday. -
Is Wise App A Higher Commission?
NoDisplayName replied to Neeranam's topic in Jobs, Economy, Banking, Business, Investments
currently xe.com dollar-baht exchange is 35.324468 wise guarantees an exchange rate of 35.3200