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Everything posted by Foxx
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I was pleasantly surprised to receive an email from Wise telling me that they'd refunded 40% of the transfer fees that I'd paid in November. I didn't know they did that. However, it's described at https://wise.com/help/articles/7dmzR1bODHUCVTvD52Qi8D/fee-refunds-for-customers-in-the-uk and is only for a trial group of customers in the UK. Still, no complaints from me.
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Setting up SET account for dividends.
Foxx replied to JeffersLos's topic in Jobs, Economy, Banking, Business, Investments
I can't really recommend a reputable asset management company. However, let me relate my recent experience of opening a mutual fund account with Krung Sri a couple of weeks ago. The Krung Sri bank app (KMA) has a section "Mutual Fund" and if you click on it there's the option "Open Account". I clicked on it and then filled in a fair bit of information, including going through an (utterly pointless) suitability questionnaire. At the very final step it said that the application could not be completed online. The actual message said that I needed to have my identity verified and (another) photograph taken. I visited a branch, and was told that it wasn't possible to open a mutual fund account online. I then had to go through the entire process on paper (including the suitability questionnaire). The whole process took over an hour, including several 'phone calls by the counter staff to head office. The final hiccough was that they required me to invest in a fund immediately to complete the account opening. Their website lists a range of perhaps 9 or 10 fund managers whose funds were available, and I'd previously shortlisted three or four funds, so that shouldn't have been a problem. However, the reality is that virtually all the funds available are from Krung Sri, and only a token number of funds is available from the other fund managers. Given that Krung Sri doesn't have a great reputation for fund management, this was a blow. (In fact, they only have 3 funds rated 5-stars by Morningstar Thailand - that's out of 240 funds overall. And all three funds are FIFs, so Krung Sri is not doing fund management.) I've now realised that Krung Sri is no alternative to my regular Thai brokerage account which offers a much more extensive range of funds. In short, I'd recommend opening an account with a full service brokerage (primarily not one attached to a bank). However, if you go down the bank asset management company route, check how extensive the range of available funds actually is before opening an account - don't just rely on a list of available fund companies. -
Setting up SET account for dividends.
Foxx replied to JeffersLos's topic in Jobs, Economy, Banking, Business, Investments
There's a list of brokerages at https://www.set.or.th/en/market/information/member-list/main Note that whilst many of them are associated with banking organisations, you are unlikely to be able to open a brokerage account at a bank branch - you'll need to approach the brokerage directly. You mention being on a non-O visa. If this is for retirement, then you are going to find it very difficult to open an account. I know, I've tried. In the end I was only able to open an account by someone giving me a personal recommendation. I would add that, given your apparent naïveté in such matters, direct investment in the SET may not be a good idea. You'd probably be better off investing in mutual funds. For these you'd open an account with an asset management company. Banks have associated asset management companies and you can open an account at a bank branch (or even online). Unlike the past, most banks now allow you to purchase funds from other asset management companies. -
German documentary reignites sex tourism concerns for Thailand’s Pattaya
Foxx replied to webfact's topic in Pattaya News
And the slogan should be "No matter how fat or ugly you are, and no matter how poor your personal hygiene, you can still get laid." -
Wise digital credit card
Foxx replied to poppysdad's topic in Jobs, Economy, Banking, Business, Investments
Wise digital credit card? Really? I couldn't find anything on their website about their offering a credit card - only debit card. -
Well, I opened five accounts with Krungsri earlier this week and wasn't asked for any ID beyond my passport. Incidentally, if you're looking to park your money, why not go for a fixed deposit? 48 months fixed is paying 2.5% p.a.. If you don't want to lock your money up for that long, 14 months is 2.2% p.a..
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Google Reviews: https://www.google.co.th/maps/place/Phahon+Theater/@13.7925262,100.5461119,17z/data=!4m8!3m7!1s0x30e29c1712c79a17:0x338609ba24892d4d!8m2!3d13.7925262!4d100.5486868!9m1!1b1!16s%2Fg%2F11b69fqdkw?entry=ttu
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National parks ‘temporarily’ suspending e-ticketing
Foxx replied to snoop1130's topic in Thailand News Headlines
It was so that the authorities could more easily limit the number of people visiting a park in a day to prevent overcrowding and/or harm to the environment. -
There are Google reviews as recent as two weeks ago.
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Banks don't provide access to stock exchanges - brokers do. I'd suggest Phillips POEMS - used to dealing with foreigners. https://www.poems.in.th/ Even though banks often own brokerages it's (usually? never?) not possible to open brokerage accounts through your local bank branch. You'd need to deal directly with the brokerage. An exception is for UHNW individuals. For example, if you've got 50 million baht in your bank accounts, Krung Sri will provide access to foreign stock exchanges.
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Try checking the details. Term deposits for irregular periods (7, 10 and 14 months) are not available for foreign nationals, but regular term deposits are readily available. And if you're a high net worth individual the irregular term deposits become available too.
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Thailand on track to legalise same-sex marriage
Foxx replied to webfact's topic in Thailand News Headlines
Without the "piece of paper" one doesn't gets rights. For example, if one's partner is dying one has no right to be consulted on medical treatment, and has no rights relating to disposal of the body. Then there are other matters such as inheritance of one's partner's pension or adoption. It may just be a "piece of paper", but it brings significant rights. -
Anutin floats the reviving of civics classes in schools
Foxx replied to snoop1130's topic in Thailand News Headlines
Probably not. Ethics and duties are only for the little people, and they are not supposed to be corrupt. The kids of the wealthy in their expensive private schools won't be taught this fascist nonsense. -
Is it OK to be gay in Iran? According to ChatGPT: I take that as a "no", then.
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Which is why it's good practice to reduce the amount of food fed after neutering. Anyway, better late than never. You can cut back the amount you feed her gradually over a couple of weeks. Probably best to stick with dry commercial food for now so you can know exactly how much you're giving her. (With my dogs I weigh the food to the gram.)
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The family are circling in the hope of a payout. Is the daughter old and mature enough to fend them off?
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So, it hasn't put lead in your pencil. Sorry to hear that. Try sildenafil instead.
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Rare Malayan tiger spotted in Thailand’s Bang Lang National Park
Foxx replied to webfact's topic in Southern Thailand News
Typical. These Malayan tigers coming here, taking our Thai tigers' jobs. I hope Immigration gets onto this quickly and deports it. -
In 2022 Thailand imported 104,162 kg of turmeric from India. However, this is dwarfed by the 2,189,220 kg from Burma. https://wits.worldbank.org/trade/comtrade/en/country/All/year/2022/tradeflow/Exports/partner/THA/product/091030