
kimothai
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Everything posted by kimothai
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US Charles Schwab Residency?
kimothai replied to BKKKevin's topic in Jobs, Economy, Banking, Business, Investments
Forgot to mention: Security codes/OTPs are sent directly to your Thai number. -
US Charles Schwab Residency?
kimothai replied to BKKKevin's topic in Jobs, Economy, Banking, Business, Investments
I transitioned to Charles Schwab International account from a Morgan Stanley account which would be a very similar transition. I did the entire transition from Thailand online (just follow the directions as per the Charles Schwab International website). My Thai address and phone number is the information that is used for the account. I was also able to receive a debit card and check book (which I probably will never use) that were mailed to my Thai address. I've even received phone calls from Schwab on my Thai number to see if I needed anything. No need to use a USA address to skirt the regulations. The only difference (that I know of) is that you are not allowed to have mutual funds with the "International" account (I tried and was informed that the law changed a few years ago and I was disallowed). Everything else such as stocks. ETF's, preferred, bonds, treasuries are all good to go. If you have mutual funds, (I'm guessing) you may have to convert to ETF before you transition over or maybe they will allow after. You are also allowed to use the Thinkorswim platform. The Schwab website nor the T/S platform require a VPN. Recommend you have access to printer/scanner to do the transition as there are a few papers to print. sign. scan. return. I considered the entire transition to be quite simple and straight forward. -
Bangkok Bank USD Fixed Deposit
kimothai replied to Isan Farang's topic in Jobs, Economy, Banking, Business, Investments
thank you for reply -
Bangkok Bank USD Fixed Deposit
kimothai replied to Isan Farang's topic in Jobs, Economy, Banking, Business, Investments
My question is this: If I take $10,000 cash (new money quality that can be exchanged anywhere) to Bangkok Bank and deposit for a 4-month term at 4.35% and then close the account at termination (4 months) and withdraw the money will I receive USD that is the same quality that I originally deposited (new money quality that can be exchanged anywhere)? -
Trump popularity sinks as Americans quickly sour on economy: poll
kimothai replied to bannork's topic in Political Soapbox
I seem to remember a lot of polls showing Harris as being tied or close which was a manipulation of doners to grab more money. At least one liberal media put her ahead. -
Trump popularity sinks as Americans quickly sour on economy: poll
kimothai replied to bannork's topic in Political Soapbox
Polls can be manipulated to give the results to satisfy the poll takers, especially in this day and age. Hillary and Harris were both leading Trump and that simply just wasn't the case. Political parties (both sides) manipulate the polls to beat the drums for donations to promote their agenda. Believe the polls at your peril, as far as I'm concerned, they're just BS. -
That's the kind of thinking that got the USA into all the financial trouble in the first place. Create an agency to investigate the agency that's investigating agencies. Next thing you know there'll be more agencies to investigate other agencies which only results in more, NOT LESS, waste, fraud, and abuse. I prefer the policy of "keep it simple" and right now that seems to be working fine contrary to what the lefty's think.
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I think checking your lungs should be a yearly check because you need to establish a base line to make comparisons. I'm not a doctor but every year when I do a physical my doctor comments "no changes from last year".
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Zelensky Pushes Back Against Trump’s “Disinformation” on Ukraine War
kimothai replied to Social Media's topic in World News
The left is always going to hate Trump no matter what and I could care less. Trump is going to do exactly what Trump always does which is make a deal. Just a guess, but the left won't like that either but who cares? Certainly not the vast majority of Americans who elected Trump. If Zelensky wants to keep on fighting, I could care less as long as it's not American money he's fighting with. I believe with Trump "the buck stops here"! No more "kicking the can down the road"! -
2025 stock favorites
kimothai replied to bkk6060's topic in Jobs, Economy, Banking, Business, Investments
I'm also at about a 70/30 split. I have a pension/401K, so my brokerage account is more of a rainy-day account. I split my bond(fixed) accounts with a variety of ETFs which include SCHI / SPIB / SPHY / SCHR / VWOB / VTIP / VMBS and a handful of preferred. Yes, they are boring, and not nearly as much fun as equities, but provide for a bit of stability when things go south. -
Family Rush to Rescue British Man With Mystery Illness in Thailand
kimothai replied to webfact's topic in Thailand News
In this day and age, keeping track of expiration dates or important events has got to be one of the easiest/no brainer things to do. Everyone nowadays has a smartphone that has a calendar that will alarm on event days. No excuse for missing the expiration, he simply ignored it. IMHO -
2025 stock favorites
kimothai replied to bkk6060's topic in Jobs, Economy, Banking, Business, Investments
I've also been getting a bit more conservative as of late by adding some bond ETFs. I'm not allowed to buy funds due to my foreign address, but ETFs are available to me which is where the bulk of my portfolio is situated. -
US Taxpayers Fund $24,000 for Irish College's DEI Film Initiative
kimothai replied to Social Media's topic in World News
I think the people will simply wait for line-by-line investigation, then we'll see who was tricked. -
US Taxpayers Fund $24,000 for Irish College's DEI Film Initiative
kimothai replied to Social Media's topic in World News
Nor did Obama in 2 terms or Biden -
US Taxpayers Fund $24,000 for Irish College's DEI Film Initiative
kimothai replied to Social Media's topic in World News
Wow!!! Are all the liberals too lazy to use google or is it that they are too stupid to how? Social Security Fraud: Nearly 1.5 Million Americans Listed as Over 150 Years Old, 1,041 Over 220 Years Old -
US Taxpayers Fund $24,000 for Irish College's DEI Film Initiative
kimothai replied to Social Media's topic in World News
I don't have the proof but Musk damn sure does! -
US Taxpayers Fund $24,000 for Irish College's DEI Film Initiative
kimothai replied to Social Media's topic in World News
This is a drop in the bucket compared to the nearly 1.5 million Americans that are over 150 years old and receiving Social Security Benefits. More than a 1,000 people are older than 220 years old and receiving benefits. If I was one of those Americans receiving these fraudulent payments, I may be a tad bit nervous. -
Thailand Unites with 18 Nations to Tackle Call Centre Scams
kimothai replied to webfact's topic in Thailand News
Like putting the fox in charge of the hen house. -
Caution when buying a Dyson Product. Service for repair is slow IMHO. I have the purifier pictured above and it developed a fault after about a year and a half, so I took it to the dept. store where I purchased, and they sent it to the Dyson repair center. Was quoted a price and a wait time of 4 (four) Months. At the 4-month marked we called, and they said they still don't have the part (after 4 months) and it will be another month or two months and oh by the way "so sorry". I'm still waiting as of this writing. I don't think I'm the exception because I had a friend return a stick vac that needed repair, and it took in excess of 4 months before he got it back. I think the Dyson products are very good but I'm less than happy about the wait time if repairs are required.