Which is why I am waiting on the sidelines, I have over $30,000 sitting in a Wise account waiting to be sent over as baht, will grow it to about $100,000 soon, but at least its earning 4.85%, so I'll let it sit for now.....also waiting on my Wise debit card to arrive, thought that might be a way to buy things without worrying about remittance, but that sounds like it won't work the way I planned, so I'm kind of stuck on the sidelines waiting for answers.