noobexpat

You probably need to be in a nice condo development. Plenty of IT guys in mine amongst the retired blue collar guys. I have a friend here who is an ex-postman.

When i was young, my dad showed me an investment into some plain vanilla funds he made. He held them for 20 years and showed me: £50k to £200k. I was gobsmacked. Unbelievable, its quadrupled!! The impact of that openness was quite profound. Here i am today, living by my investing mantra of 4^(1/20).

Yes the principles are easy, but i meant the talking openly about it. Its called a psychological nudge...eg: Your co-worker, who is similar to yourself, tells you he saves 1000 usd a month into something. some possible outcomes... 1. I wish he would stop boasting 2. I will assess my finances and see if i can do the same.

Interesting. If i had an extra 1m usd i would do almost nothing different. Beautiful surroundings and clear sea are very depressing if you are lonely. You need to hit the fundamentals before the niceties IMO. Where do you have the best chance? in the dense population areas, of course. Boasting means talking with excessive pride and self satisfaction about one's achievements. I like hearing success stories and i admire high achievers. The older generation have been conditioned to keeping it all secret, like its a dirty topic. I've been talking to people about their money for 20 years, so to me its completely normal. I think the more open people are about money, the more they may save and not waste. Forums are perfect for that. I wrote my post to you after my night out. Twas a bit drunk 555 It may read a bit confrontational - sometimes the written word can sound harsh. Not intended. Just wanted to add that.

Fantastic! (I love science) Hope your health stays under control.

Thats cool! I ended up doing 3 years maths at university, but the real exams started when i left! Was chatting to a thai chap in terminal 21 foodcourt - he was an architect in london. What are the odds! He said its a terrible industry to be in and everyone wants out.

I expect to hit 100m baht in mid 50's. I may peak at 200m before i need to commence an investment draw-down strategy because i will have decades of cash reserves. I'm pre-inheritance too and the old folks have +£1m so...

I have some composite veneers and they are great.

Where would you be? Why is it boasting if people are telling the truth? Is it because it is significantly more than you have? at what point is it not boasting? Maybe just 10% more than you?

That crawling baht bus to get into central pattaya would drive me nuts. Also dislike the tourist demographic of that neighbourhood

I'm in central, been looking around wongamat. There is virtually nowhere on the baht bus route, i believe. Lumpini ville is a great location but its low budget. Open to suggestions from anyone in the know - will go 25k month.

I planned to be an architect as i was good at physics, maths and tech drawing. 7 year university course in the UK! Absolutely no way.

I recently changed my 7 filter (!) system. Just buy a kit from lazada. The replacement filters were about 1500b.

All the old farangs in these foodcourts and their teeth picking

Yes its not means tested unlike australia. It may be in the future but its a political hot topic. I have accrued almost a full state pension but i plan on never receiving a penny ....in 20 years time, anything can happen.

Ok, say why?

Because 5% return on 7 digits gbp is still an awful lot of free money. Thats why we don't need crypto cr@p.

Can't you read the OP? Lump sum amount - in total. No mention of adding on a house or a convenient bucket of diamonds is there? So i will recap, £800k total assets, mid 50's, not that great.

I agree with this. I would save the money and 2 or 3 years later get the paint corrected and polished professionally. Wax the car yourself every few months.

Nah i think you need PPF for that.

Same ...i graduated in 1997 Funny when you give it some context when pre-2000 times are mentioned.

That was me. A tidy amount compared to whom? I compare against other degree educated professionals, like myself.

I don't live in the past and the technology changes mean i get to live a life others can only dream. So, thanks but no thanks to pre 2000 times.

It amazes me how many blokes believe the stories from a thai girl

That is genuinely my idea of hell. The decor sucks, the windows will be nasty, probably a boring pool and terrible gym no doubt. Cleaning it will take forever. The positives will be nice people around you.