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noobexpat

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Everything posted by noobexpat

  1. noobexpat
    Agreed and totally understand
  2. noobexpat
    But they don't ...they break out the calculator and make themselves look simple again. I may u-turn in the future, never say never. Got 30 or 40 yrs ahead of me. The only interest i have, is their terrible sums and daft terminology which always begins with ...'wasting rent'.
  3. noobexpat
    by simple folk 555 This is what is was talking about @BigStar
  4. noobexpat
    I did 23 yrs in the UK market and did well. But it was houses not flats. Flats/appartments/condo's didn't seem to go up at the same rate as houses in my area. I'm a bit weary of the future value of aged condo's in thailand. There is no way they are going to outperform global stockmarkets, of that i'm sure. Which is my version of opportunity cost. Owning has some nice fluffy feels to, so i do get that as well.
  5. noobexpat
    Stubborn old men are probably the easiest targets for phishing scams.
  6. noobexpat
    I think its rare that you get a 'condo buyer' who appreciates opportunity cost. Maybe they are just a simple bunch who think bank interest is the lost opportunity. Expected growth on my funds should be 7%. This is enough to cover rent. At least 1% is what i would call a portability premium - i get to leave when the condo annoys me or it gets old and shabby. I was a homeowner in the west and i don't miss much about it.
  7. noobexpat
    Your ideas are wrong. Most scams are done by people falling for their tricks, not by losing a device. Phishing is number 1 - 99% of fraud i bet.
  8. noobexpat
    Least secure first: 1. Using a card 2. Laptop/desktop 3. Phone 4. Tablet (because they usually don't leave your home)
  9. noobexpat
    I live on soi 15 and i would say be very mindful of the short term rental situation. I'm moving away from the area at the end of my contract.
  10. noobexpat
    He wanted the specific phones because he could reprogram those ones and resell ...because that was probably 99% of the phones they stole. The 1% had the right bank app he was after. I think that narrative fits better than some master app cracker for every bank in the USA.
  11. noobexpat
    In the UK i know one very large company discloses its critical illness payouts. They express its as a % of their annual premium revenue. Pretty high, about 90% from memory.
  12. noobexpat
    I don't know about USA banking apps. Maybe the app software had already been hacked, allowing them access. They just needed to get lucky and steal a phone with the right bank.
  13. noobexpat
    50 bucks of doge coin ...keep it safe!
  14. noobexpat
    A quick google search says ...well not really... https://www.dashlane.com/blog/common-ways-hackers-steal-passwords The brute force attack can't work and thats the only one thats possible.
  15. noobexpat
    How? Click on my bank app and it asks for 3 digits of my password to log in. Please explain how that bit is bypassed.
  16. noobexpat
    What a loophole you've just uncovered. Genius.
  17. noobexpat
    Maybe an aftermarket seat would help. I've heard that the honda monkey cub has the comfiest seat.
  18. noobexpat
    Men or women or both? ...be specific 😉
  19. noobexpat
    Easy to get a feel for what the country offers if you scan through airbnb.
  20. noobexpat
    My town featured in the sunday times most desirable for 2022. Full asking price in 4 weeks. Cha-ching 😋
  21. noobexpat
    Nasty looking accommodation compared with thailand though. Same Philippines, vietnam, Cambodia etc etc. If you live in the real basic places then probably wouldn't notice any difference.
  22. noobexpat
    If there was a dream boyfriend checklist, i probably tick them all. Girls ask how i live here at a young(ish) age and ask about visa, which you would really think gets their little ATM brain firing, but no. Its a mystery!
  23. noobexpat
    Doesn’t seem to work for me. Been here 1.5 years and no girl has tried to hustle her way in. Kinda disappointing 😪
  24. noobexpat
    I showed your wife to all the poster's. We had a good laugh. 🫢
  25. noobexpat
    No need with you about.

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