noobexpat

I'm not thrilled with their offering. No secondary market, very limited diversification. Nobody with only £75k should be anywhere near this. In the past i used, i think 4, P2P providers, non of it commercial property: 1 got sold, the other 3 wound down and stopped taking new money. Had about £300k at one point. I still have tiddly bits in lending works and funding circle that are on natural run off's because cannot sell loans.

Interesting. I'm very familiar with P2P - which provider are you referring to?

Its typical for financials to have subsidiaries in various locations. Uk banks do the same, using isle of man as well.

Age 57 and writing such nonsense. Frankly embarrassing. If you were 17 you would be forgiven and it woukd be down to immaturity.

Why don't you sell everything and buy then? Instead of predicting the future for other people's benefit.

Details please. Because i simply don't believe you.

The state pension is never reduced. What are you referring to? ...contracted in and out occupational schemes?

Excellent. Good luck!

I don't intend to give them the ammunition to raise suspicion. I still have address ties back home though. But the preparation is good too.

Thats hopefully the end result, but its not their actual purpose. At the back of them, its says that both countries are open to a complaints/mediation procedure (in the event that both feel they have the right to tax).

Actually the purpose of a DTA is to establish who has taxing rights.

Why are you opening one? Have your others been closed due to non-residence issues?

Which is low. The rest of the sentence only applies if your tax residence hasn't changed. Are you still on page 1? 555

Then find an example of a country that enforces foreign income tax but voluntarily ignores all pension income. No point devising narratives that just happen to suit you.

Get in quick. YOLO 555

Yes you're right! ...60% down in 2 years lol

There's already a bitcoin etf via proshares. Been out for nearly 5 years. Obviously its lost about 60% since inception. Expensive to own: 1% AMC? Whats different about blackrock? Possibly just the name recognition. We know crypto can move on a Musk tweet. Whales about to suck in the retail numpties. There is no risk to blackrock. They get paid anyway!

555 you mean thats why they build super computers to do it, because they don't have the manpower. In UK there is a £ threshold whereby if it doesn’t produce that level, they won't even investigate.

You can invest in government bonds (gilt) funds on every investment platform on earth. Why use Wise?? There is no need. They call it interest but the real term is called coupon. Its the repayment of the debt until it matures.

Govt pension is when you worked for the govt: LGPS is the name of their scheme. State pension is accumulated via national insurance contributions.

48 here. I'm surprised you are into these crackpot schemes giving crazy %

How old are you?

Yes i know blackrock 55 My strategy is building wealth over multiple decades. Your's sounds like quick wins and fads. 7.8% pa over the long term and i'm happy. Which means i quadruple in 20 yrs.

Never heard of him. I know warren buffet though. He seems to agree with me ...or maybe i agree with him 555

Good for getting some profit, but sounds like bits of play money really. Ok if you're a youngster. Crypto is joke to me and gold is for hedging. Both produce no dividends to reinvest too. Why do i need a hedge when i will invest for +30 yrs, never sell but will only sustainably drawdown. Topped up a global tracker on friday.