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noobexpat

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Everything posted by noobexpat

  1. noobexpat
    In 20 yrs when i get to state pension age (68), god knows what form it may take. I've planned retirement on the basis of getting £0. I live in thailand now and will do forever - so i also count myself as a lucky one 😃
  2. noobexpat
    Coverage? No thanks. Self insure.
  3. noobexpat
    Its not. There is a phasing period depending on your DoB. It can range from age 65 to 68. The aim is for all younger people to be at 68.
  4. noobexpat
    No double kiss. But that hustlers looks good.
  5. noobexpat
    In my 30's i had laser eye surgery in UK. Used to wear glasses for driving and watching TV. Only had one eye done - my brain uses a system called monovision. Fantastic when you can see unaided. Hope it goes well for you.
  6. noobexpat
    Google it. There's one on 3rd road.
  7. noobexpat
    Type full match replays into google.
  8. noobexpat
    11 in each country? How many did you structurally assess? What was the process for comparison? Don't be vague, as much detail as possible.
  9. noobexpat
    Interest?? its not a deposit account. Its a unit linked fixed interest investment. Thats why it has an AMC. A mix of gilts and corp bonds ...via blackrock i think, can't remember.
  10. noobexpat
    Fancy suggesting someone with zero investment experience goes into the markets at age 76? Forum idiots or what. Stick to bank interest, you don't have the investment horizon or appropriate level of funds for the risk/reward.
  11. noobexpat
    How many years in each country?
  12. noobexpat
    Much worse quality though. Same as Philippines/cambodia etc.
  13. noobexpat
    The term is called fiscal drag. Not just serps, but possibly S2P which replaced it.
  14. noobexpat
    Looks amazing ...but MG though Not a brand snob, but when it comes to cars, its a real hurdle to overcome - but only if its a coupe.
  15. noobexpat
    Its not very high, but at least you won't be contributing.
  16. noobexpat
    Thats funny ...they also tried to send me a cheque here. Never arrived. Tried again, still no cheque. Third time they allowed me to claim it electronically- got it 3 days later!
  17. noobexpat
    You may want to complete form P85 which tells hmrc you've left the UK. I did it for tax reasons but its reasonable to assume that the info will ensure you don’t get the state pension increases.
  18. noobexpat
    Why you only interested in the low ones though? Will you turn green if you hear about the others?
  19. noobexpat
    Its pretty obvious that you are in the lower tier. Anyone who has a healthy income has no interest in discovering who has less to work with.
  20. noobexpat
    No probs, but that one wasn't aimed at you.
  21. noobexpat
    Then don't incorrectly try to correct.
  22. noobexpat
    I don't think it will rain today. It may rain today. You see the difference? one is an opinion.
  23. noobexpat
    Usually the state pension is paid gross but taxable via an adjusted tax code on the private pension.
  24. noobexpat
    It is called Self. And i don't think he will.
  25. noobexpat
    Topped up my vanguard global equity fund yesterday. Just a global tracker, nothing spicy. Temptation to get sucked into more fixed term deposits, but my investment horizon is +30 yrs so you have to stop yourself doing short term grabs of 5% or whatever they pay.

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