CallumWK

Wise payments to my account are also delayed lately. I receive the email you got paid, and when I click the tracking link it says your money should have arrived in your bank at xx.xx time, only thing is that it hasn't, and may take 1 or 2 days to actually show up in my account. My account is Kasikorn, which I thought was a partner bank from Wise. Not a major issue as I know it will arrive, but they should get their act together, since this never happened in the past but very often in the last month. In the past, it might have taken a little longer than usual for some transfers, but then the tracking would also not show the money should be in your bank now. It would show like, it takes a little longer or so, but as soon as it showed as in the account it would be in the account. Edit: I havent read the whole thread, but do the delays happen with all banks, or is it just Kasikorn bank?

I DO mind. This is a payment I received from someone in Australia, and this discussion is not about Swift transfers. The tread is about Wise, and another member said that he used XE, and they were cheaper and no fees. I showed him the evidence that there are fees at recipient end.

If you look at the screenshots it is very clear that 1500 baht was sent.

May I know which bank you use in Thailand. My experience with XE was a transfer from Australia to my Kasikorn bank account. The money arrived in a Bank bank account (I don't have a BKB account) and a small fee was deducted. BKB then transferred to my Kasikorn account using a service from which the name slips me, and that added a service fee of about 350 baht. Edit: just found the transaction in my history. Today your transfer arrived in my account, and it was only 1040 Baht,. I have called my bank already and they have investigated XE has transferred to Bangkok bank, who charge 350 Baht fee. Bangkok bank then transfers to Kasikorn, but since this is a Bahtnet transfer, Kasikorn charges another 110 Baht, so total fee 460 Baht. Kasikorn has suggested that you take it up with XE, since you haven't asked to transfer to Bangkok bank, but i think there is little chance they will take up their responsibility. I include screenshots from the transfer.

You are right about roundabouts, only that they don't work in Thailand with their selfish drivers. Look at the disaster the dolphin roundabout is, and there was one on jomtien second road, which since also has been removed because it was a disaster. In my opinion u-turns are not that bad, given that they are constructed in the correct way. This means no 2 direction u-turns, because the view get blocked by those using the u-turn from the apposite direction, and making it life-threatening. Secondly, so many u-turns I have seen the view is blocked by traffic or other signs. Obviously, the road designers in Thailand still have to learn a lot. Most of the time I actually wonder if it is just the local somtam seller who get the job. Definitely, those who designed thepprasit road should be thrown in jail for what they created there.

Obviously, they have never heard about wave breachers here.

I also have been aware of a few very wealthy digital nomads here in Pattaya. Two of them have been murdered in clear view, and one has committed suicide. The others are just waiting their ordeal. I'm sure you know the difference between digital nomads and online scammers/fraudsters.

What happened over those thousands of years you mention, was a bit different from a 1.5°C increase or decrease. Studying maths helps, instead of listening to Greta

If you consider 80 baht for a beer too expensive, then I guess canteens is where you usually hang out, so you probably know everything about the environment there

You are definitely not left of center. Using the term woke puts you in the far right I think Bob was talking about your political siding, but I guess that went over your head

This is not about Le Penn. All over the world, except in the Middle East, anti-islam parties are gaining popularity and even get to lead the country. You think those voters are youtube followers, or actually the general population who have enough of it? Immigration is happening for decades, and countries needed it, but this is something different from the East, and South, Europeans who migrated here to look for a job

I know some who were murdered for it, and others who needed 24/7 security, and even change identity and live in secret places

It will never happen, simply because they have no legal rights for it. I know the example of the US has been brought up, but that is something completely different, as it only applies to US citizens or residence holders. We are not citizens in Thailand. Your home country actually could make it legal to tax you on the money you earn in Thailand regardless if you transfer it or not, but not vice versa

OK because you asked for it. Global warming is a natural cycle, and nothing can stop it, regardless of how much money the politicians and their friends can pull out of your pocket with their taxes. Take note, I'm not denying it is happening, but is earth warming and earth cooling has been happening as long as earth exist, and last time I checked thousands of years ago there was no damaging industry or whatever else they claim the reason is

Yes disturbing for the wokes. Right wing parties are gaining massively everywhere in the world. As far as I'm aware, the majority is rarely wrong. In my country there were also local and federal elections, and the right wing got 22.7% of the votes, while the biggest party got 24% of the votes. Also a record 12% of eligible voters didn't turn up.

Because they own a house in a company name, which files a fake return every year, doesn't make them real business owners. And if those return now start showing a balance 5 or 10 times what they usually were, just for the purpose of deducting that new car, the government may actually wake up and have a look at the past 10 years. You are ware that they can go back 10 years?

Mine are more like 300cc, and i'm in Pattaya. As a rule of thumb, I count till ten while pouring..............sometimes I lose the count

What percentage of long term residents are business owners? You think it exceeds 1%

Sales are currently being propped up by “fleet” purchases courtesy of massive government subsidies that allow employees to write off the cost of leasing against income tax. The UK’s Zero Emission Vehicle (ZEV) mandate requires 52 per cent of new cars to be EVs by 2028, rising to 80 per cent by 2030 and 100 per cent by 2035. I guess Hertz is not active in the UK ?

So 2-3 EV's in Udon is an explosion? Well there maybe a real explosion involving an EV one of the days. You realise since you see them always at the same school, it is likely it are the same 2-3 ones every time?

Aren't we old enough yet to know that everything the Chinese claim is fake? I was looking at outdoor solar light the other day, and it said IP65 waterproof, as all those lights from China claim. Then in the reviews there was a picture from the received item, and it said in big letters IP44. I have done a lot of business with China in the last 15 years, and I still have to get one single item that has the spec as claimed by the manufacturer

When after only 5 months they already know they not gonna reach their 12 month target, then I think this will not be the last downgrade for the year

And you are the perfect example of your claim, since you think there is a need to ALWAYS include every extensive OP in your one line replies

Can I ask where you would be living? $1 million is not what it was. It will barely buy a house in the US or UK. 40 million baht is more than $1 million to start with, but also it means you must have a lot more than that. You need 40 million to lock up for 3 years, on top of the money to buy the land and build the house, and living expenses for at least 3 years. Sounds more like you will need like 80 million baht to be able to buy 1 Rai of land in your name. BTW, everything in the OP is known to me for many years, so where are the changes?