Exactly. I have the same problem with an Australian bank. They can send me warning SMS's for some things - such as when I recently chose a PIN for my new debit card, a message arrived telling me that it had been changed, but I can't receive OTPs from them. When I contacted them they advised me to get an Australian SIM.
When my wife walked in from work I passed her a huge bunch of flowers.
She dropped her bag, gave me a huge cuddle, kissed me and told me she loved me.
"I love you too but could you take them next door.
They were delivered earlier but she wasn't in."
I bought a 24ct gold necklace the other day, but when I put it on my skin started going a funny blue colour,
so I suspected it was fake.
Turns out it was a bracelet.