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Everything posted by gargamon
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Whats the best 1 year package unlimited (AIS/ Dtac/True)
gargamon replied to kwak250's topic in Mobile Devices and Apps
I bought one of these a couple of months back. Using over 200 GB per month, no problem at all. That's about 125 baht/month. Streaming works fine, but torrents are blocked which can be remedied with a vpn. Not sure how the recent merger of true and dtac will affect this in the future. -
Drone Takes Footage of Rare Turtle Laying Eggs
gargamon replied to snoop1130's topic in Thailand News
Sorry. Turtles go back to the beach they were born on to lay their eggs. It's got nothing to do with the quality of the environment there. You fail biology 101? -
That's why index funds are the way to go. I never worry about pulling out on time. Ride the cycle. It will come back. You definitely can't do that with individual stocks. Timing the market is a futile quest. If you do happen to buy/sell at the right time, it was a fluke. You cannot possibly consistently do it. Besides, why waste all that time? I spend less than 30 minutes a year adjusting my portfolio.
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I worked in silicon valley during the dotcom bubble. It was the same. Companies that were making no money with stock market valuations through the roof. The hype was that they didn't need to make money, and it all depended on the number of eyeballs they attracted. At the time I couldn't believe it lasted as long as it did. Just like I can't believe crypto has lasted this long . Silicon valley was interesting. Everybody was a (multi) millionaire on paper. The engineers all thought it would go on forever. The secretaries were the smart ones. They were the ones who cashed out early and took their million. The engineers held out until the end and ended up with little. One engineer thought he was clever, took out a mortgage on his house so he could buy his options. He needed to hold them a year to get taxed at long term capital gains rate. During that year the crash happened and he lost his house. Pretty funny if you ask me. In the dotcom bubble, Morgan Stanley, or it's equivalents at the time, were all hyping dotcom. Were they wrong? Yes, they were, just like the ones buying crypto now are wrong. Their profits come from transactions. The more suckers they get to do transactions, the more money they make.
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Fidelity brokerage account
gargamon replied to jaywalker2's topic in Jobs, Economy, Banking, Business, Investments
At one point they wanted me to prove I was American. I'm not. I worked in the US a number of years so have a legit SSN which allowed opening of the accts. I showed my Canadian passport and that was sufficient and the accts remain. -
Fidelity brokerage account
gargamon replied to jaywalker2's topic in Jobs, Economy, Banking, Business, Investments
No you don't. They(Vanguard) closed my brokerage acct but left my regular accts alone and I still occasionally move money around between mutual funds. Brokerage accts are for trading stocks, etf's, options, etc. They treat mutual fund accts differently. -
I really don't care who is buying crypto. Just because some lemming jumps off a cliff you think I should too? I do classical investments, in companies that make profit. I do not invest in mathematical constructs that essentially nobody understands how they work. Crypto is driven by hype alone, the classic definition of a ponzi scheme.
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What Movies or TV shows are you watching (2023)
gargamon replied to CharlieH's topic in Entertainment
Watched first episode last night. Character and plot development mainly but it kept my interest throughout, which is rare these days. Looking forward to the next 7 episodes. It is an HBO series which is a good thing as HBO typically has good stuff. And the guy that plays the Mandalorian as the main character. -
Fidelity brokerage account
gargamon replied to jaywalker2's topic in Jobs, Economy, Banking, Business, Investments
I don't any more. No need. I'm ok with the over 9% average annual return I've averaged over the last 40 years with mutual funds. Why waste all that time and energy trading stocks? People need to realize investing is a long term game. You have the rest of your life. Too many treat it like they are in Vegas and they only have until they fly home on Tuesday to win it all. -
Fidelity brokerage account
gargamon replied to jaywalker2's topic in Jobs, Economy, Banking, Business, Investments
Vanguard did the same to me. I closed the brokerage account and just use their mutual funds now. Reasonable returns with low fees and very little effort. Their primecap funds have a good long term performance. -
Canada wrestles with euthanasia for the mentally ill.
gargamon replied to Social Media's topic in World News
Maybe you should get a second opinion. ???? -
Retirement Visa Query
gargamon replied to Thaifly88's topic in Thai Visas, Residency, and Work Permits
There are foreigners who live in hotels here full time. Mainly for the daily service, and maybe help in an emergency. Check with your local immigration office what they would require from a hotel under these circumstances, and ensure your hotel can provide them. This is not an insurmountable problem. It will just take a bit of work. I just rent a condo for a month or two and get the owner or agent to provide the docs. -
Classified documents from Biden’s time as VP discovered in private office
gargamon replied to Scott's topic in World News
Trump's big problem with the documents is that he failed to return them when requested, and lied about not having more. That's called obstruction of justice. All the whataboutisms coming from the trump cult mean nothing unless they can show obstruction of justice. -
What Movies or TV shows are you watching (2023)
gargamon replied to CharlieH's topic in Entertainment
Season 1 is superb. Season 2 not so much. I think they changed directors... -
Ringworld, by Larry Niven. With Amazon doing a TV series, thought I'd read it again to make the series more understandable.
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Retirement Visa Query
gargamon replied to Thaifly88's topic in Thai Visas, Residency, and Work Permits
Depends on the hotel and IO. Ask the IO you are/will be using what they need from a hotel. All the stuff I've seen has info requirements for renters, personal owners, and ownership by a business. -
Retirement Visa Query
gargamon replied to Thaifly88's topic in Thai Visas, Residency, and Work Permits
A tm30 is used to show where you stayed. It is one of many documents required on proof of residence, which vary of course depending on whether you own or rent. Maybe your local IO accepts only a tm30, but none I have used do. -
Retirement Visa Query
gargamon replied to Thaifly88's topic in Thai Visas, Residency, and Work Permits
Thanks. No more empty arguments from dr jack. -
Retirement Visa Query
gargamon replied to Thaifly88's topic in Thai Visas, Residency, and Work Permits
I saw no other options. Put up or shut up.