Not problems they've caused themselves by not planning?
When things are good many people spend spend spend. Get a higher mortgage, buy a new car, go on holiday, depend £1000 per kid at Christmas.
My wife and I work 84 hours a week between us. Our hourly rate is just above minimum wage. We save when thigs are good. for times when things are more difficult. I could see that things would not just go back to normal after the pandemic and lockdowns. To me it was obvious. We saved to be ready. Those that did the same are just like us, not cold not hungry and not complaining and asking for handouts.
Those that think everything will remain constant, those that think governments can just give billions in furlough, and lockdown the economy without consequences, those that did not think ahead are now struggling. Simple.