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Details of mandatory health insurance for Non-Imm O-A visas to be announced next week


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Posted (edited)
On 8/18/2019 at 2:57 PM, Felt 35 said:

Is this O-A also including they who extend their stay at Immigration here every year, i.e. reason for extension retirement?

Thanks

Felt

All reports clearly indicate this to be an O-A only requirement, with the other non-immigrant O categories not affected. The O-X already has a health insurance requirement.

Edited by Tounge Thaied
Posted
6 minutes ago, Tounge Thaied said:

All reports clearly indicate this to be an O-A only requirement, with the other non-immigrant O categories not affected. The O-X already has a health insurance requirement.

And look how popular the O-X is...About as popular as Indian food is to Thai people...

Posted
1 hour ago, Tounge Thaied said:

 

But the new rules from March 1 states that you need >800k 2+3 months,and never below 400k until next extension + topped up to 800k again. 

Posted
1 hour ago, fforest1 said:

And look how popular the O-X is...About as popular as Indian food is to Thai people...

Who said anything about the O-X being popular? It's just a fact that you need health insurance when applying for it. 

Posted
14 minutes ago, mommysboy said:

or the week after, or the week after that, or......

 

Indeed.

 

the 22nd has come and passed.

 

Let us hope all the delays are because they have at least partially recognized the complexity of the matter. And that the O-X visa requirements are nto a good model to follow.

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Posted
9 hours ago, sumrit said:

So why does it only cost an average of just £200 per year for NHS treatment in the UK but cost a fortune in private hospitals everywhere else??? After all, were always being told the NHS is a first class service.

Don't know - I'm guessing - big population, high tax pool, a 1 st world country (not a relatively poor developing country) I'm told in Australia Medicare costs must more than the equivalent of 200 pounds and taken directly by the taxation system. But this discussion is not about the British model. It's just a red herring you have chosen to bring up. It's about the continued viability of the medical system in Thailand in the light of very large number (even potentially more) older expatriates that may bankrupt their system. Dream on !! if you think you will get insurance for 200 pounds.

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Posted (edited)
9 hours ago, overherebc said:

Seems my post has made some people sad and confused.

Would love to know what's the reasons for the sadness and the confusion.

You think I'm sad and confused or you're sad and confused.

Do explain, please.

Yeh - don't egg these sad and confused people on. Or the ones laughing like hyenas. It just means they don't like to hear the truth. They will not be sniggering when they have to pull the anchor up - as the Thai officials escort them to the departure gates and wave a fond goodbye to them ????

Edited by Melbun
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Posted

Honestly if you’re living here full time or even a tourist here you MUST HAVE insurance it’s extremely important. I’m just lucky because I have access to good and almost free insurance through oconus TRICARE because I’m retired military and that’s one of our retirement benefits. And my TRICARE does cover me at my local hospital I’ve been using my TRICARE insurance here for many years now. I’m retired military so it’s a little easier. But this rule is just for new retirement Visas not extensions anyway so it doesn’t even effect most people already living here on a retirement visa extension. But you really don’t want to find yourself here with a very serious illness or injury without insurance coverage it’s dangerous. I don’t think it should be a requirement for even a new retirement visa but maybe it should be because there are way too many uninsured expats here and uninsured tourists visiting here who end up in the hospital needing help fast.

 

Posted (edited)
10 minutes ago, Cucuy said:

Honestly if you’re living here full time or even a tourist here you MUST HAVE insurance it’s extremely important. I’m just lucky because I have access to good and almost free insurance through oconus TRICARE because I’m retired military and that’s one of our retirement benefits. And my TRICARE does cover me at my local hospital I’ve been using my TRICARE insurance here for many years now. I’m retired military so it’s a little easier. But this rule is just for new retirement Visas not extensions anyway so it doesn’t even effect most people already living here on a retirement visa extension. But you really don’t want to find yourself here with a very serious illness or injury without insurance coverage it’s dangerous. I don’t think it should be a requirement for even a new retirement visa but maybe it should be because there are way too many uninsured expats here and uninsured tourists visiting here who end up in the hospital needing help fast.

 

Good man. I'm all for mandatory travel insurance as well. There are a few tourists that don't insure themselves. Just a crazy thing to do. But try to convince fellows that like to pull silly faces and write "war and peace" every time the speak about this topic.

Edited by Melbun
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Posted
Good man. I'm all for mandatory travel insurance as well. There are a few tourists that don't insure themselves. Just a crazy thing to do. But try to convince fellows that like to pull silly faces and write "war and peace" every time the speak about this topic.

Yeah if you’re living here without insurance you’re taking a big risk.
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Posted
3 minutes ago, Cucuy said:


Yeah if you’re living here without insurance you’re taking a big risk.

As for the purported notion that tourists are responsible for this dilemma - would have thought that the medical facilities would insist on their passport. Hence they may be blocked at immigration and forced to pay outstanding debts before departure. Nah every way you cut it - It's the older sickies that are bringing down the system. Thai's may be imperfect but they are not ignorant.

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Posted
As for the purported notion that tourists are responsible for this dilemma - would have thought that the medical facilities would insist on their passport. Hence they may be blocked at immigration and forced to pay outstanding debts before departure. Nah every way you cut it - It's the older sickies that are bringing down the system. Thai's may be imperfect but they are not ignorant.

Whenever I go to the hospital they always ask to see my passport first. I always just show them the picture of my passport on my iPhone. But they always collect my name and passport number at the hospital every time.
Posted
14 minutes ago, Cucuy said:


Whenever I go to the hospital they always ask to see my passport first. I always just show them the picture of my passport on my iPhone. But they always collect my name and passport number at the hospital every time.

There you go.

Posted
There you go.

But ever since I started taking Cannabis oil from my local government hospital which I paid for out of pocket I have never been in the hospital ever since for any of my serious back flare ups. Whenever I have a flare up instead of going to the hospital I just take a few Cannabis drops and within two hours I’m in a state of euphoria and I feel so much better the next morning. So lately I have not needed to go to the hospital which has been really nice and I’ve been able to get outdoors and do stuff lately. So Cannabis really does work but insurance won’t cover it and neither will my TRICARE insurance so I pay for it out of pocket but at least it’s cheap and it works great for a lot of things.
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Posted
2 minutes ago, Cucuy said:


But ever since I started taking Cannabis oil from my local government hospital which I paid for out of pocket I have never been in the hospital ever since for any of my serious back flare ups. Whenever I have a flare up instead of going to the hospital I just take a few Cannabis drops and within two hours I’m in a state of euphoria and I feel so much better the next morning. So lately I have not needed to go to the hospital which has been really nice and I’ve been able to get outdoors and do stuff lately. So Cannabis really does work but insurance won’t cover it and neither will my TRICARE insurance so I pay for it out of pocket but at least it’s cheap and it works great for a lot of things.

Oh good. Hope you have a private nurse to help you back on your feet ????

Posted
12 minutes ago, Cucuy said:


Back on my feet? I do ok. I broke my back on 4 separate occasions in the military and I have metal disks and rods holding my back together. I’m retired military I broke my back on training operations including on one Airborne Operation (parachute jump), I’ve been in two Black Hawk Helicopter crashes and I seriously broke 2 vertebrae in one of the chopper crashes, I’ve broken my back in a car accident in a training course, and from an explosion in Afghanistan where I also sustained a traumatic brain injury as well. I also have multiple other disabilities I’m a 100% disabled veteran. I retired from the Army after 21 years of service. So I really do have chronic severe pain. But I do still love to get out and do physical activity like we did yesterday when we went swimming out in the lake and the Cannabis makes me feel better when I wake up and ready to go when I wake up full of energy. It really is a God send. Especially for people like me who could really use it legitimately.

Sorry to hear all that. Best wishes.

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Posted
11 hours ago, sumrit said:

So why does it only cost an average of just £200 per year for NHS treatment in the UK but cost a fortune in private hospitals everywhere else??? After all, were always being told the NHS is a first class service.

 

The NHS budget is per capita not per patient or per treatment. Big difference.

 

And it is not £200  per year, it is £2,290 per capita.

 

 

Posted
Sorry to hear all that. Best wishes.

The only thing that sucks about it is I can’t do all of the extreme stuff I used to love doing like long distance running, climbing mountains, jumping out of planes and other extreme physical activity. But I can still walk and swim so I still get decent exercise today but not like I used to do. But my oconus TRICARE does cover everything as far as inpatient stuff but I don’t know about outpatient stuff because for outpatient stuff I just go to the local clinic and pay out of pocket because it’s so cheap anyway.
Posted (edited)

With all the talk of the,allegedly, very high insurance premiums being touted - has anyone actually seen them? 

If so what sort of premiums are we talking about,  not the level of cover it buys but the actual monthly premium?

Not private insurance premiums per se  as that easily researched but the insurance the government, and many posters, are talking about. 

The only details I have seen is for 40k outpatient and 400k inpatient coverage. Not much cover so I would expect the insurance would be cheap. Purely guessing but maybe a couple of thousand or less than 10k baht yearly?

Sure it may not cover pre existing conditions but you will be paying for that anyway right now. 

I'm beginning to wonder if there is a massive over reaction to this by many forum members. 

Edited by emptypockets
Posted
17 minutes ago, emptypockets said:

With all the talk of the,allegedly, very high insurance premiums being touted - has anyone actually seen them? 

If so what sort of premiums are we talking about,  not the level of cover it buys but the actual monthly premium?

Not private insurance premiums per se  as that easily researched but the insurance the government, and many posters, are talking about. 

The only details I have seen is for 40k outpatient and 400k inpatient coverage. Not much cover so I would expect the insurance would be cheap. Purely guessing but maybe a couple of thousand or less than 10k baht yearly?

Sure it may not cover pre existing conditions but you will be paying for that anyway right now. 

I'm beginning to wonder if there is a massive over reaction to this by many forum members. 

Around 80,000 a year depending on age.

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Posted (edited)
5 hours ago, Sheryl said:

 

Indeed.

 

the 22nd has come and passed.

 

Let us hope all the delays are because they have at least partially recognized the complexity of the matter. And that the O-X visa requirements are nto a good model to follow.

The Non O-X was an attempt to mimic the M2H program from Malaysia, but out of laziness, greed, anal bureaucracy, xenophobia and just sheer stupidity, they came up with their still born Thai version of it.

I keep M2H in mind as an option if things here get as bad as they seem they will.

Edited by KiChakayan
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