renewing my nonOA retirement extension

[murraynz]

Udonjoe, can you please advise -does it make any difference if i let my retirement extension expire, then renew 3 weeks later- before my 30 day tourist visa expires ??

i currently have a multi entry non OA,  which expires on 28 november 2019..

i do regular small trips away from thailand, before my 90days is up--i dont want to go through all the ;ever changing' nonsense with TM3O  etc..

i will return to Thailand from Bali, on 21 november-i then get a 30 day tourist visa until 20 december..

is it then ok for me to renew my retirement extension about the 18th december ????

i use the 800,00thb in my bkk bank a/c---it stays there-untouched..

in the past, ive used an agent{everything is legit- i just cant tolerate the nonsense at immigration---if using agent again--does that negate the need to return to immigration after 90days, to proove that i still have 800k in bank ????

i go to JOMTIEN  immigration..

i reguarly stay at NANA hotel,for two days, but at other times, i always stay at my own condo in pattaya...

next question--

im considering using the income method for my visa--

i currently get paid 35,000{latest rates} every 28days from my nz super--goes direct to my bkk bank..

to top that up---can i show my regular income deposits in my nz bank a/cs, from rental income  etc..

one payment{from commercial property} is made every 10th of each month---its substantialy more than 65,000thb---- would that be sufficient to show thai immigratin???

it goes into my nz bank...

 

my thoughts/reasoning is---although i like leaving the 800k in the bank for simplicity, or to help in case of emergency...

i find it 'not good', if it doesnt return me any income...also---transfering money from overseas is not at all good on the current ,very low exchange rates..

im thinking about using some of the 800k for my living costs over the next few years.

 

thanks for any constructive tips or advice from any body else...

[ubonjoe]

8 minutes ago, murraynz said:

i currently have a multi entry non OA,  which expires on 28 november 2019..

Do actually have a OA long stay visa issued by the Thai embassy in New Zealand or a one year extension of stay issued by immigration?

 

If you let your extension or visa expire and enter with a 30 day visa exempt entry you would have to apply for a 90 day non immigrant visa (category O) before applying for an extension during the last 30 days of the 90 day entry.

Since you apparently are from New Zealand you can do a statutory declaration at your embassy for proof of your 65k baht income. No need to have 800k baht in the bank if you do that.

Contact info for the embassy is here. https://www.mfat.govt.nz/en/countries-and-regions/south-east-asia/thailand/new-zealand-embassy/embassy-services-for-new-zealanders/

Not letting your extension expire would be your best option.

 

[murraynz]

thanks Joe, for the clarifcation--i have a one year extension of stay..

what about, if i leave about 500,000thb in my bkk bank and use that together with my 35,000thb  monthly super that shows in bkk bank... 

is just showing thai immigration 12mths bank statements, enough evidence , as proof of income---

 i prefer to keep it simple, rather than involving nz embassy etc..

[emptypockets]

13 minutes ago, murraynz said:

thanks Joe, for the clarifcation--i have a one year extension of stay..

what about, if i leave about 500,000thb in my bkk bank and use that together with my 35,000thb  monthly super that shows in bkk bank... 

is just showing thai immigration 12mths bank statements, enough evidence , as proof of income---

 i prefer to keep it simple, rather than involving nz embassy etc..

Keeping it simple your way seems to be very complicated. Get the income affidavit from the Kiwi embassy and job done.

[ubonjoe]

11 hours ago, murraynz said:

thanks Joe, for the clarifcation--i have a one year extension of stay..

what about, if i leave about 500,000thb in my bkk bank and use that together with my 35,000thb  monthly super that shows in bkk bank... 

is just showing thai immigration 12mths bank statements, enough evidence , as proof of income---

 i prefer to keep it simple, rather than involving nz embassy etc..

You would still need a statutory declaration to prove the 35k baht income if you combine it with money in the bank to reach a total of 800k baht for 2 months on the date you apply.

I your case immigration probably would not accept any proof of income other than the statutory declaration done at your embassy.

[murraynz]

28 minutes ago, ubonjoe said:

You would still need a statutory declaration to prove the 35k baht income if you combine it with money in the bank to reach a total of 800k baht for 2 months on the date you apply.

I your case immigration probably would not accept any proof of income other than the statutory declaration done at your embassy.

ok, thanks Joe, so my bkk bank deposit book or statements, for two years even, is NOT  an acceptable proof of income{nz super}..going to embassy is too much hassle for me...

 

what about if i use an agent on basis of 800,000 in bank--do i still have to return to immigration in 90 days to show proof, that the 800k remains in bank a/c ?????

[murraynz]

12 hours ago, emptypockets said:

Keeping it simple your way seems to be very complicated. Get the income affidavit from the Kiwi embassy and job done.

i struggle to see why a letter from an embassy is needed...surely bank deposits that show where deposits are from and consistant dates, are satisfactory proof ????

do you mean nz embassy in thailand, or do i have to get from nz --i havent returned for 18mths...

if i go to embassy-i can only ever show them the same proof of income, whether it be from nz super, investment income or rents received---they are ALL  clearly indicated on my bank statements- weekly or monthly deposits...very regular...

 

 

 

[ubonjoe]

15 minutes ago, murraynz said:

i struggle to see why a letter from an embassy is needed...surely bank deposits that show where deposits are from and consistant dates, are satisfactory proof ????

In the immigration rules it is money going into a bank account or proof of income from your embassy here if you can get one.

Immigration prefers the letter from a embassy and have denied applications without one for those from a country that can get one.

 

16 minutes ago, murraynz said:

do you mean nz embassy in thailand, or do i have to get from nz --i havent returned for 18mths...

if i go to embassy-i can only ever show them the same proof of income, whether it be from nz super, investment income or rents received---they are ALL  clearly indicated on my bank statements- weekly or monthly deposits...very regular...

The NZ embassy in Bangkok. I posted a link to their website in a post I did yesterday.

I don't think the embassy asks for any proof of income when you do the statutory declaration.

But immigration can ask for back up proof of your income.

[murraynz]

28 minutes ago, ubonjoe said:

In the immigration rules it is money going into a bank account or proof of income from your embassy here if you can get one.

Immigration prefers the letter from a embassy and have denied applications without one for those from a country that can get one.

 

The NZ embassy in Bangkok. I posted a link to their website in a post I did yesterday.

I don't think the embassy asks for any proof of income when you do the statutory declaration.

But immigration can ask for back up proof of your income.

thanks again joe---i will go to the embassy in bkk ,one day--see what reaction i get from them...

sorry to 'harp on' with my other question...if i get an agent to renew my visa, based on the 800k which remains in my my bank--do i still have to return to immigration 90 days later, to show that the 800k is still in bank???

i have read previously, that by using an agent-this stops the need to return to immigration in 90 days with bank book...

[ubonjoe]

Not all immigration offices are requiring a check of your bank balance after 3 months and the ones that do only want it done once.

[murraynz]

16 minutes ago, ubonjoe said:

Not all immigration offices are requiring a check of your bank balance after 3 months and the ones that do only want it done once.

thank you...it 'blows my mind' why there is no consistancy in the way things are done in thailand.

                ive just read on another post--that some immigration offices DONT require embassy letters for proof of income.

several posters have just used bank deposit books...

no wonder so many expats 'give up on thailand'...

 

[Max69xl]

On 9/13/2019 at 10:46 AM, murraynz said:

thank you...it 'blows my mind' why there is no consistancy in the way things are done in thailand.

                ive just read on another post--that some immigration offices DONT require embassy letters for proof of income.

several posters have just used bank deposit books...

no wonder so many expats 'give up on thailand'...

 

Immigration rules says that income letters/affidavits from embassies shall be used. Only citizens from UK,US and Australia using the >65k monthly method needs bank letters from their Thai bank showing the transfers as international. The transfers must also show up as foreign in the bankbook.

 

[USNret]

If I can piggyback on this... I'm an American, I plan to use the bank balance method THB400,000 (not monthly deposits), using extension of stay for marriage.  So based on Joe's last comment, does that mean I do NOT need the bank letter?  I can just bring my bank book/bank statement?  Does the bank book show that the deposit is from a foreign source, or do they even care?  Thank you.

[onera1961]

On 9/12/2019 at 8:33 AM, emptypockets said:

Keeping it simple your way seems to be very complicated. Get the income affidavit from the Kiwi embassy and job done.

I think he does not have 65K/month income. So he has to do combo method. He can keep 500K in bank and use the embassy letter for monthly income. Not sure why he wants to let it expire and come on a tourist visa and start the process. It does not help at all. 

[Max69xl]

2 hours ago, USNret said:

If I can piggyback on this... I'm an American, I plan to use the bank balance method THB400,000 (not monthly deposits), using extension of stay for marriage.  So based on Joe's last comment, does that mean I do NOT need the bank letter?  I can just bring my bank book/bank statement?  Does the bank book show that the deposit is from a foreign source, or do they even care?  Thank you.

You always need the bank letter from your Thai bank showing the >400k was in the bank 2 months before applying. On top of that you need copies of your bank book (2 months back). Every transfer has a bank code. At Bangkok Bank, FTT is a foreign transfer and SMT is a domestic transfer. That's only important when using the >65k monthly method based on retirement. 

[murraynz]

10 hours ago, onera1961 said:

I think he does not have 65K/month income. So he has to do combo method. He can keep 500K in bank and use the embassy letter for monthly income. Not sure why he wants to let it expire and come on a tourist visa and start the process. It does not help at all. 

ive got the message,now, from ubonjoe--dont let my visa expire....i only thought of that idea, as a way to get an extra months stay in thailand,after return from bali..

i currently DO  have 800k untouched in my bkk bank account, but im thinking about drawing on that, rather than transferring extra funds from nz , at very low exchange rates...

my nz super is only 35,000thb per 28 days= 13 payments per yr--can show all these in my thai bank book.

for simplicity-and to ensure some funds remain in my thai bank a/c---im going to use the combo method, hoping that jomtien immigration accept a years bank deposits as evidence..

if any problem--i will get embassy affidavit showing that i have very ample income in NZ..to cover the 65,000thb per month...

the 800k is 'dead money', sitting idle while i pay transfer fees and very low rates for exchange on money from NZ  that could be saving me o/d interest, credit card fees, or earning an a better return...

i reguarly go to other countries, so exchanging money from my thai bank gives me lots more foriegn exchange, than i would get from credit or debit cards...

[Max69xl]

43 minutes ago, murraynz said:

ive got the message,now, from ubonjoe--dont let my visa expire....i only thought of that idea, as a way to get an extra months stay in thailand,after return from bali..

i currently DO  have 800k untouched in my bkk bank account, but im thinking about drawing on that, rather than transferring extra funds from nz , at very low exchange rates...

my nz super is only 35,000thb per 28 days= 13 payments per yr--can show all these in my thai bank book.

for simplicity-and to ensure some funds remain in my thai bank a/c---im going to use the combo method, hoping that jomtien immigration accept a years bank deposits as evidence..

if any problem--i will get embassy affidavit showing that i have very ample income in NZ..to cover the 65,000thb per month...

the 800k is 'dead money', sitting idle while i pay transfer fees and very low rates for exchange on money from NZ  that could be saving me o/d interest, credit card fees, or earning an a better return...

i reguarly go to other countries, so exchanging money from my thai bank gives me lots more foriegn exchange, than i would get from credit or debit cards...

You have to use the affidavit from your embassy when going for the >65k monthly method. That in combination with the bank letter from your Thai bank will make the procedure totally painless. If you go for the >800k in the bank method, you'll also need the bank letter from your Thai bank.

[tgeezer]

It is not a question of what you have but what you can prove that you have.  If proof of funds is supposed to indicate that a foreigner is not working in Thailand I foresee some ‘bright spark’ reasoning that someone who can afford to keep Bt.800,000 untouched is likely to be working. A new desk will become necessary for personal accounting which requires production of the whole previous year’s income and expenditure supported by documentary evidence plus of course several pages of your passport just to prove that you are the person who was stamped in and who extended.   

You heard it here first! 

[steve187]

On 9/15/2019 at 12:11 PM, tgeezer said:

It is not a question of what you have but what you can prove that you have.  If proof of funds is supposed to indicate that a foreigner is not working in Thailand I foresee some ‘bright spark’ reasoning that someone who can afford to keep Bt.800,000 untouched is likely to be working. A new desk will become necessary for personal accounting which requires production of the whole previous year’s income and expenditure supported by documentary evidence plus of course several pages of your passport just to prove that you are the person who was stamped in and who extended.   

You heard it here first! 

yes and only here, no-one else would suggest it

[Max69xl]

On 9/15/2019 at 12:11 PM, tgeezer said:

It is not a question of what you have but what you can prove that you have.  If proof of funds is supposed to indicate that a foreigner is not working in Thailand I foresee some ‘bright spark’ reasoning that someone who can afford to keep Bt.800,000 untouched is likely to be working. A new desk will become necessary for personal accounting which requires production of the whole previous year’s income and expenditure supported by documentary evidence plus of course several pages of your passport just to prove that you are the person who was stamped in and who extended.   

You heard it here first! 

A retired person doesn't work, you do know that? And just because you can't afford to park 800k in the bank, many people can.