Every day I do a Forex rate check between KBank, Bangkok Bank, Wise and XE. KBank has the worst rate followed by Bangkok Bank. With Wise you generally get the Forex mid rate figure and I simply use XE as a 4th reference. My pensions are transferred directly to Wise, who notify me that they have received it and I do the transfer manually the same day to Bangkok Bank. When it arrives I transfer it to our KBank joint account. The difference between Wise and KBank is sometime as much as 60 satangs per 1 GBP in favour of Wise. It is not much in itself. but if you are transferring large amounts, it can build up over a year.
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