Jump to content

Recommended Posts

Posted

Has anybody taken out medical insurance policies with either Pacific Crest of WrLife? Pacific Cross regularly advertise on Thaivisa and I saw WrLife post an advert for the first time yesterday. They appear to be based in India with a local agent!! WrLife rates are quite a lot cheaper for comprehensive coverage compared to other providers so what's the catch? Pacific Cross are more expensive but well priced. I am looking at full international coverage, not just the locally compliant policies required for OA visas. Any feedback about either company would be much appreciated as I am looking to change my current Aetna Platinum policy which is getting expensive for the level of coverage it provides. I am 61 years old.

Posted

Many TV members have used Pacific Cross but mostly because they needed to comply with O-A visa requirements.

 

WRLife is very new, and being based in India any dispute would come under India insurance regs and legal system.

 

I would advise getting an expat  policy issued by a company based in a Western country, there are a number of them.

 

I also strongly advise going through a broker. I use AA myself. A good broker will provide comparative in o on all the choices and also help afterwards with claims.

 

A few things to look for:

 

- guaranteed lifetime renewal

- no premium hikes based on claim history or change in health status (rules out the Thai-based companies)

 

I am assuming you do not have an O-A visa. If yo udo then only Thai companies on the "list" qualify.

 

  • Like 1

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Recently Browsing   0 members

    • No registered users viewing this page.


  • Topics

  • Popular Contributors

  • Latest posts...

    1. 75

      What Actually Makes You an “Old-Hand” in Asia?

    2. 2

      CAC calcium score 50

    3. 134

      Trump Sues Wall Street Journal Over Epstein Birthday Letter Claim

    4. 134

      Trump Sues Wall Street Journal Over Epstein Birthday Letter Claim

    5. 134

      Trump Sues Wall Street Journal Over Epstein Birthday Letter Claim

  • Popular in The Pub

×
×
  • Create New...