Khonwan Posted May 3, 2007 Share Posted May 3, 2007 At lease SOME insurance companies give discounts to "no claims" customers so it's not total rubbish.I'm familiar only with Bangkok-Nakhon Sawan stretch and I have never seen a police checkpost there or anyone pulled over for staying in the fast lane (have they painted the lanes yet?). When that road branches off to Kamphengphet it's a different story, police is always there, and I have been caught for speeding once. I hardly ever drive to Bangkok now but, when I did prior to three/four years ago, I was stopped so regularly (especially within Nakhon Sawan province) that a number of the cops would just wave me on. Link to comment Share on other sites More sharing options...
asiaworld Posted May 3, 2007 Share Posted May 3, 2007 he he now i feel . U actually WERE talking rubbish, but i don't blame you, because i have been IN THE SAME position myself ! motorbike drove into my new car lo . Well the good news IS : unlike in the west insurance premiums here have nothing to do with how good you drive/or how old u are. But fixed solely to the value(or cubic.c) of your vehicle ! So in ur case, the cop was actually right, ur insurance was needed to deal with accident, & they would make lorry driver pay up ! No police involvement was needed ! unless someone was injured ! Next time, don't challenge this country, but 'when in Rome' >just call ur insurance guy,& they'll come on their bike & do all the talk & walk for you Wrong! I was insured with AXA. they did discount! And they confirmed a claim would cost my discount. Further more, I involved the police because (as I've already written) the other driver would not accept responsibility. Assessors from both insurance companies did come out (as I have also written - did you actually read my post???) but their job was complicated because (as I have written!) we were no longer at the accident site (before you criticize me for not staying at the site, go read my post!). I've "challenged this country" (where I am very happy to live) loads of times throughout my 13 years here, and will continue to do so when the need arises - but thanks for your advice. Do your research before you make a fool of yourself asiaworld. hey i'm not trying 2 argue here, cause as i've mentioned, i WAS in the same situ. myself ( well probablyi was luckier,cause it happened near condo where i've lived & i got The Advise,from local restaurant owner downstairs, thai look kreung!) no police was needed,even thou thebiker girl tried 2 make a fuss, seeing farang, as an easy prey ! 'twas her fault 100%,& she were dealt with by insurance man. As for no claims bonus ! sounds english 2 me > what happens IMHO the premium for the 1st. class insurance goes down in subsequent years simply because your car depresiates >!> it's down abt. 10-20% year on year ! if u can point out companies, that dish out bigger,or behaviour related discounts, pls recheck, & let us all know . i for all wouldn't mind knowing that useful info ! Link to comment Share on other sites More sharing options...
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