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I am a EU national without health insurance


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Having lived and worked in Australia and several countries, I am no longer eligble for German health coverage. I may return to Germany to get coverage, but I havem't got activities there and cannot stay with my parents 4 free. Considwring I only need an international coverage for Asian countries ans possibly latin america, Japan. Should I go for a national insurance or are their any other insurances which are recognized in Thailand which I am eligible for, even if it means paying more?

 

Thank you all for your help with this pressing issue

Edited by altayvan
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Not sure, but If you go for a Thai insurance policy, check the small print, as often it has a clause that you have to have stayed in Thailand for six months out of 12, for the policy to be effective.

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55 minutes ago, altayvan said:

I may return to Germany to get coverage, but I havem't got activities there and cannot stay with my parents 4 free.

Had to read this a few times. You stay for free in Oz, Thai etc? 

Sounds like you need world wide health insurance options. Should be a specific thread for that. Not directly related to visas etc.

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51 minutes ago, DrJack54 said:

Had to read this a few times. You stay for free in Oz, Thai etc? 

Sounds like you need world wide health insurance options. Should be a specific thread for that. Not directly related to sure, this needs some clarification. I

 see returming to germany as a waste of time, and a costly one at that. It's gonna eat my travel funds, at the end of the day I only want an international insurance

Edited by altayvan
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1 hour ago, DrJack54 said:

Had to read this a few times. You stay for free in Oz, Thai etc? 

Sounds like you need world wide health insurance options. Should be a specific thread for that. Not directly related to visas etc.

It is quite clear that what he meant was, if he returns to Germany he can't stay with his parents for free. Also, no mention of staying for free in Oz. Which meds have you self prescribed Dr. Jack?

Edited by Catkiwi
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Your best option in that case is to make use of an insurance broker, that will help you with finding the best value package in function of your needs.

Additional advantage being that they will help you in case of claims to be made.

AA Brokers  < www.aainsure.net > have been recommended by @Sheryl

Contact person there is Jenny > [email protected]

 

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5 minutes ago, Catkiwi said:

It is quite clear that what he meant was, if he returns to Germany he can't stay with his parents for free. Also, no mention of staying for free in Oz. Which meds have you self prescribed Dr. Jack?

What? Who would list reason for not returning to Germany due to not being able to freeload.

 

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1 minute ago, DrJack54 said:

What? Who would list reason for not returning to Germany due to not being able to freeload.

 

Altayvan. Your prescription details please?

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The mention of parents suggests that @altayvan may be relatively young*, so, unless he has unusually poor health for his age, it might be worth winging it without insurance for a year or two while he works on improving his income.

I share the frustation about older guys who end up running GoFundMe campaigns after they drink their livers away but if you are under 50, and avoid dumb stuff such as motorcycles and jetskis, you are unlikely to run into problems that cost more than a thousand baht or two. 50 is the age when you need to sort all that stuff out, before then you should focus on building up your cash reserves and staying fit.

* On ThaiVisa, "relatively young" is anything below 80.

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1 hour ago, Catkiwi said:

Altayvan. Your prescription details please?

You are right. Firdt of all, you can make up from my postings that I am a p*ss poor looser. See, returning to my homecountry may cause me to believe this is my "Heimat" and as such I am entitled to a roof over my head and a good life. There s this misleading thought you should have it all in Germany, sometimes forgetting about all business being slow and dole money isn t given out easily. and  I may loose it. I do worry this may end me up with prescription meds. Expectations are unrealistic. There's no planning involved as jobs are for the qualified.. I am young (less than 50) and I brought it up. Thanks for the heads up.

Edited by altayvan
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4 minutes ago, altayvan said:

You are right. Firdt of all, you can make up from my postings that I am a p*ss poor looser. See, returning to my homecountry may cause me to believe this is my "Heimat" and as such I am entitled to a roof over my head and a good life. I may loose it. Which may indeed end up with a prescription for meds. Getting your family into these threads and talk about it is fine if you re a husband and father, but I am young (less than 50) and I brought it up. Thanks for the heads up.

Ah, Altayvan, I did not insinuate that you are a loser. I was replying to some of Dr. Jacks comments (please read posts and replies) and actually attempting to inject a bit of humour in to the conversation. Reading your original post, it is evident that all you need is a good insurance policy. Don't believe all of the horse play on this forum but contact some of the more reputable insurance companies. There are numerous packages available with various companies, especially since you are not yet in the over 50's club. Look at a selection and then make a decision.

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14 minutes ago, Catkiwi said:

Ah, Altayvan, I did not insinuate that you are a loser. I was replying to some of Dr. Jacks comments (please read posts and replies) and actually attempting to inject a bit of humour in to the conversation. Reading your original post, it is evident that all you need is a good insurance policy. Don't believe all of the horse play on this forum but contact some of the more reputable insurance companies. There are numerous packages available with various companies, especially since you are not yet in the over 50's club. Look at a selection and then make a decision.

Thank you. I am a bit salty about future travels with mandatory medical backups. And my options as far as insuramces go as well. You re never protected from a car crash or an accident of course...

Edited by altayvan
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6 hours ago, altayvan said:

Having lived and worked in Australia and several countries, I am no longer eligble for German health coverage. I may return to Germany to get coverage, but I havem't got activities there and cannot stay with my parents 4 free. Considwring I only need an international coverage for Asian countries ans possibly latin america, Japan. Should I go for a national insurance or are their any other insurances which are recognized in Thailand which I am eligible for, even if it means paying more?

 

Thank you all for your help with this pressing issue

You can use Caremed Insurance from Germany. When already abroad there is a waiting period of 31 days for illnesses (including Covid-19) but accidents and hospitalization are already covered from the beginning. They charge around 1,30 Euros per day.

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