Mortgage, Best Bank

[Neeranam]

I'm thinking of getting a mortgage but as I only get funds/salary from abroad, think it might be a problem. 

Can anyone recommend a bank? 

I am dual citizen, Thai/British. 

[Crossy]

We've had a lot of good experiences with SCB.

 

It certainly won't hurt to talk to them but funds from abroad could be an issue.

 

[Neeranam]

2 minutes ago, Crossy said:

We've had a lot of good experiences with SCB.

 

It certainly won't hurt to talk to them but funds from abroad could be an issue.

 

Thanks Khun Crossy. 

I expect that it will be a problem but I will certainly go to ask SCB. 

[Kwasaki]

If your Thai I don't see you having a problem as long as your funding from abroad to Thailand can be confirmed.

Edited May 11, 2021 by Kwasaki

[Neeranam]

1 hour ago, Kwasaki said:

If your Thai I don't see you having a problem as long as your funding from abroad to Thailand can be confirmed.

Hopefully, I only want about 30%.

I also have a small piece of land as collateral. 

[BritManToo]

1 hour ago, Crossy said:

We've had a lot of good experiences with SCB.

Me too, SCB was the easiest.

All they were really interested in was selling a 20 year life insurance paid upfront to cover the loan.

 

Zero interest in collateral except for the house they were loaning the 90% to buy.

Edited May 11, 2021 by BritManToo

[BB1955]

I ve used SCB twice takes about two weeks real easy to deal with . You ll get a crappy rate the first three years , but after three you go back and they ll give you a much better rate .

[JayBird]

Don't all the banks require you to have a job or visible source of income?

[Satcommlee]

I ended up with UOB, and they wanted 7 years of tax payment proofs with myself as guarantor only.