Neeranam Posted May 11, 2021 Share Posted May 11, 2021 I'm thinking of getting a mortgage but as I only get funds/salary from abroad, think it might be a problem. Can anyone recommend a bank? I am dual citizen, Thai/British. Link to comment Share on other sites More sharing options...
Crossy Posted May 11, 2021 Share Posted May 11, 2021 We've had a lot of good experiences with SCB. It certainly won't hurt to talk to them but funds from abroad could be an issue. 1 Link to comment Share on other sites More sharing options...
Neeranam Posted May 11, 2021 Author Share Posted May 11, 2021 2 minutes ago, Crossy said: We've had a lot of good experiences with SCB. It certainly won't hurt to talk to them but funds from abroad could be an issue. Thanks Khun Crossy. I expect that it will be a problem but I will certainly go to ask SCB. Link to comment Share on other sites More sharing options...
Kwasaki Posted May 11, 2021 Share Posted May 11, 2021 (edited) If your Thai I don't see you having a problem as long as your funding from abroad to Thailand can be confirmed. Edited May 11, 2021 by Kwasaki 1 Link to comment Share on other sites More sharing options...
Neeranam Posted May 11, 2021 Author Share Posted May 11, 2021 1 hour ago, Kwasaki said: If your Thai I don't see you having a problem as long as your funding from abroad to Thailand can be confirmed. Hopefully, I only want about 30%. I also have a small piece of land as collateral. 1 Link to comment Share on other sites More sharing options...
BritManToo Posted May 11, 2021 Share Posted May 11, 2021 (edited) 1 hour ago, Crossy said: We've had a lot of good experiences with SCB. Me too, SCB was the easiest. All they were really interested in was selling a 20 year life insurance paid upfront to cover the loan. Zero interest in collateral except for the house they were loaning the 90% to buy. Edited May 11, 2021 by BritManToo 2 Link to comment Share on other sites More sharing options...
BB1955 Posted May 12, 2021 Share Posted May 12, 2021 I ve used SCB twice takes about two weeks real easy to deal with . You ll get a crappy rate the first three years , but after three you go back and they ll give you a much better rate . 1 Link to comment Share on other sites More sharing options...
JayBird Posted May 12, 2021 Share Posted May 12, 2021 Don't all the banks require you to have a job or visible source of income? Link to comment Share on other sites More sharing options...
Satcommlee Posted May 12, 2021 Share Posted May 12, 2021 I ended up with UOB, and they wanted 7 years of tax payment proofs with myself as guarantor only. 1 Link to comment Share on other sites More sharing options...
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