siftasam Posted August 18, 2022 Share Posted August 18, 2022 I am 76 years old. I need medical insurance to cover possible surgery and hospitalization. Pacific Prime seems to offer a very good service with a reasonable annual premium. Please - do you recommend it? Link to comment Share on other sites More sharing options...
Etaoin Shrdlu Posted August 18, 2022 Share Posted August 18, 2022 Your satisfaction with the insurance you get from Pacific Prime will largely depend upon which insurance company actually issues the policy and pays the claims. From which insurance company did Pacific Prime obtain your quotation? Link to comment Share on other sites More sharing options...
siftasam Posted August 18, 2022 Author Share Posted August 18, 2022 Thanks. It's from Cigna, but I have just seen a lot of adverse comments on the internet about Cigna. E.g. very bad comments about Cigna on www.trustpilot.com (cigna review). They make very frank and interesting reading. Link to comment Share on other sites More sharing options...
KannikaP Posted August 18, 2022 Share Posted August 18, 2022 You will never know how 'good' an insurance policy is until they pay your claim in full.......the second or third time! 1 Link to comment Share on other sites More sharing options...
siftasam Posted August 18, 2022 Author Share Posted August 18, 2022 Yes, point taken, thanks. At age 76, by the third time, I shouldn't think I'd be in a position to care. Maybe not the second time either! Maybe just save money for my Thai step-daughter and be ready to hand in the lunch pail. 1 Link to comment Share on other sites More sharing options...
Chris.B Posted August 19, 2022 Share Posted August 19, 2022 (edited) . Edited August 19, 2022 by Chris.B Link to comment Share on other sites More sharing options...
Farang Lars Posted October 2, 2022 Share Posted October 2, 2022 Wow, those Cigna reviews make you indeed question whether to go with them. I had Cigna through my company before and have had excellent service in China, Hong Kong and Sweden. Just show the card upon arrival in hospital and sign the bill in the end. Never had to deal with any of the billing. Link to comment Share on other sites More sharing options...
siftasam Posted October 4, 2022 Author Share Posted October 4, 2022 Many thanks, Lars. That's encouraging. I might well then trust Cigna next year with the 'sacred temple' (LOL) of my body . Link to comment Share on other sites More sharing options...
nigelforbes Posted October 4, 2022 Share Posted October 4, 2022 There's CIGNA Thailand and CIGNA Global, there seems to be a difference. I am with CIGNA Global currently but I wont remain with them. At age 72 my premium is 130k baht and it insures only half of my body. The worst part is the deductible is 340k, on top of that is a co-pay for the next 160k. There are no good options for anyone over 70, Link to comment Share on other sites More sharing options...
JohnOFphon Posted October 12, 2022 Share Posted October 12, 2022 I'm 71 1/2 searching for insurance. I have talked to a couple of agents...comparenow.com and Pacific Prime. So sad that in our last years we get shafted. Yes, I know someone has to pay. Reading this from above: " At age 72 my premium is 130k baht and it insures only half of my body. The worst part is the deductible is 340k, on top of that is a co-pay for the next 160k. There are no good options for anyone over 70,"Is quiet disheartening. I will just go without insurance and when the pain is too much. I told my Thai stepdaugher to let me die..help me go if she can. Good luck all 1 Link to comment Share on other sites More sharing options...
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