No class 1 insurance for 17 year old Vigo pick-up

[nokia]

Dear all,

I have been informed by my insurance company that I cannot renew class 1 insurance for my Toyota Vigo pick-up which will be 17 years old this year. Bought in 2005 Dec. Can only have class 3 third party insurance.

Is this true for all old vehicles? 

Thank you.

[Etaoin Shrdlu]

Most Thai insurers will insure a vehicle for 1st class cover for about ten years or so. There may be some variation between insurers and it may depend upon the make and model to some extent, but yes, most Thai insurers will eventually stop offering 1st class insurance at some point as the vehicle ages.

[nokia]

In that case, will I still be able to apply for Type 2 or Type 3+ policy?

---

Type 3+ is a policy with a fixed sum insured at THB 100,000

[nokia]

Dear Thai motoring folks,

 

Understand that only Compulsory Third-Party Liability Insurance or Por Ror Bor is mandatory. May I ask the following:

 

1. Does anyone own any vehicles older than 10 years and what kind of private insurance do you purchase? 

 

2. Does anyone have only Type 3 or P.R.B? If so, does it mean that one has to drive with extra care without collision coverage policy for your own vehicle? 

 

Thank you.

 

Car Insurance in Thailand: A Complete Buying Guide (expatden.com)

Type 3+

Type 3+ insurance comes with necessary road accident protection, collision coverage, and third party property damage. The main difference between 2+ and 3+ is that Type 3+ does not have theft, fire, flood, and terrorism protection.

Type 3

This is a basic private insurance and covers only medical expenses and third-party liability. It is popular for old or low-valued cars for many Thais.

[Steve Mee]

On 11/23/2022 at 11:22 PM, nokia said:

Dear all,

I have been informed by my insurance company that I cannot renew class 1 insurance for my Toyota Vigo pick-up which will be 17 years old this year. Bought in 2005 Dec. Can only have class 3 third party insurance.

Is this true for all old vehicles? 

Thank you.

 

Have a look here.

 

https://www.mrkumka.com/en/carinsurance/

 

https://checkdi.com/th/car/main?lg=en

[Ralf001]

3 minutes ago, Steve Mee said:

 

Have a look here.

 

https://www.mrkumka.com/en/carinsurance/

 

https://checkdi.com/th/car/main?lg=en

 

you running round the forum spamming these companies, are they yours ?

[Steve Mee]

19 minutes ago, Ralf001 said:

 

you running round the forum spamming these companies, are they yours ?

 

Not mine.  Some people don't know where to look so just sharing info.  

[Ralf001]

1 hour ago, Steve Mee said:

 

Not mine.  Some people don't know where to look so just sharing info.  

 

Yeah... I see your posts are all about visa agents and insurance brokers.

 

Very suss.

[Steve Mee]

1 minute ago, Ralf001 said:

 

Yeah... I see your posts are all about visa agents and insurance brokers.

 

Very suss.

 

That's because I'm currently doing research for my retirement visa & car insurance for when I buy a car.  

 

Have also posted about a few other things.  If you think it's suss up to you no problem.

 

I am here to share information & recommend any companies that have taken good care of me in Thailand.  

 

I have learnt heaps from reading posts at aseannow.com which helped me during my recent trip & have only just started posting to share some info for newbies.