Non - o security/monthly combination method

[mockingbird]

I'll soon be coming to the point of switching to a Non-o retirement visa for the first time and have some questions on the financial requirements.

I'm not sure as to what's accepted and what isn't.

 

Firstly, depositing 800,000 baht into a Thai bank account, untouched for 5 months is doable, but would require me to take out a small loan.

 

I have rental income from 2 properties back home that yields €4000 (approx. 150,000 baht) per month into my home back account.

In 2022 I have deposited over 800,000 baht into my Thai bank account (65,000 baht + every month from May to December, a little less for the first 4 months of 2022)

 

I believe the 65,000 monthly option requires 12 months of unbroken 65,000 baht + deposits into a Thai bank account. Is this correct?

How does the 800,000 baht security/65000 baht monthly combination method work? Would say, a 400,000 security deposit and reduced monthly be acceptable?

 

As it's my first time, I'll be applying through an agent here in Pattaya.

 

Many thanks.

[mikesil]

The so called "combination" method has never, to my knowledge, been clearly defined.  I have always assumed that

     (12 x verified monthly income + actual money on deposit >= required amount on deposit)

would do the trick.

Usual disclaimers apply.

[KannikaP]

My IO in Phitsanulok allows me 12 x 50,000 = 600,000 plus 200,000 in the bank = 800,000 total. 

 

[TucsonDavid]

I use the Tha Yang Immigration Office in Petchaburi and they only accept the 800K in the bank and do not accept the 65K/month deposits. Each IO seems able to make/enforce their own rules so be sure to check what the IO that you will be using accepts.