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Getting a bank loan solely on land. Any restrictions with this?


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The wife and I are thinking of buying land and getting a loan. We have 60% deposit and income to support it. 

 

Question is.... if the loan is only on the land, do we need permission or anything to go ahead and a build house on it?

 

thanks

 

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44 minutes ago, CharlieKo said:

Does the Land come with a shanot? If not the bank won't lend on it.

Not true there is a lesser title Like Nor Sor Sam Gor 

NS3G. 

49 minutes ago, CharlieKo said:

You would also need the local land office to approve the plans for any house built on the land.

Yep.

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2 hours ago, ubonr1971 said:

We have 60% deposit and income to support it. 

Have you thought this over well into the future ?

 

I know it's not part of your question, but, some foreigners do go in "all in" and walk away with nothing.

 

Just saying, (respectfully) only invest what your prepared to lose.

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3 hours ago, 4MyEgo said:

Have you thought this over well into the future ?

 

I know it's not part of your question, but, some foreigners do go in "all in" and walk away with nothing.

 

Just saying, (respectfully) only invest what your prepared to lose.

Im protected by marriage laws and thats it. Totally understand your point though. 

 

We have very successful business. Loan amount is not so significant. 

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10 hours ago, ubonr1971 said:

Im protected by marriage laws and thats it. Totally understand your point though. 

 

We have very successful business. Loan amount is not so significant. 

As long as you've done your due diligence, then your one step ahead of most.

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On 1/10/2023 at 5:46 PM, brianthainess said:

Not true there is a lesser title Like Nor Sor Sam Gor 

I would never buy land with this type. 

Full chanote is nor sor 4

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