30,000 Baht Lost Due to Incomplete ATM Deposit in Bangkok

[Lorry]

45 minutes ago, Liverpool Lou said:

Not yours, either!  Until the rules were changed last year(?), anyone, Thai or foreign, could deposit cash in CDMs without an ATM card, then it was changed to require an ATM card or, in the case of Thais, their ID card as an alternative, which is why I posted..."Thais can deposit cash without an ATM card", that was, and still is, a 100% correct comment.

You are playing semantics games, as so often.

The point is that Thais as well as foreigners need to identify themselves with their (ATM or ID) card.

BTW you wrote foreigners could do that (depositing money without ATM card like Thais can still do today) in the past, too. No, foreigners never had a Thai ID card.

Sometimes you trip over your own hair-splitting.

[JimTripper]

 

On 6/13/2024 at 8:44 PM, Ctkong said:

Like the dilemma when you passed the cash to the bank teller to count for your deposit and at that moment, the bank robber struck. The cash is in the teller’s 

hand but the machine had not printed the deposit in time. Whose cash is it then ? 
the bank’s or the customer’s. I can Imagine the pantomime of both sides pushing the cash towards each other to get rid of the ownership. 

It's owned by who is in possession, so it would be the banks. A receipt is irrelevant, they could never make one. So, if the cash is in the ATM tray it's on the banks premises and in the banks care and possession, especially if it had been counted by the ATM and was being processed. If it were just sitting on the ledge of the machine it's still the customers responsibility.

 

The amount would need to be confirmed before they deposited the money, not after they handed the money over. Just like giving money to a grocery clerk or bank teller, you can't demand it back unless they agree to return it. Like at a casino where they count in front of you at the cashier. You can disagree with the count, but you can't demand the money back, it's in their possession.

 

In this case it looks like the ATM agreed to not accept the money because the depositor did not confirm. However, no response is not a confirmation either way. The money was still the banks. The money should have been accepted, then the depositor would need to dispute later on if it was deemed incorrect.

Edited August 10 by JimTripper