Anyone know if Makro, Lotus, Big C accept contactless?

[hotandsticky]

3 minutes ago, Lacessit said:

I can't say I have noticed people fumbling with cash, it always seems to be some idiot with a phone.

 

What do you do when your service provider decides to throw a wobbly when you are shopping?

 

 

Worse is the village shop proprietor who pays her 6,000 Baht bill with 20 Baht notes..........which everyone counts multiple times.

[scubascuba3]

On 12/4/2024 at 4:01 AM, scubascuba3 said:

Paying by QR is slow though, takes a little too long to start scanning

Also I'm trying to pack the bag, I can't do two things at once, pack and pay, you need a hired help for that

[Moonlover]

25 minutes ago, Lacessit said:

What do you do when your service provider decides to throw a wobbly when you are shopping?

Like most sensible people, I always have an alternative method of payment. Haven't you heard of bank cards, or are you so much of a Luddite, you're still fumbling with old fashioned money?

[Lacessit]

2 hours ago, Moonlover said:

Like most sensible people, I always have an alternative method of payment. Haven't you heard of bank cards, or are you so much of a Luddite, you're still fumbling with old fashioned money?

I have two debit cards, Australian and Thai banks, as a last resort. I am sufficiently organized to never run out of cash in one day.

 

My motor skills are good enough to hand a checkout chick the required amount in cash in a few seconds, which is why morons with phones irritate me.

 

I live in hope a hacker will breach banking phone apps, so I can enjoy the subsequent wailing Greek chorus on ASEAN.

[scottiejohn]

2 hours ago, Moonlover said:

Like most sensible people, I always have an alternative method of payment. Haven't you heard of bank cards, or are you so much of a Luddite, you're still fumbling with old fashioned money?

Old fashioned cash will always work whether there is electricity or not to power the ATM, Card readers etc!

[gamb00ler]

23 minutes ago, Lacessit said:

My motor skills are good enough to hand a checkout chick the required amount in cash in a few seconds, which is why morons with phones irritate me.

You could use your superior motor skills to open the phone and app on your way to the cashier, tap to get to the correct section of the app, enter your pin.  When it's your turn, point the phone at the display where the QR code will appear and when it does the amount will be accepted by the app.... then hit OK twice et voilà, you're done.  No change to count/check and never an error in change from clerk.  The rare cash mistake made will make your average time to completion longer.  I don't think there's a significant difference in time taken for cash vs QR code.

 

A permanent record of the expense is saved.  A record is nice for those who track their expenses / make financial plans.  

[Moonlover]

55 minutes ago, scottiejohn said:

Old fashioned cash will always work whether there is electricity or not to power the ATM, Card readers etc!

So will a direct transfer using a phone app. No power source required.

 

Large institutes such as Big C have UPS and generator back up anyway and will always have a power outage protocol in place.

[Lacessit]

5 minutes ago, gamb00ler said:

You could use your superior motor skills to open the phone and app on your way to the cashier, tap to get to the correct section of the app, enter your pin.  When it's your turn, point the phone at the display where the QR code will appear and when it does the amount will be accepted by the app.... then hit OK twice et voilà, you're done.  No change to count/check and never an error in change from clerk.  The rare cash mistake made will make your average time to completion longer.  I don't think there's a significant difference in time taken for cash vs QR code.

 

A permanent record of the expense is saved.  A record is nice for those who track their expenses / make financial plans.  

Nice of you to convert my adequate motor skills to superior ones. Twist other people's posts much?

 

So to satisfy all you advanced technological wizards, I am supposed to fumble out my glasses to read the screen, select the app with over-sized fingers, and wait for my service provider to boot up a system that has more holes than Swiss cheese for any hacker or skimmer.

 

Why do people like you want to foist an inconvenient and unwanted technology on others?

 

As far as record-keeping goes, I can tell you how many baht I have spent each month for the past 7 years. I start with a cash amount on the first day, count the cash I have left on the last day. It's not rocket science.

 

Your post does nothing to resolve my problem of incompetents paying with phones.

 

 

[Lacessit]

7 minutes ago, Moonlover said:

So will a direct transfer using a phone app. No power source required.

 

Large institutes such as Big C have UPS and generator back up anyway and will always have a power outage protocol in place.

Small shops don't.

[scottiejohn]

55 minutes ago, gamb00ler said:

You could use your superior motor skills to open the phone and app on your way to the cashier, tap to get to the correct section of the app, enter your pin.  When it's your turn, point the phone at the display where the QR code will appear and when it does the amount will be accepted by the app.... then hit OK twice et voilà, you're done.  No change to count/check and never an error in change from clerk.  The rare cash mistake made will make your average time to completion longer.  I don't think there's a significant difference in time taken for cash vs QR code.

 

A permanent record of the expense is saved.  A record is nice for those who track their expenses / make financial plans.  

Or just stick a BHT100 note in the cashiers hand!

[scottiejohn]

43 minutes ago, Moonlover said:

So will a direct transfer using a phone app. No power source required.

 

Large institutes such as Big C have UPS and generator back up anyway and will always have a power outage protocol in place.

Mom & Pop shops, 7/11 etc?

[London Lowf]

I use a Halifax Clarity card at Big C and Tops contactless with no problems.

[ballpoint]

There are two types of QR code systems. In the first, the code is generated specifically for that transaction, so includes the price.  This type does require some sort of power for the machine to generate the code, but not for the actual payment process.

 

The second, which is far more common upcountry, including many market stalls and small shops, has a generic code simply directing to the bank account of the vendor. This is just printed on a piece of paper. You scan it and manually enter the amount to be paid, then show the vendor the "receipt" that comes up on your phone. Some will scan that with their phones, but most will just check the price and account name is correct. This requires no electricity whatsoever, just a powered up phone with a network connection.

 

I tend to use cash myself, but do occasionally go the QR route.  One advantage of the latter is no coins are required, either for payment or change, significantly cutting down on pocket shrapnel.

[Moonlover]

36 minutes ago, scottiejohn said:

Mom & Pop shops, 7/11 etc?

You'll find the answer to your query above in the post by @ballpoint. There's no point in me repeating it.

[EVENKEEL]

7 hours ago, Moonlover said:

Probably about as many as I see people fumbling around with their purse or wallet searching for the 'right money' then rummaging in their bag for small change. And then having failed in their endeavor, they present large notes and have to wait for the change!

 

And by the way, I decided to switch to using QR when I noticed just how quickly many people were at paying when using their phones. To me it was a no brainer.

 

It's very easy to put the boot on the other foot.

Every time I pay with cash I have money in hand ready to pay along with a few baht in case needed. 

[Moonlover]

1 minute ago, EVENKEEL said:

Every time I pay with cash I have money in hand ready to pay along with a few baht in case needed. 

As do most shoppers. It is only a few that fumble at the check out. The same is true for those that pay using their phones as well.

 

But for some people on this forum it seems to become a tragedy when they have to wait a few minutes.

[Lacessit]

46 minutes ago, Moonlover said:

As do most shoppers. It is only a few that fumble at the check out. The same is true for those that pay using their phones as well.

 

But for some people on this forum it seems to become a tragedy when they have to wait a few minutes.

I have back problems. Standing in line at a checkout causes increasing pain, which is only relieved by being able to sit down.

 

That's why I find waiting for imbeciles so inconvenient, and reject your assertion people with phones don't fumble. My experience says otherwise.

[richard_smith237]

2 minutes ago, Lacessit said:

I have back problems. Standing in line at a checkout causes increasing pain, which is only relieved by being able to sit down.

 

That's why I find waiting for imbeciles so inconvenient, and reject your assertion people with phones don't fumble. My experience says otherwise.

 

Yes... but they're the same fools who fumble getting their walled out, then getting the cash out etc, or fumbling with with card to use... 

 

... The 'Fumbler' argument has been used for a few years now used by those to draw an argument against cashless payment...  you't get slowed by the same people getting in and out of a an elevator, hesitating to get on the escalator, attempting to pull out of a junction etc... some people are just slow...  

 

I was stuck behind someone today in a 7-Eleven...   It was only after the cashier had totalled everything up that they decided they had a their own bag to use, only after then did they get their wallet out, then they had to remember their membership password (code), and then paid with a 1000 baht not, which required change....

...   in contrast my 5 item purchase was paid for in a split second... True Money Wallet open and ready to scan...

 

 

The point I want to make here is, Imbeciles are going to exist... whether they are faffing around when you are walking through a door, getting on a plane, checking out at a supermarket, or even ordering a bowl of noodles - some people just forget they're not the only people in the world.

[richard_smith237]

1 hour ago, EVENKEEL said:

Every time I pay with cash I have money in hand ready to pay along with a few baht in case needed. 

 

I can promise you... I'm quicker than you when I'm paying with PromptPay or True Money...  Unless of course you handover exact change... then we're probably within a few seconds of each other, which is to say - whichever process is rather efficient unless the 'shopper' is an inherent fumbler. 

 

The slow people are going to be slow whatever medium they are using... everyone else operating with reasonably efficient limits are not really making a difference either way.

[richard_smith237]

4 hours ago, Lacessit said:

4 hours ago, Moonlover said:

So will a direct transfer using a phone app. No power source required.

 

Large institutes such as Big C have UPS and generator back up anyway and will always have a power outage protocol in place.

Small shops don't.

 

You're looking for a problem that doesn't exist.

 

If you want to pay cash thats fine. If someone else wants to go cashless, thats also fine.

 

People getting angry at someone using their phone to pay is daft....  Get irritated by an idiot being slow and faffing, yep, I get that... but that person is going to faff whatever they are doing.

 

My Inlaws take 10 minutes to put on their seatbelts in our car...    I exaggerate, its probably about 10 seconds... when it takes me 1-2 seconds...   I'm a complete ayhole if that bothers me !!!...      

 

... but I get it with strangers wasting our time...  but is an extra 30 seconds or a minute at a Makro checkout that much of a big deal ???   

I've recently been badly injured through sports, so understand the 'hanging around unnecessarily' while some oblivious person takes their time as the pain builds up and it seems to take eons while we want to go through a regularly daily task we think would take a brief moment...   But think about it - is it really that bad to get bitter and upset about ???

...  sometimes I do.. but thats not so much the knee pain etc - its the inconsideration of the other person who shows complete disregard for anyone around them... thats just the world. 

If you [Lacessit] were behind me, my Wife and most people I see in a shop, you'd be happy because the payment is so quick. 

... now also consider the amount of people who go to the easy pass lane and cause a traffic jam because they though they were the 'clever one' and joined the fast lane without realising it was an easy pass only lane....  etc etc... life is full of such people. 

 

 

 

 

 

 

 

 

 

[Seppius]

Lotus and BigC contactless with my Kbank card

[richard_smith237]

9 hours ago, Lacessit said:

What do you do when your service provider decides to throw a wobbly when you are shopping?

 

What do you do when your service provider decided to throw a wobbly when you are making a call ? using google maps ? reading the internet ???... 

... has it actually ever happened ??...  are you creating problems to solutions that don't exist ?

[Lacessit]

7 hours ago, richard_smith237 said:

 

What do you do when your service provider decided to throw a wobbly when you are making a call ? using google maps ? reading the internet ???... 

... has it actually ever happened ??...  are you creating problems to solutions that don't exist ?

Once or twice a day, my service provider of the internet connection to my laptop I am typing this response on freezes. According to the wireless connection, it's fine. Green lights all over the router I use.

 

I then have to disconnect power from the router, and reconnect after a minute to reset the system.

 

So yes, I have multiple experiences of internet failures, and it's not my imagination.

 

 

[richard_smith237]

2 hours ago, Lacessit said:

Once or twice a day, my service provider of the internet connection to my laptop I am typing this response on freezes. According to the wireless connection, it's fine. Green lights all over the router I use.

 

I then have to disconnect power from the router, and reconnect after a minute to reset the system.

 

So yes, I have multiple experiences of internet failures, and it's not my imagination.

 

You're mixing your melons to formulate an argument against cashless payment. 

 

It doesn't matter how poor your Wifi is at home - when making a 'Cashless Payment' with a system such as PromptPay or True Money Wallet in Thailand - the connection is via your cell signal.

 

I've been doing this for years - I'll be honest and mention that a couple of times there has been an 'App Glitch' - which slowed me down (when attempting to pay in a Bar at around midnight - BKK Bank App),  but in the interest of balance, I've encountered more 'out of order' ATM's etc...  

 

Additionally, payments such as Apple Pay (are a one tap button on the phone combined with Face ID) and do not require an instant internet connection (on our side) - its exactly the same as 'tapping our card' (Debit or Credit etc) and this payments are exceptionally efficient....  On this forum I've encountered the argument "what if you lose your phone ?"...  my answer is always the same..."then you're just as shafted as if you lose your wallet" .

 

 

For the record: I'm not anti-cash - think its incredibly important that we still use cash, however, I find many of the arguments presented against cashless payments are fundamentally flawed, its is only those points I counter.

If you prefer cash - then thats a simple preference I agree with.

 

But, formulating an argument against cash-less payments because some people are slow to get their phone out is flawed, as that same type of character is slow to get their wallet out to pay in cash (and slow in pretty much anything they do).

 

 

(on a separate note: If your home Wifi is an issue - try considering a new router or get a Mesh system).

[Lacessit]

2 hours ago, richard_smith237 said:

 

You're mixing your melons to formulate an argument against cashless payment. 

 

It doesn't matter how poor your Wifi is at home - when making a 'Cashless Payment' with a system such as PromptPay or True Money Wallet in Thailand - the connection is via your cell signal.

 

I've been doing this for years - I'll be honest and mention that a couple of times there has been an 'App Glitch' - which slowed me down (when attempting to pay in a Bar at around midnight - BKK Bank App),  but in the interest of balance, I've encountered more 'out of order' ATM's etc...  

 

Additionally, payments such as Apple Pay (are a one tap button on the phone combined with Face ID) and do not require an instant internet connection (on our side) - its exactly the same as 'tapping our card' (Debit or Credit etc) and this payments are exceptionally efficient....  On this forum I've encountered the argument "what if you lose your phone ?"...  my answer is always the same..."then you're just as shafted as if you lose your wallet" .

 

 

For the record: I'm not anti-cash - think its incredibly important that we still use cash, however, I find many of the arguments presented against cashless payments are fundamentally flawed, its is only those points I counter.

If you prefer cash - then thats a simple preference I agree with.

 

But, formulating an argument against cash-less payments because some people are slow to get their phone out is flawed, as that same type of character is slow to get their wallet out to pay in cash (and slow in pretty much anything they do).

 

 

(on a separate note: If your home Wifi is an issue - try considering a new router or get a Mesh system).

"Mixing your melons" is a new metaphor for me. Not all that polite, I like to think I post coherently.

 

I find cash the most convenient payment method in Thailand for me. If they had pay-wave with cards here, like they do in OZ, i would be all over it like a cheap suit. Takes seconds to do. I can't remember the last time I paid cash for anything in Australia.

 

At the risk of sounding like a conspiracy theorist, let me suggest phone sellers and service providers have a vested interest in promoting phone payment over a simple pay-wave system.

 

The strange thing about my internet freezes is they always occur in the mornings - never afternoons or evenings. Permit me to doubt that's a router malfunction.

[Phulublub]

6 hours ago, Lacessit said:

Not all that polite,

That's rich coming from the man calling others imbeciles, idiots, and several other derogatory names just because thye choose to use a different payment system than him and are a little sow in doing so!

 

PH

[Lacessit]

3 minutes ago, Phulublub said:

That's rich coming from the man calling others imbeciles, idiots, and several other derogatory names just because thye choose to use a different payment system than him and are a little sow in doing so!

 

PH

Oh, an ASEAN sniper. Who asked you, buttinsky?

 

IME people who pay with cash do it quickly. The majority of people I see paying with phones are incompetent when they do so.

 

So you have never used those words? How saintly of you. Careful your halo does not choke you.

[Phulublub]

2 hours ago, Lacessit said:

Oh, an ASEAN sniper. Who asked you, buttinsky?

 

IME people who pay with cash do it quickly. The majority of people I see paying with phones are incompetent when they do so.

 

So you have never used those words? How saintly of you. Careful your halo does not choke you.

Didn't realise we needed an invite to join the discussion .

 

I will refrain from stooping to your childish name calling but, you see, I have both Clarity and WISE cards and Google Pay so the subject was of interest to me and I thought I might learn whether these would be a viable option for future use.  Since you only use cash, the subject is of no relevence to you whatsoever; I wonder why you even clicked on the header, let alone posted multiple times on the thread - not once, by the way, with any bearing at all on whether any or all of the stores accept Google Pay.

 

PH

[Luuk Chaai]

On 12/4/2024 at 4:01 AM, scubascuba3 said:

Paying by QR is slow though, takes a little too long to start scanning

 

maybe .....u need a new phone ..........  usually not more than 2 seconds

[scubascuba3]

9 minutes ago, Luuk Chaai said:

 

maybe .....u need a new phone ..........  usually not more than 2 seconds

No even going from Redmi Note 9 to 12 no change, not as speedy as you'd expect