4 minutes ago, Patong2021 said:

 

Don't  bet on that. You need only look at Florida to see what happens. Good old Republican Florida has an issue with windstorms. Instead of really toughening building codes and requiring  that rebuilding and new builds be restricted in tidal surge zones, the state created its insurance pool. It was supposed to be an insurer of last resort, but  the citizenry forced the legislature to slowly push the pool into taking on more and more of uninsurable risks. The state said to the  reaining propertyu insurers that if they wanted to remain in the state they had to accept more lower quality risks. The insurers said ok and then proceeded to  price premiums so that even  moderate risks  got stuck subsidizing  the high risk properties.

 

California will force insurers to  write high risk properties and those insurers will spread their risk amongst all policy holders such that people who shouldn't have to pay a high premium will.

The insurance agents and brokers  will not be crying over this. The comission on a homeowner's policy  typically ranges from 10% to 20%. 

Another example of American insanity.

 

Insurers would never get away with that in Australia, the Australian Consumer and Competition Commission ( ACCC ) would drag them into court, and crucify them.

 

Oh wait, the ACCC was founded by one of those nasty leftist governments.

28 minutes ago, Patong2021 said:

 

Translation: The people who are complaining now about the failure of the state government to be more interventionist are the same people who complain when the state government does  just that.

You dont understand the nuanced difference between interventionist and competence

11 hours ago, Lacessit said:

Insurers would never get away with that in Australia, the Australian Consumer and Competition Commission ( ACCC ) would drag them into court, and crucify them.

Can you name the last time the ACCC dragged any company to court and crucified them?  

11 hours ago, Lacessit said:

Another example of American insanity.

 

Insurers would never get away with that in Australia, the Australian Consumer and Competition Commission ( ACCC ) would drag them into court, and crucify them.

 

Oh wait, the ACCC was founded by one of those nasty leftist governments.

Nasty stupid leftist governments like the one that drove fire insurance companies out of California.

 

 

 

On 1/10/2025 at 8:45 PM, thaipo7 said:

There is no climate change.  Another ill informed idiot.  Did climate change cause no water in the fire hydrants.  Did climate cause the fact to save a smelt fish that the fresh water is being diverted to the ocean.  Use you head for something other than a hat rack.

I hope you meant there is no MAN MADE climate change. The climate sure is changing where I live. Snow level has risen over a thousand feet above where it was in the 70s is just one example. A lake that once had skaters is never frozen now.

Climate change is happening, always has always will, but claiming that my car is causing rising sea levels is a nonsense.

Want to make a difference in man's contribution to CC, stop increasing the population. Funny how the most obvious cause of human influence on climate is always ignored. It's for reasons like that that humans are going to face a catastrophe in the future- we just won't stop breeding so many people to pollute the planet.

Nature is going to sort it- pesky species usually get culled, eventually.

16 hours ago, JonnyF said:

 

Multiple clips on X of Trump predicting this.

 

Also saying how we would prevent it.

 

But no, the mayor was more concerned with her trip to Ghana. The head of the fire department wanted more diversity. They sacked hundreds of firefighters over the vaccine mandate.

 

DEI is great but firefighters and water might have helped. As well as maintaining forests.

 

Talk about going up in smoke. 

 

Look what happens when liberalism has a free reign. Scorched earth. Literally. 

 

Clowns. 

At least Biden won't be around to cover for them now. I hope Trump has a committee that roasts the clowns and prosecutes them for incompetence and failure to do their job. There will be plenty of prison space for them once the J 6 lot are pardoned.

2 hours ago, mogandave said:

Nasty stupid leftist governments like the one that drove fire insurance companies out of California.

 

 

 

I'm predicting that after this, anyone building a house in a fire zone won't be able to get or afford insurance.

This will probably p!ss off Donald Trump no end:

 

https://www.youtube.com/channel/UCn_uMY15GlwaPpx80-WjR6g/community?lb=UgkxZhXlrQth4OjFtXhGFeYGT_2AdyNW7g4l