Options for medical treatment for cancer (In thailand)

[villageidiotY2K]

Hello there, Im currently looking into health insurance here in thailand and ive got this offer from the broker AXA.

Im mostly concered about the cancer treatment, and as below policy states theres only chemotherapy and radiotherapy treatments that are covered regards to cancer treatment.

 

Im not quite confident with these treatments as I have seen ppl whove undergone these treatments and seems to become more ill. (loss of appetite, loss of hair, depressed, and some have actually died )

I was more looking into the surgery option as to cutting out the cancer effected parts.

 

Is there those that have experienced the cancer treatment or those that uve know, do you mind sharing how did it go regards to the treatment?

 

 

[Zaphod Priest]

Surgery for cancer is covered in section 4.

 

What is probably not covered is more advanced treatments such as immunotherapy (which can be extraordinarily expensive).

[Lacessit]

It depends on the type of cancer the OP has. Surgery is most successful with solid tumors which have not metastasized.

 

Immunotherapy has an very good survival record against cancers which do respond to it, but it does not work for everyone or every cancer.

 

As another poster has noted, immunotherapy is expensive. A course of targeted inhibitor medication, which cost me $100 in Australia, would have cost $70,000 in America.

 

Radiotherapy and chemotherapy have the most side effects.

[Sheryl]

@villageidiotY2KYou are mis-reading the policy.

 

Surgery is covered under the inpatient benefits.

 

This is apparently a hospitalization only policy but, as some do, it makes an exception for outpatient chemo and radiation.

 

By the way, chemo and radiation can be fully curative for some cancers. What you seem to have in mind is when it is usedd to extend life i nthe case of cancers that have spread, a different matter altogether.

 

In any event this policy would seem to cover all standard cancer therapies up to the maximum amount of  2 million baht. However that   is way too low.  You should get at least 5 million cover if you want option of using private hospitals.

 

The room charge is also low for a private hospital and would often not cover it, especially in Bangkok.

 

Go for a higher end package.

[villageidiotY2K]

thanks for yall advices.

immunotherapy which iminterested as alteranative to chemo and radiotherapy,

does insurance policy must state immunotherapy for this to be covered?

ive skim through the policy, but says nothing about immunotherapy.

 

Does anyone got insurance policy that covers immunotherapy ?