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Posted
14 hours ago, gearbox said:

Bangkok Bank...but I did it the beginning of January. I think they lowered the rates since then.

Very good!… What specific type of savings account did you put it into?… The name and term, and do you have a bank book?…  Does it stay in the same account or do you need to start a new account when the term ends?

 

I have had my 800k in Bangkok Bank for a number of years in a basic passbook checking account… 

 

I would like to switch to A higher saving account at Bangkok Bank but do not want to risk the problem of not having a clear paper trail of having the 800k in the bank for immigration.

 

I asked the lady at the bank once but her English was not so good and basically told me I needed to stick with the account I had to comply with immigration… 

 

I also asked my agent who handles my extension and she also basically said I was asking for trouble at immigration if I start moving the 800k from one account to another….

 

 

Posted
5 minutes ago, BKKKevin said:

Very good!… What specific type of savings account did you put it into?… The name and term, and do you have a bank book?…  Does it stay in the same account or do you need to start a new account when the term ends?

 

I have had my 800k in Bangkok Bank for a number of years in a basic passbook checking account… 

 

I would like to switch to A higher saving account at Bangkok Bank but do not want to risk the problem of not having a clear paper trail of having the 800k in the bank for immigration.

 

I asked the lady at the bank once but her English was not so good and basically told me I needed to stick with the account I had to comply with immigration… 

 

I also asked my agent who handles my extension and she also basically said I was asking for trouble at immigration if I start moving the 800k from one account to another….

 

 

I opened term deposit with Bangkok Bank by transferring money from my savings account. I did get a separate bank book. Actually I opened 2 X 12 months term deposits - one 820k, the other 250k. As far as I know, there are no issues with the Samui immigration if you have 2 bank books, they are both with the same bank and there is clear trail. Anyway I don't need it now, currently in the country on visa exemption, departing again next month. If I do move to non-O retirement again it would be much simpler way to maintain. No tens of transactions in the bank book, and term deposits are generally safer, difficult to scam them, no ATM card attached to them.

Posted
17 minutes ago, gearbox said:

Anyway I don't need it now, currently in the country on visa exemption, departing again next month. If I do move to non-O retirement again it would be much simpler way to maintain

Just a suggestion.. If you decide to move to Non O retirement and extensions, suggest that you obtain the Non O in home country or outside of Thailand. 

 

Granted in your case with the 800k in bank for quite some time, the proof funds came from abroad is not a problem. 

 

However better option than enter visa exempt and apply for Non O in Thailand. imo. 

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Posted
7 minutes ago, DrJack54 said:

Just a suggestion.. If you decide to move to Non O retirement and extensions, suggest that you obtain the Non O in home country or outside of Thailand. 

 

Granted in your case with the 800k in bank for quite some time, the proof funds came from abroad is not a problem. 

 

However better option than enter visa exempt and apply for Non O in Thailand. imo. 

I did have issues converting from visa exempt last time, if I can get non-O outside probably would be better. Can I get non-O in Australia?

 

One observation relevant to this thread. Bangkok Bank in Samui can't do 12 months bank statements, from memory it is only 6 months. Myself can't be bothered updating my bank book too, I usually do it before extension. As a result there is a time gap in both the statement and the bank book for a few months. Initially I was worried that I would have problems proving I have the funds as required in the last 12 months, but the IO can't be bothered, it seems more relevant to them is to deposit 100 baht on the day the book is updated and the statement is done. TiT, every province and office could be different, this is the Samui Immigration.

Posted
12 minutes ago, gearbox said:

Can I get non-O in Australia?

Most definitely. 

There is a report of obtaining Non O in Oz. Process time 3 days. 

Report in this thread with very clear OP. 

https://aseannow.com/topic/1330770-diy-retiement-extension-jomtien/

 

12 minutes ago, gearbox said:

Bangkok Bank in Samui can't do 12 months bank statements, from memory it is only 6 months.

 

BBL cannot do 12 month bank statement on the spot. 

Takes between 3-5 days. 

You obtain the statement days prior to applying for extension. 

Can be 7 days old. 

On day of application you can make small deposit. This updates bank book and also shows activity. 

Obtain photocopy of that last page. 

Teller will do that. 

 

12 minutes ago, gearbox said:

every province and office could be different, this is the Samui Immigration.

Thats true and Samui can be weird. 

Thinking they are one office that does not like visa exempt to Non O. 

Another good reason to obtain Non O in Oz 

Posted
1 hour ago, BKKKevin said:

Very good!… What specific type of savings account did you put it into?… The name and term, and do you have a bank book?…  Does it stay in the same account or do you need to start a new account when the term ends?

 

I have had my 800k in Bangkok Bank for a number of years in a basic passbook checking account… 

 

I would like to switch to A higher saving account at Bangkok Bank but do not want to risk the problem of not having a clear paper trail of having the 800k in the bank for immigration.

 

I asked the lady at the bank once but her English was not so good and basically told me I needed to stick with the account I had to comply with immigration… 

 

I also asked my agent who handles my extension and she also basically said I was asking for trouble at immigration if I start moving the 800k from one account to another….

 

 

I'm guessing by 'checking' account you mean the 'Savings' account (Blue book) which comes with a debit card.

 

passbook-thailand-1200x759.jpg.18e11d5447bb42234cdf1e7055ae2a5d.jpg

 

It's the Fixed term deposit account that offers the higher interest rate. (Orange book). No debit card, accepted by Immigration as funds are immediately accessible if required.

download.jpg.0c7b7c819affe0d5ed68e169c4b96fb6.jpg

A 12 month fixed term account will typically offer a 1.25% or a 24 month FTD a 1.55% interest rate. At the end of the 12/24-month term, the account will automatically revert to the standard 'Savings account' rate, unless you request the bank to 'roll' the FTD account over for another fixed term.

https://www.bangkokbank.com/en/Personal/Other-Services/View-Rates/Deposit-Interest-Rates

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Posted
1 hour ago, DrJack54 said:

Just a suggestion.. If you decide to move to Non O retirement and extensions, suggest that you obtain the Non O in home country or outside of Thailand. 

 

Granted in your case with the 800k in bank for quite some time, the proof funds came from abroad is not a problem. 

 

However better option than enter visa exempt and apply for Non O in Thailand. imo. 


This assumes you can obtain  health insurance….

Posted
Just now, BKKKevin said:


This assumes you can obtain  health insurance….

Health Insurance is not required for a Non O, or extensions of stay.

Posted
10 minutes ago, Liquorice said:

Health Insurance is not required for a Non O, or extensions of stay.


My understanding was that Non O was not an option in one’s home country… only a Non OA is possible in one’s home country which has a  health insurance requirement?…

Posted
34 minutes ago, BKKKevin said:


My understanding was that Non O was not an option in one’s home country… only a Non OA is possible in one’s home country which has a  health insurance requirement?…

No. 

Non O retirement is available 

No insurance for Non O or for annual extensions. 

 

Here is paste from the OP in thread link I posted earlier.., 

"I chose to use the very simple and fast e-visa process in Australia to get my non-imm O (Retirement) at a cost of A$120 (2800 baht)."

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Posted
1 hour ago, BKKKevin said:


My understanding was that Non O was not an option in one’s home country… only a Non OA is possible in one’s home country which has a  health insurance requirement?…

E-visa application is universal, offering all the same visa types.

https://www.thaievisa.go.th/visa/retirement

 

First option on the list is for the Non O, second option Non 0-A.

Posted

 

I converted from visa exempt to NON O retirement at Chiang Mai Immigration, very easy to do.

You just need to show the required documents. Cost 2,000 baht.

The funny thing is that agencies were asking 20,000 for the same thing!!!

I mean, I have my own money in the bank, you're not lending me money or something similar,  why does it cost 10 time more??? Amazing!

Posted
14 minutes ago, pub2022 said:

I converted from visa exempt to NON O retirement at Chiang Mai Immigration, very easy to do

Easy to do if  you have the 800k in Thai bank account

 

14 minutes ago, pub2022 said:
15 minutes ago, pub2022 said:

The funny thing is that agencies were asking 20,000 for the same thing!!!

 The 20k most likely for the Non O + 12 month extension. 

 

16 minutes ago, pub2022 said:

I mean, I have my own money in the bank, you're not lending me money or something similar,  why does it cost 10 time more??

 

The 20k would have been for those that did not have the 800k 

  • Agree 1
Posted
On 6/26/2025 at 11:24 AM, Upnotover said:

No.  If you don't maintain the 800k/400k/800k requirement for the current extension you will not be able to renew it.  You need 800 for 3 months, 400 for 7 and 800 again for the 2 months before the renewal.  If not you will have to start over.

And some awkward IO's like mine still insists on 3 months before extension not two.

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Posted
11 minutes ago, SunsetT said:

And some awkward IO's like mine still insists on 3 months before extension not two.

Jomtien? Samui?

You questioned it, right?

Posted
On 6/28/2025 at 6:48 PM, Packer said:

The British one is only around 40,000 or so from what I read. 

This amount depends on many factors: suggest you do a lot more reading before telling us about it! 

Posted
On 6/27/2025 at 8:31 AM, Packer said:

when the 800,000 invested in a basic asset returns more than this per annum.

Please suggest some such “basic assets”! 

Posted
3 hours ago, Liquorice said:

Jomtien? Samui?

You questioned it, right?

Yes I questioned it. I even printed The 2 month  requirement as shown on the Bangkok head office immigration website, but it did no good! There is a dinosaur in charge at NKP IO.

Posted

great conversations everyone.  Now to a very related question:  How are people handling the "new" taxation reporting rules about being in country for more than 180 days in a year?  While I can do almost any of the long term retirement options/stays/visas, I am now more concerned about that taxation and tax resident thing.  Anybody having any recent experience or issues with that?

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