On 2/26/2026 at 8:38 AM, dinga said:

my thinking is it's best to direct the gifted funds into the giftee's overseas bank account - with the giftee then transferring those funds into their Thai bank account.

Yes, this has been suggested by some Thai tax prep companies. Filtering thru an offshore bank account would have income converting to a gift - pre arrival in Thailand. Thus, remitted monies would have the same non taxability as a remitted bank loan. Problem -- giftee not having a foreign bank account.

20 minutes ago, JimGant said:

Yes, this has been suggested by some Thai tax prep companies. Filtering thru an offshore bank account would have income converting to a gift - pre arrival in Thailand. Thus, remitted monies would have the same non taxability as a remitted bank loan. Problem -- giftee not having a foreign bank account.

Indeed. But practically in the real life what's gonna happen IF the giftee is audited?

Case 1:

TRD: Is this inward international transfer from this account in your name foreign income?

Giftee: No, it's a gift from my husband.

TRD: OK.

Case 2:

TRD: What is this inward international transfer from Mr "Husband Name"?

Giftee: It's a gift from my husband.

TRD: OK, we're then going to audit your husband to check if this remittance should be taxed. OK.