I see that Bangkok Bank has a “wealth” relationship tier for customers with more than 3 million baht on deposit.

Are foreigners eligible for this, and if so, have any “wealth” tier foreign account holders had their accounts frozen or closed?

Most of the banks have tiers like this. They are certainly open to foreigners. In fact, the amount does not even need to be in a deposit account, only that your entire assets under management (AUM) reach the required sum. For example, you might hold shares or mutual funds through them and hold almost no money on deposit.

I am sure that occasionally foreigner accounts of this sort have been frozen or closed. Generally though, banks will go the extra step to try to keep you as a customer. You will probably be assigned a relationship manager whose job is to sort out any problems and this will at least make it simpler to handle any issues. I suppose it depends why you are worried your account might be frozen. Are you an arms smuggler or a politically engaged person?

I recommend you look around at other banks before deciding. Each bank offers its own distinct perks that you might prefer over other options; ask yourself what you would like to benefit from.

Don't forget that in Thailand there are foreign banks who might offer more of what you want. Or perhaps, you might prefer to open your account offshore away from the taxman. Malaysia and Singapore are options if you have the bare minimum to open a wealth account.

Lots of things to think about.

1 hour ago, Gaccha said:

Most of the banks have tiers like this. They are certainly open to foreigners. In fact, the amount does not even need to be in a deposit account, only that your entire assets under management (AUM) reach the required sum. For example, you might hold shares or mutual funds through them and hold almost no money on deposit.

I am sure that occasionally foreigner accounts of this sort have been frozen or closed. Generally though, banks will go the extra step to try to keep you as a customer. You will probably be assigned a relationship manager whose job is to sort out any problems and this will at least make it simpler to handle any issues. I suppose it depends why you are worried your account might be frozen. Are you an arms smuggler or a politically engaged person?

I recommend you look around at other banks before deciding. Each bank offers its own distinct perks that you might prefer over other options; ask yourself what you would like to benefit from.

Don't forget that in Thailand there are foreign banks who might offer more of what you want. Or perhaps, you might prefer to open your account offshore away from the taxman. Malaysia and Singapore are options if you have the bare minimum to open a wealth account.

Lots of things to think about.

I opened an account with BBL when i had a work permit, and now I am on a DTV so I am worried they will close my account.

I believe it is 7m, not 3m (but it could have changed since I obtained my BBL Gold card (which gave certain privileges, and still does, although the "Wealth Management' title has come about late last year. It is not the nationality, it is having the required amount of funds with Bangkok bank (as someone pointed out earlier).

Hope that helps.

Wealth relationship tier 3m baht, lol

On 7/19/2026 at 9:53 PM, Celsius said:

Wealth relationship tier 3m baht, lol

Strictly speaking it is the "primary wealth" tier. It is not intended to suggest they are wealthy as such. It roughly looks like this for Thai banks:

•Mass Affluent / Primary Wealth B2M - B5M

•High Net Worth (HNW) B1ОМ - B50M

•Ultra-HNW (UHNW)/ Private Banking B50M+

The "primary wealth" indicates that it will be the first time some real source of their wealth will derive from investments instead of earnings. Or that's the idea.

On 7/19/2026 at 9:50 PM, couchpotato said:

I believe it is 7m, not 3m (but it could have changed since I obtained my BBL Gold card (which gave certain privileges, and still does, although the "Wealth Management' title has come about late last year. It is not the nationality, it is having the required amount of funds with Bangkok bank (as someone pointed out earlier).

Hope that helps.

It was 4Million when I had it a few years back (2018 - 2022), very useful in Bangkok where they have seperate Branches/Lounges for "Gold" customers but the only benefits I got from it in Pattaya was the car parking pass (I don't think they do this anymore but they used to have areas in places like Central Festival where you could park using it) & the little gifts at Xmas (Keyring, Notebook etc...).

I wouldn't go out of my way to get one

Dunno, been holding 4 to 6 Million on Bangkok Bank for years, never heard from a wealth tier.... But got mad last year when the set a daily ebanking limit of 50k...

2 hours ago, Peter Crow said:

been holding 4 to 6 Million on Bangkok Bank for years, never heard from a wealth tier

Give them a quick email:

wealth AT MARK bangkokbank.com

On 7/19/2026 at 7:37 PM, Gaccha said:

Lots of things to think about.

Including IMHO the current deposit protection limit of ฿1m in the case of Thai banks:

https://www.dpa.or.th/coverage-limit

12 hours ago, OJAS said:

the current deposit protection limit of ฿1m in the case of Thai banks:

Obviously it's important to consider these kind of risks but the reality is somebody placing large amounts of money into the wealth tier account will not, of course, keep it as cash but will separate it into shares and bonds and other complex instruments. The bank only requires that your AUM adds up to their minimum.

These shares and bonds do not become part of the assets of the bank and so in the event of a bank run they would not be lost. There would however still of course be risk such as misappropriation of funds and so on. But that is an entirely separate risk and not something that would occur simultaneously with a bank run.

In Thailand when money is intended for investment into shares it is placed in a separate brokerage account which is segregated from the bank's assets. So there would be no risk to that money from a bank run.

My key point is you cannot in fact end these undesirable risks but you can minimize them. If somebody has 10 million in one of these accounts then in fact it is at far less risk than a normal bank deposit, since a normal bank deposit does actually become part of the assets of the bank and you become a creditor.

Edited August 4Aug 4 by Gaccha

i seem to be a member, never applied, have about 4 million with them, can't see it offers anything than a free coffee in their exclusive lounge, but none of the branches i use have this lounge, it must be app driven as i nver had a card, some talk about shopping discounts, but i seem to remember getting a load of paperwork once a year