Uk State Pension Reminder

You have 3 weeks to pay in missing years before some get time barred and others go up by 50%

If you are short of years contributions (approx. 45 years for men and 40 years for women retiring before 2010 and 30 years for those retiring after 5th April 2010) then up until April 5th this year you can buy in for the years late 1990 and early 2000 at the rate due that year (around £300 per year). After April the 5th you can't.

Other past years contributions go up from around £400 a year to £600 a year in April.

As an approximation it takes 2 years of retirement to get back the money needed to buy in past years. So for most people it is a bargain.