Tough Decision .....

[neverdie]

I've read his OP again, but I can't see any details of what type of heart disease etc.

Maybe he's using invisible ink for some of the post ?

- A (severe) stroke with right sde handicap,

- Stents placed in the arteries which supply the Kidney's with blood,

- 2 Heart attacks in 24 hours time,

- Clothed arteries due to heavy smoking,

- Cleaned the Arteries, placed 5 stents (2 Coronary) and "a pant" (arteificial arteries in the legs)

This all happened in 2 years time.

OK for you?

Based on that info, I would suggest that you try and enjoy your remaining time and discuss certain issues with your close family, everybodies days and numbered, some just get more numbers than others.

Was just about to post something like that,you beat me to it lol.Maybe thats why plenty of condo jumping in LOS.If i reach 65-70 with good health then i would have had 20 years here so i may well refuse to pay for some treatment and hopefuly die peacefully,because i will not pay mega money to prolong my death,that goes to my son

The "balcony jump" may be a quick way out of the problem, but I know of many other, real stories, which would make you think otherwise about this problem.

I know personally a woman, living in Pattaya, who was married to German guy.

Together, they made a small fortune and were able to buy a few houes in Pattaya.

Until one day, the guy was involved in a traffic accident and was transported to the Bangkok Hospital.

There, he was kept alive with all kind of machines for a few months, untill he finaly died.

The wife lives now in a little "shag", sold all their houses to pay the hospital bill's andis still paying off the bill's from Bangok hospital.

I want to avoid such an option to my family at all costs.

Easily solved, leave strict instructions that if you are in this situation that your loved ones tell the hospitals that you have no money and no insurance, I have no doubt that you will be wheeled out into the rear laneway to die or perhaps dropped off the back of a pickup somewhere.....its just the way it is, theres no free healthcare here, unless your thai of course.

[kikoman]

I lived in Sattahip for 3 years and went to the Queen Sirikit Hospital in Kilo Sip (Ten Kilometers past Sattahip going towards Rayong) for medical treatment, I paid cash for treatment and medication ,the cost of a doctors visit was 20 baht, never received in hospital care.

My brother had a heart attack at his residence, in Sattahip, kilo Hok, he was taken to the Queen Sirikit Hospital where he received in-hospital treatment for a week, Which was very inexpensive for treatment for a heart attack, and in hospital after care.

I still have my registration card for eligibility for medical treatment at that facility.I also received treatment,

I also receive treatment at the Royal Thai Navy Hospital in Sattahip (proper) Instead of turning left into Sattahip You turn right towards the Sattahip Naval Base, the hospital is on the right,you do not have to enter the Naval Base it Self.

Cheers:

[onnut]

Luckly I am still young at 34 years of age, and do not think about this much. But on the other hand I do worry that as I get older, with no pension how will I look after myself when I retire? I cannot afford to save for a pension at the moment, and I am also starting to worry about school fees which will

come next year.

So not the same problem as yours, but not that different. I think there must be many like us over here worrying about our future near or far.

I hope it works out for you and you also get peace of mind with your decision.

Enough pressure to get a heart attack

So no pension,no serps,no nothing when you reach 65.I assume you are a teacher on little money,and my suggestion is to get a job in your home country that pays more and you get a pension.34 is young to be getting in shit street,as i was earning 35,000 gbp per year at that age,plus a great private pension,which i have been taking advantage of for 6 years already

good for you! Dunno why you would think I'm a teacher on not much money. I have a good job, wife, baby, morgage, car payments, credit card bills to pay for each month. That's why I'm short on money. Just like 90% of normal working people. I have been in Thailand for 5 years and built up a good little living. I hope to have my own business in a couple of years where I will do well and be able to provide for the future.

I am happy for you having such a good secure life. Well done. Now go and brag somewhere else!

[gudtymchuk]

Does anyone have experience with Bupa World Wide Health care?

[manarak]

After all, I have been contributing for more than 50 years to the Health Care in my own country and I am still contributing every month to the Health Care in my country by automatic deductions of my pension.

Coalminer, this is exactly why you should not feel bad about cheating.

You have paid and you still pay for NOTHING.

Your country (Norway, Sweden or whatever) should be happy that you live in a country where health costs are only a fraction of what they are in your home country and pay for your treatments.

If that is not the case, and still deduct money from your pension, they are out of their minds.

The entire European healthcare system will eventually collapse in 15 to 25 years when the baby-boomers will reach pension age and the workers who replace them will be immigrants of the first or second generation who won't make big $$$ = no taxes flowing in.

Then the governments will begin to prey on people's belongings...

Anyway, I digress...

Let's try to find a solution for you, Coalminer.

Your username suggests you have been a Coalminer. Have you really been mining coal for a long time?

...

another thought:

if you really happen to become very ill and are repatriated to your home country... and if the hospital bills pile up there...

do you have any wealth left in that country besides the pension payments?

why not just put everything in safety, maybe create a trust or a foundation in some caribbean country, with your children as benefical owners?

then all that could happen in your home country is that your pension gets seized?

[bina]

interesting reading: i remember hearing about an older ex jpat guy that had a heart attack, was resucitated several times, in ICU and ran up a huge bill, one which he had not ever prepared for (or was unable to)... his wife,needless to say, and her family, have a huge huge debt to pay...

i was told that i should make it clear to my thai side of the family, (a very poor one, as am i) that absolutely no extras -- no extra resucitations, life support etc-- should be done to me if i were to stop breathing for instance. every extra day in hospital is one day more of a huge debt to many families... also, many of us with village spouses know that our spouses are fairly ill equipt to deal with insurance beauracracy, pressure to give extra care (for money) etc.... most spouses in these situations re act with 'wanting the best for their partner' i.e . not to let them die.

i know for sure we wwill never have enough for medical for me, even if i continue to pay monthly sums to my social medical system here in my country (which is rapidly privitizing more and more each year), allowing me to get basic care adn wait on line for other things... i would still need a place to live, and someone to deal with all that mess-- on the assumptiont htat my kids stay in this country; and i would need money to get back here....

i have given strict instructions that if and when we move to thailnd, if something happens like i drop dead on the road, we go to the nearest clinic hospital. if i am still dead, then i stay dead. no reviving. no heroics. no bills too large for both sides of the family.

as for insurance , there is the insurance in thailand forum here, for those wanting to get more specific info...

bina

israel

[coalminer]

(Answerring in red due to the limitation of quotes.)

After all, I have been contributing for more than 50 years to the Health Care in my own country and I am still contributing every month to the Health Care in my country by automatic deductions of my pension.

Coalminer, this is exactly why you should not feel bad about cheating.

I do feel bad about cheting.

I have never cheated and I prefer to do everything by the book instead of doing something illegal.

You have paid and you still pay for NOTHING.

I wouldn't say that I received "nothing" from the Social Security.

I have been married before and gave 2 childs for who we received Child Care.

Health Care and Chid Care are part of the same Social Security.

Your country (Norway, Sweden or whatever) should be happy that you live in a country where health costs are only a fraction of what they are in your home country and pay for your treatments.

If that is not the case, and still deduct money from your pension, they are out of their minds.

That's not the case.

The answer from the Socal Security is:

"As I am a benefitting a pension from (my home country) I am subject to pay taxes and Social Security on my monthly pension. In order to benefit from the Health Care system from (my home country), I need to be residing in (my home country) and my travels abroad need to have the character of a vacation (limited in time and not being resident in another country). Exceptions can be made to countries of the European Community, but these exceptions will be made on case-to-case base and after a decision from the Health Care system."

The entire European healthcare system will eventually collapse in 15 to 25 years when the baby-boomers will reach pension age and the workers who replace them will be immigrants of the first or second generation who won't make big $$$ = no taxes flowing in.

Then the governments will begin to prey on people's belongings...

Maybe.

But the odd's that that will hapeen in my lfetime will be next to nothing.

Anyway, I digress...

Let's try to find a solution for you, Coalminer.

Your username suggests you have been a Coalminer. Have you really been mining coal for a long time?

Yes, I have been working as a coalminer, 1,000 meter under the surface.

...

another thought:

if you really happen to become very ill and are repatriated to your home country... and if the hospital bills pile up there...

do you have any wealth left in that country besides the pension payments?

HealthCare is FREE in my home country.

No chance of hospital bills piling up.

why not just put everything in safety, maybe create a trust or a foundation in some caribbean country, with your children as benefical owners?

The wellfare of my wife and my child have bee already taken care for.

My child will get all my assets at the age of 18 and under the condition that my child can take care of herself.

My wife will get my monthly pension (guaranteed by my home country) until she dies or she remarries.

then all that could happen in your home country is that your pension gets seized?

Nothing wil be seized, as Health Care is freee in my home country.

Thailand can never seize the pension of my wife or the assets of my child, as these are in my home country and Thailand has totaly no power to seize anything in my home country.

[coalminer]

interesting reading: i remember hearing about an older ex jpat guy that had a heart attack, was resucitated several times, in ICU and ran up a huge bill, one which he had not ever prepared for (or was unable to)... his wife,needless to say, and her family, have a huge huge debt to pay...

bina

israel

Surely, everybody who has been living in Thailand for a while knows some awful stories like these.

But is the Health Care system in my country better?

A little bit off-topic but still worth to tell is a story about what happened in my home country.

It is a well known fact that doctors and hospitals (ab)use of the terminal sick patients to uses them as Guinnea pig's and draw huge sums of money from the Social Security.

When I was hospitalized with a stroke, I was put in the "dead row" of the hospital as the doctors had declared that I would die in a few weeks (that was more than 15 years ago)

One day, a big man with his wife and sons walked into my room for examination.

As this was the dead row, I could not imagine hat this man would leave the hospital walking amd alive.

He had just turned 65 years old and was thus officialy retired.

He was complaining from a heavy pain in his left side.

The same day, doctors examinated him and came to the conclusion that he had a small cancer in his left lung.

The doctors decided to remove the left lung that week.

When he came back in the room, he was sleeping with a plastic attached to his bed and a pump draining constantly liquid from his body.

A week later, he was feeling a little bit better, he and his wofe got the dreadful news that the cancer had spread into other organs and one of these organs, the left kidney would need to be removed.

Again he went to the Operation chamber and had his left kidney remoed.

To keep a long story short, after 2 months, most of his organs had been removed an it was a wonder how this man was still alive.

I was released from the hospital, and drove home.

One month later, I received a phone call from his wife that he expected to die within 24 hours and she asked me if I wanted to see him before he died.

What I saw defeats all that anybody can imgine.

The man was lying like a "phoetus" in his bed, conscious, but under so much painkillers that he was not aware what was happening around him.

Nevertheless, the nurses who entered the room with me wanted to life him out of the bed, wash him and change the bed linnen.

He died a few hours later.

I shiver from the idea that anything like that would happen to me in my last days.