Alternative Retirement Destinations For Expats (other Than Thailand)

[Jingthing]

Some notes on Argentina. Many expats make border runs on tourist cards for many years. Argentina has no problem with that. Google Buenos Aires Expats Forum for tons of info. Many Argentines speak English. The Buenos Aires Herald is an excellent newspaper in English. Still, once there you'd want to take classes and get up to speed. I think the inflation issue is serious, but it may lead to another crisis. Might be worth moving there for a few years if the Peso is devalued again. Can always plan your next move while enjoying the best steaks in the world at near giveaway prices!

Some more notes:

-- I have read reports of Argentina hassling people doing too many tourist card runs, it isn't predictable

-- Living there on tourists cards means you won't get a DNI number, you can never settle there very well without one (bank accounts, utilities, perhaps even health insurance (not sure)), in any case it is an important thing for many aspects of living there and a passport number doesn't replace it

-- Another great thing, overstays are not criminalized. People deal with it by flying out and paying a small fine, then returning and starting all over again.

-- Expats mostly learn Spanish, yes it is easier than Thai, but there are functional reasons. For example, go the websites to do things there (businesses, etc.) and it is all Spanish, no translations. Unlike Thailand where English has almost become a semi-official second language. That definitely is not the case in Argentina. Of course there is some English media, and an English expat forum.

-- Yes the peso can change, and the country has a recent history of economic volatility

-- If you do have a verifiable retirement income stream, the amount required is quite low, probably all US social security recipients can qualify, but all of the required money must be imported into a bank there annually

-- It certainly is a great place to visit, best steaks and excellent wine, very interesting people (very high per capita rates of both psychotherapy and cosmetic surgery!)

Edited March 21, 2010 by Jingthing

[Tejas]

Jinthing, thanks for the input on Argentina, incorporated below:

UPDATE from previous posts with an important point added that the retirement visa system is critical to understand.......we should not minimize it and should place more emphasis on it. If you can't stay easily and inexpensively on a monthly income of US$1000 - 1800, the country should be removed from the list below.

Panama: Panama sensed an opportunity and developed a retiree incentive program that International Living calls the world's best. One retirement opt is based on showing a pension (or social security) of only 500 USD plus 100 USD per dependent (somebody check for accuracy). Retirees get discounts on travel, entertainment, shopping, services. But like Costa Rica so many have moved in that the country is having growing pains. Like Thailand most of the country is very hot and humid. The highland town of Boquette has a very nice climate and has been heavily promoted by International Living. And it's First World prices reflect that.

Argentina: Argentina became the single best bargain in Latin America, possibly the world, after their monetary crisis of 2002. Literally overnight after their peso was devalued costs were 75% less in American Dollars. Unfortunately while the exchange rate has hovered around 3.8 Pesos to the Dollar rampant inflation has brought costs back up close to where they were pre-crisis. However outside of Buenos Aires there are many choices with a good quality of life that are reasonably priced. And as one of the world's largest countries there's climate and scenery that suits about anyone. They have some nice beach towns but winter weather on the coast is pretty raw. Some cities popular with expats are Mendoza, Bariloche, Salta, and Cordoba. But Buenos Aires is the big draw for foreigners, world class city if you are an urbanite; great beef. A reminder about Argentina, there is no bank account method to qualify, you must have a permanent income, or no go for the retirement visa (maybe too expensive for the pensioners in question.....not sure); Many expats make border runs on tourist cards for many years. Argentina has no problem with that. Google Buenos Aires Expats Forum for tons of info. Many Argentines speak English. The Buenos Aires Herald is an excellent newspaper in English. Still, once there you'd want to take classes and get up to speed. I think the inflation issue is serious, but it may lead to another crisis. Might be worth moving there for a few years if the Peso is devalued again. Can always plan your next move while enjoying the best steaks in the world at near giveaway prices!

According to one poster who has been there, there are reports of Argentina hassling people doing too many tourist card runs, it isn't predictable; Living there on tourists cards means you won't get a DNI number, you can never settle there very well without one (bank accounts, utilities, perhaps even health insurance (not sure)), in any case it is an important thing for many aspects of living there and a passport number doesn't replace it; Another great thing, overstays are not criminalized. People deal with it by flying out and paying a small fine, then returning and starting all over again; Expats mostly learn Spanish, yes it is easier than Thai, but there are functional reasons. For example, go the websites to do things there (businesses, etc.) and it is all Spanish, no translations. Unlike Thailand where English has almost become a semi-official second language. That definitely is not the case in Argentina. Of course there is some English media, and an English expat forum; Yes the peso can change, and the country has a recent history of economic volatility; If you do have a verifiable retirement income stream, the amount required is quite low, probably all US social security recipients can qualify, but all of the required money must be imported into a bank there annually; It certainly is a great place to visit, best steaks and excellent wine, very interesting people (very high per capita rates of both psychotherapy and cosmetic surgery!

Costa Rica: sort of the Thailand of Latin America. It was the top expat location but so many foreigners moved in that the government ended most of the great retiree incentives it offered. Crime and costs have soared. Still, many expats there but also many moved out, especially to Panama; Pensionado required income USD 1000/mo, and not so good - rentista USD 2500/mo--must show money was converted to colons; getting expensive; housing costs have doubled in top areas; now required to join country social security; armed robbery and carjacking now a daily event; Costa Rica is nice but the benefits are going down at a rapid rate

Mexico: gorgeous coastline overlooking Pacific; great food; one poster added the following: Favorite place is San Cristobal de las Casas, Chiapas, Mexico. Go to Google Images to see pictures. City is about 140,000, has multiplex playing American movies in English, best English language bookstore in Mexico, Walmart and Sam's club are opening stores there, has beautiful pedestrian only streets in the center, can be comfortable there on $700 a month, live very well on $1200. Unlike northern Mexico these days, San Cristobal is safe, with much to see and do. Single biggest drawback is wet season with alot of rain. But at 7000' overall it's mild most of the time, but nights can get chilly.

Colombia: gone a long way towards fixing it's problems. Terrorist groups have been marginalized to remote areas and drug cartels are no longer threatening stability. Bogota's north side looks like a prosperous American city. Security is everywhere, people go out there. The city that's attracting alot of expats is Medellin. It has a year'round spring like climate and is very clean; Colombia officially requires a substantial pension to live there, but doesn't enforce it. Expats are living comfortably there in smaller cities for much less than $1000 a month. Definitely a place you need Spanish though to truly enjoy it. I think the Group is called Colombia_Expats, not certain.

Chile: most expensive country in Latin America as well as it's most prosperous with excellent infrastructure; stunning views of the ocean and mountains; can get very cold is the south; lots of Europeans have already retired there in so-called "little Switzerland" areas

Ecuador: good retirement visa system; one city in particular, Cuenca, that is very beautiful, mild but cool climate, all the amenities; does have crime issues. Somebody mentioned Esmeraldes which is the most crime ridden area of the country. Cuenca in general is safe, using common sense.

Uruguay: Google UruguayLiving.com for an excellent forum. Uruguay has low violent crime but serious property crime. You have to be vigilant to live there. A British couple went out to eat their first day there to take a break from unpacking. Came back 3 hrs later to find everything gone! It's a serious problem there. One place I like is Colonia del Sacramento, possibly the prettiest colonial town in South America and Portugese colonial to boot. Interesting thing is it's about 1.5 hrs by ferry across from Buenos Aires. It's where B.A. expats go to renew their tourist cards.

Belize: according to one poster, it is the most expensive country in Central America (find hard to believe and would like more information on cost of living) and yet has minimal infrastructure. It's real draw is beach living and it's islands. However crime, especially in Belize City, is very high; great lobsters; scuba diving

Cambodia: massive annual GNP growth.......looks like Thailand; friendly people; English spoken widely; more expensive than Thailand but some say less expensive than Thailand; don't want to get sick there but close to Thailand so if it is not an emergency situation you can go to Thailand for medical care; infrastructure improving but long way to go)

Philippines: safe and unsafe areas; beautiful beaches; storm problem; most people speak English; easy visa system; some possible retirement destinations are Boracay, Dumaguete, Panglao Island, Puerto Galera (avoid Manilla)

Malaysia: heard good around Panang........logical retirement visa option (cost of it?)

Vietnam: long coastline; storm prone; developing rapidly; health care in Hanoi reported to be excellent but not good in hinterland; one poster said "not as friendly" as Thailand; one poster said no set visa policy for retirees (think need more info. here); Retirement visa - I don't think they have one, all retirees are said to be married to VN and get 5 year resident visas (5 year resident visa is a big improvement over Thailand)

Indonesia: visa system is not that easy; Bali in expensive in some areas and not so expensive in others; Lombok has been mentioned as one other possibility; certainly Indonesia has thousands of islands; earthquake problem

Please add your first hand observations to the list above.........thanks.

[vantexan]

I agree ultimately that Argentina, between rising costs and hassles, isn't worth it. The hassles are endless red tape and systemic corruption. I've read many times that get away from the biggest cities and the people are some of the most genuinely friendly in the world. There's a reason for all the psychiatry in the cities, especially Buenos Aires. Way too much emphasis placed on outward beauty too. If the most beautiful women in the world is what you are after then Argentina is definitely in the running. Go to Google Images, search Argentinian babe, holy Toledo! Turn off safe search and get your eyes melted! But if you are looking for just one really sweet lady who will treat you right might be hard to beat Asia IMO.

I was set on retiring to Chiang Mai but all the posts on Thai Visa about rising costs, pollution, red tape, xenophobic attitudes turned me off. The reason I came back to specificly this sub-forum was to search for info on Cambodia. Latin America has issues that I don't want to deal with. Machismo, crime, anti-Americanism, red tape, instability, poor infrastructure, the nagging feeling that the young woman you marry is running around on you. I know where I can buy 5 acres of desert land in the States for $1000 and camp on it for next to nothing cost wise. Annual taxes are less than $50. I can have satellite tv, radio, no hassles with red tape, no visa issues. But only a few hundred people in the area, heck in area bigger than Massachusetts there's less than 10,000 people. Biggest hassle is rattlesnakes. Not sure I want to go that route. Phnom Penh sounds interesting and I like the excellent range of food choices there. Opening up another can of tuna or beef stew way out in the desert could get pretty old!

[jaideeguy]

Interesting topic now that the 'tvjokers' are finished

These are great informative lists but it seems that most are based on low cost. With many of older expats, good affordable healthcare and decent infrastructure [roads and internet] and whole wheat bread are creature comforts [necessities] that you brush over lightly. Maybe they should be addressed in your future lists and compared with LOS. Keep them comming..

Edited March 21, 2010 by jaideeguy

[Tejas]

UPDATE from previous posts with an important point added that the retirement visa system is critical to understand.......we should not minimize it and should place more emphasis on it. If you can't stay easily and inexpensively on a monthly income of US$1000 - 1800, the country should be removed from the list below. The focus is on low-middle income pensioners because these are the ones being hurt most by Thailand's crazy retirement system. Pensioners with big money can retire anywhere. To include them would mean to include all countries. Healthcare, retirement visa system, infrastructure are critical for pensioners (need more info. on these items below). Also, it would be nice to get comments about Western type comforts (food, malls, etc).

Cambodia: massive annual GNP growth.......looks like Thailand; friendly people; English spoken widely; more expensive than Thailand but some say less expensive than Thailand; don't want to get sick there but close to Thailand so if it is not an emergency situation you can go to Thailand for medical care; infrastructure improving but long way to go)

Philippines: safe and unsafe areas; beautiful beaches; storm problem; most people speak English; easy visa system; some possible retirement destinations are Boracay, Dumaguete, Panglao Island, Puerto Galera (avoid Manilla)

Malaysia: heard good around Panang........logical retirement visa option (cost of it?)

Vietnam: long coastline; storm prone; developing rapidly; health care in Hanoi reported to be excellent but not good in hinterland; one poster said "not as friendly" as Thailand; one poster said no set visa policy for retirees (think need more info. here); Retirement visa - I don't think they have one, all retirees are said to be married to VN and get 5 year resident visas (5 year resident visa is a big improvement over Thailand)

Indonesia: visa system is not that easy; Bali in expensive in some areas and not so expensive in others; Lombok has been mentioned as one other possibility; certainly Indonesia has thousands of islands; earthquake problem

Panama: Panama sensed an opportunity and developed a retiree incentive program that International Living calls the world's best. One retirement opt is based on showing a pension (or social security) of only 500 USD plus 100 USD per dependent (somebody check for accuracy). Retirees get discounts on travel, entertainment, shopping, services. But like Costa Rica so many have moved in that the country is having growing pains. Like Thailand most of the country is very hot and humid. The highland town of Boquette has a very nice climate and has been heavily promoted by International Living. And it's First World prices reflect that.

Argentina: Argentina became the single best bargain in Latin America, possibly the world, after their monetary crisis of 2002. Literally overnight after their peso was devalued costs were 75% less in American Dollars. Unfortunately while the exchange rate has hovered around 3.8 Pesos to the Dollar rampant inflation has brought costs back up close to where they were pre-crisis. However outside of Buenos Aires there are many choices with a good quality of life that are reasonably priced. And as one of the world's largest countries there's climate and scenery that suits about anyone. They have some nice beach towns but winter weather on the coast is pretty raw. Some cities popular with expats are Mendoza, Bariloche, Salta, and Cordoba. But Buenos Aires is the big draw for foreigners, world class city if you are an urbanite; great beef. A reminder about Argentina, there is no bank account method to qualify, you must have a permanent income, or no go for the retirement visa (maybe too expensive for the pensioners in question.....not sure); Many expats make border runs on tourist cards for many years. Argentina has no problem with that. Google Buenos Aires Expats Forum for tons of info. Many Argentines speak English. The Buenos Aires Herald is an excellent newspaper in English. Still, once there you'd want to take classes and get up to speed. I think the inflation issue is serious, but it may lead to another crisis. Might be worth moving there for a few years if the Peso is devalued again. Can always plan your next move while enjoying the best steaks in the world at near giveaway prices!

According to one poster who has been there, there are reports of Argentina hassling people doing too many tourist card runs, it isn't predictable; Living there on tourists cards means you won't get a DNI number, you can never settle there very well without one (bank accounts, utilities, perhaps even health insurance (not sure)), in any case it is an important thing for many aspects of living there and a passport number doesn't replace it; Another great thing, overstays are not criminalized. People deal with it by flying out and paying a small fine, then returning and starting all over again; Expats mostly learn Spanish, yes it is easier than Thai, but there are functional reasons. For example, go the websites to do things there (businesses, etc.) and it is all Spanish, no translations. Unlike Thailand where English has almost become a semi-official second language. That definitely is not the case in Argentina. Of course there is some English media, and an English expat forum; Yes the peso can change, and the country has a recent history of economic volatility; If you do have a verifiable retirement income stream, the amount required is quite low, probably all US social security recipients can qualify, but all of the required money must be imported into a bank there annually; It certainly is a great place to visit, best steaks and excellent wine, very interesting people (very high per capita rates of both psychotherapy and cosmetic surgery!

Argentina, between rising costs and hassles, isn't worth it (according to one poster). The hassles are endless red tape and systemic corruption. I've read many times that get away from the biggest cities and the people are some of the most genuinely friendly in the world. If the most beautiful women in the world is what you are after then Argentina is definitely in the running. Go to Google Images, search Argentinian babe, holy Toledo!

Costa Rica: sort of the Thailand of Latin America. It was the top expat location but so many foreigners moved in that the government ended most of the great retiree incentives it offered. Crime and costs have soared. Still, many expats there but also many moved out, especially to Panama; Pensionado required income USD 1000/mo, and not so good - rentista USD 2500/mo--must show money was converted to colons; getting expensive; housing costs have doubled in top areas; now required to join country social security; armed robbery and carjacking now a daily event; Costa Rica is nice but the benefits are going down at a rapid rate

Mexico: gorgeous coastline overlooking Pacific; great food; one poster added the following: Favorite place is San Cristobal de las Casas, Chiapas, Mexico. Go to Google Images to see pictures. City is about 140,000, has multiplex playing American movies in English, best English language bookstore in Mexico, Walmart and Sam's club are opening stores there, has beautiful pedestrian only streets in the center, can be comfortable there on $700 a month, live very well on $1200. Unlike northern Mexico these days, San Cristobal is safe, with much to see and do. Single biggest drawback is wet season with alot of rain. But at 7000' overall it's mild most of the time, but nights can get chilly.

Colombia: gone a long way towards fixing it's problems. Terrorist groups have been marginalized to remote areas and drug cartels are no longer threatening stability. Bogota's north side looks like a prosperous American city. Security is everywhere, people go out there. The city that's attracting alot of expats is Medellin. It has a year'round spring like climate and is very clean; Colombia officially requires a substantial pension to live there, but doesn't enforce it. Expats are living comfortably there in smaller cities for much less than $1000 a month. Definitely a place you need Spanish though to truly enjoy it. I think the Group is called Colombia_Expats, not certain.

Chile: most expensive country in Latin America as well as it's most prosperous with excellent infrastructure; stunning views of the ocean and mountains; can get very cold is the south; lots of Europeans have already retired there in so-called "little Switzerland" areas

Ecuador: good retirement visa system; one city in particular, Cuenca, that is very beautiful, mild but cool climate, all the amenities; does have crime issues. Somebody mentioned Esmeraldes which is the most crime ridden area of the country. Cuenca in general is safe, using common sense.

Uruguay: Google UruguayLiving.com for an excellent forum. Uruguay has low violent crime but serious property crime. You have to be vigilant to live there. A British couple went out to eat their first day there to take a break from unpacking. Came back 3 hrs later to find everything gone! It's a serious problem there. One place I like is Colonia del Sacramento, possibly the prettiest colonial town in South America and Portugese colonial to boot. Interesting thing is it's about 1.5 hrs by ferry across from Buenos Aires. It's where B.A. expats go to renew their tourist cards.

Belize: according to one poster, it is the most expensive country in Central America (find hard to believe and would like more information on cost of living) and yet has minimal infrastructure. It's real draw is beach living and it's islands. However crime, especially in Belize City, is very high; great lobsters; scuba diving

Please add your first hand observations to the list above.........thanks.

[Abrak]

IF Eastbourne is still in the running, Id just like to add that I moved from there, to Thailand

Can you quickly explain what makes Eastbourne so special. It has incredibly expensive housing on a price to income basis. I mean its about fifth (Bournemouth always at the top, London second.)

[Tejas]

Back to the subject:

UPDATE from previous posts with an important point added that the retirement visa system is critical to understand.......we should not minimize it and should place more emphasis on it. If you can't stay easily and inexpensively on a monthly income of US$1000 - 1800, the country should be removed from the list below. The focus is on low-middle income pensioners because these are the ones being hurt most by Thailand's crazy retirement system. Pensioners with big money can retire anywhere. To include them would mean to include all countries. Healthcare, retirement visa system, infrastructure are critical for pensioners (need more info. on these items below). Also, it would be nice to get comments about Western type comforts (food, malls, etc).

Cambodia: massive annual GNP growth.......looks like Thailand; friendly people; English spoken widely; more expensive than Thailand but some say less expensive than Thailand; don't want to get sick there but close to Thailand so if it is not an emergency situation you can go to Thailand for medical care; infrastructure improving but long way to go)

Philippines: safe and unsafe areas; beautiful beaches; storm problem; most people speak English; easy visa system; some possible retirement destinations are Boracay, Dumaguete, Panglao Island, Puerto Galera (avoid Manilla)

Malaysia: heard good around Panang........logical retirement visa option (cost of it?)

Vietnam: long coastline; storm prone; developing rapidly; health care in Hanoi reported to be excellent but not good in hinterland; one poster said "not as friendly" as Thailand; one poster said no set visa policy for retirees (think need more info. here); Retirement visa - I don't think they have one, all retirees are said to be married to VN and get 5 year resident visas (5 year resident visa is a big improvement over Thailand)

Indonesia: visa system is not that easy; Bali in expensive in some areas and not so expensive in others; Lombok has been mentioned as one other possibility; certainly Indonesia has thousands of islands; earthquake problem

Panama: Panama sensed an opportunity and developed a retiree incentive program that International Living calls the world's best. One retirement opt is based on showing a pension (or social security) of only 500 USD plus 100 USD per dependent (somebody check for accuracy). Retirees get discounts on travel, entertainment, shopping, services. But like Costa Rica so many have moved in that the country is having growing pains. Like Thailand most of the country is very hot and humid. The highland town of Boquette has a very nice climate and has been heavily promoted by International Living. And it's First World prices reflect that.

Argentina: Argentina became the single best bargain in Latin America, possibly the world, after their monetary crisis of 2002. Literally overnight after their peso was devalued costs were 75% less in American Dollars. Unfortunately while the exchange rate has hovered around 3.8 Pesos to the Dollar rampant inflation has brought costs back up close to where they were pre-crisis. However outside of Buenos Aires there are many choices with a good quality of life that are reasonably priced. And as one of the world's largest countries there's climate and scenery that suits about anyone. They have some nice beach towns but winter weather on the coast is pretty raw. Some cities popular with expats are Mendoza, Bariloche, Salta, and Cordoba. But Buenos Aires is the big draw for foreigners, world class city if you are an urbanite; great beef. A reminder about Argentina, there is no bank account method to qualify, you must have a permanent income, or no go for the retirement visa (maybe too expensive for the pensioners in question.....not sure); Many expats make border runs on tourist cards for many years. Argentina has no problem with that. Google Buenos Aires Expats Forum for tons of info. Many Argentines speak English. The Buenos Aires Herald is an excellent newspaper in English. Still, once there you'd want to take classes and get up to speed. I think the inflation issue is serious, but it may lead to another crisis. Might be worth moving there for a few years if the Peso is devalued again. Can always plan your next move while enjoying the best steaks in the world at near giveaway prices!

According to one poster who has been there, there are reports of Argentina hassling people doing too many tourist card runs, it isn't predictable; Living there on tourists cards means you won't get a DNI number, you can never settle there very well without one (bank accounts, utilities, perhaps even health insurance (not sure)), in any case it is an important thing for many aspects of living there and a passport number doesn't replace it; Another great thing, overstays are not criminalized. People deal with it by flying out and paying a small fine, then returning and starting all over again; Expats mostly learn Spanish, yes it is easier than Thai, but there are functional reasons. For example, go the websites to do things there (businesses, etc.) and it is all Spanish, no translations. Unlike Thailand where English has almost become a semi-official second language. That definitely is not the case in Argentina. Of course there is some English media, and an English expat forum; Yes the peso can change, and the country has a recent history of economic volatility; If you do have a verifiable retirement income stream, the amount required is quite low, probably all US social security recipients can qualify, but all of the required money must be imported into a bank there annually; It certainly is a great place to visit, best steaks and excellent wine, very interesting people (very high per capita rates of both psychotherapy and cosmetic surgery!

Argentina, between rising costs and hassles, isn't worth it (according to one poster). The hassles are endless red tape and systemic corruption. I've read many times that get away from the biggest cities and the people are some of the most genuinely friendly in the world. If the most beautiful women in the world is what you are after then Argentina is definitely in the running. Go to Google Images, search Argentinian babe, holy Toledo!

Costa Rica: sort of the Thailand of Latin America. It was the top expat location but so many foreigners moved in that the government ended most of the great retiree incentives it offered. Crime and costs have soared. Still, many expats there but also many moved out, especially to Panama; Pensionado required income USD 1000/mo, and not so good - rentista USD 2500/mo--must show money was converted to colons; getting expensive; housing costs have doubled in top areas; now required to join country social security; armed robbery and carjacking now a daily event; Costa Rica is nice but the benefits are going down at a rapid rate

Mexico: gorgeous coastline overlooking Pacific; great food; one poster added the following: Favorite place is San Cristobal de las Casas, Chiapas, Mexico. Go to Google Images to see pictures. City is about 140,000, has multiplex playing American movies in English, best English language bookstore in Mexico, Walmart and Sam's club are opening stores there, has beautiful pedestrian only streets in the center, can be comfortable there on $700 a month, live very well on $1200. Unlike northern Mexico these days, San Cristobal is safe, with much to see and do. Single biggest drawback is wet season with alot of rain. But at 7000' overall it's mild most of the time, but nights can get chilly.

Colombia: gone a long way towards fixing it's problems. Terrorist groups have been marginalized to remote areas and drug cartels are no longer threatening stability. Bogota's north side looks like a prosperous American city. Security is everywhere, people go out there. The city that's attracting alot of expats is Medellin. It has a year'round spring like climate and is very clean; Colombia officially requires a substantial pension to live there, but doesn't enforce it. Expats are living comfortably there in smaller cities for much less than $1000 a month. Definitely a place you need Spanish though to truly enjoy it. I think the Group is called Colombia_Expats, not certain.

Chile: most expensive country in Latin America as well as it's most prosperous with excellent infrastructure; stunning views of the ocean and mountains; can get very cold is the south; lots of Europeans have already retired there in so-called "little Switzerland" areas

Ecuador: good retirement visa system; one city in particular, Cuenca, that is very beautiful, mild but cool climate, all the amenities; does have crime issues. Somebody mentioned Esmeraldes which is the most crime ridden area of the country. Cuenca in general is safe, using common sense.

Uruguay: Google UruguayLiving.com for an excellent forum. Uruguay has low violent crime but serious property crime. You have to be vigilant to live there. A British couple went out to eat their first day there to take a break from unpacking. Came back 3 hrs later to find everything gone! It's a serious problem there. One place I like is Colonia del Sacramento, possibly the prettiest colonial town in South America and Portugese colonial to boot. Interesting thing is it's about 1.5 hrs by ferry across from Buenos Aires. It's where B.A. expats go to renew their tourist cards.

Belize: according to one poster, it is the most expensive country in Central America (find hard to believe and would like more information on cost of living) and yet has minimal infrastructure. It's real draw is beach living and it's islands. However crime, especially in Belize City, is very high; great lobsters; scuba diving

Please add your first hand observations to the list above.........thanks.

[vantexan]

Belize: according to one poster, it is the most expensive country in Central America (find hard to believe and would like more information on cost of living) and yet has minimal infrastructure. It's real draw is beach living and it's islands. However crime, especially in Belize City, is very high; great lobsters; scuba diving

Belize pegs it's money 2:1 to the American Dollar. That, along with most items are imported as little is produced locally, keeps things fairly expensive. If you live like a local, living in a simple wood house and eating mostly beans and rice and chicken you can live cheaply. That also means no air conditioning, no car, limited electricity. If you want an American lifestyle you'll pay alot, and still have to do without things like modern supermarkets. There are 2 paved 2 lane highways in the country, one north-south, one east-west.

Some other things about Argentina...97% European heritage. 50% Italian, 30% Spanish, substantial English, Irish, French, German, Welsh and other minorities. Argentines like to camp, campgrounds in most towns. You'll find cineplexes in most small cities and large cities have multiple choices. Most American movies play there, usually in English with Spanish subtitles unless childrens' movie. Actually American owned cineplexes are in most of Latin America now, especially Cinemark. Argentina is slightly smaller than India but only has about 44 million people. It's one of the few countries that produces everything it needs but is so poorly managed it struggles financially. The gov't confiscated the national retirement fund last year to pay for it's socialist programs. Buenos Aires has far and away the best bookstores in Latin America. It's a very literate population.

[Tejas]

UPDATE from previous posts with an important point added that the retirement visa system is critical to understand.......we should not minimize it and should place more emphasis on it. If you can't stay easily and inexpensively on a monthly income of US$1000 - 1800, the country should be removed from the list below. The focus is on low-middle income pensioners because these are the ones being hurt most by Thailand's crazy retirement system. Pensioners with big money can retire anywhere. To include them would mean to include all countries. Healthcare, retirement visa system, infrastructure are critical for pensioners (need more info. on these items below). Also, it would be nice to get comments about Western type comforts (food, malls, etc).

Cambodia: massive annual GNP growth.......looks like Thailand; friendly people; English spoken widely; more expensive than Thailand but some say less expensive than Thailand; don't want to get sick there but close to Thailand so if it is not an emergency situation you can go to Thailand for medical care; infrastructure improving but long way to go)

Philippines: safe and unsafe areas; beautiful beaches; storm problem; most people speak English; easy visa system; some possible retirement destinations are Boracay, Dumaguete, Panglao Island, Puerto Galera (avoid Manilla)

Malaysia: heard good around Panang........logical retirement visa option (cost of it?)

Vietnam: long coastline; storm prone; developing rapidly; health care in Hanoi reported to be excellent but not good in hinterland; one poster said "not as friendly" as Thailand; one poster said no set visa policy for retirees (think need more info. here); Retirement visa - I don't think they have one, all retirees are said to be married to VN and get 5 year resident visas (5 year resident visa is a big improvement over Thailand)

Indonesia: visa system is not that easy; Bali in expensive in some areas and not so expensive in others; Lombok has been mentioned as one other possibility; certainly Indonesia has thousands of islands; earthquake problem

Panama: Panama sensed an opportunity and developed a retiree incentive program that International Living calls the world's best. One retirement opt is based on showing a pension (or social security) of only 500 USD plus 100 USD per dependent (somebody check for accuracy). Retirees get discounts on travel, entertainment, shopping, services. But like Costa Rica so many have moved in that the country is having growing pains. Like Thailand most of the country is very hot and humid. The highland town of Boquette has a very nice climate and has been heavily promoted by International Living. And it's First World prices reflect that.

Argentina: Argentina became the single best bargain in Latin America, possibly the world, after their monetary crisis of 2002. Literally overnight after their peso was devalued costs were 75% less in American Dollars. Unfortunately while the exchange rate has hovered around 3.8 Pesos to the Dollar rampant inflation has brought costs back up close to where they were pre-crisis. However outside of Buenos Aires there are many choices with a good quality of life that are reasonably priced. And as one of the world's largest countries there's climate and scenery that suits about anyone. They have some nice beach towns but winter weather on the coast is pretty raw. Some cities popular with expats are Mendoza, Bariloche, Salta, and Cordoba. But Buenos Aires is the big draw for foreigners, world class city if you are an urbanite; great beef. A reminder about Argentina, there is no bank account method to qualify, you must have a permanent income, or no go for the retirement visa (maybe too expensive for the pensioners in question.....not sure); Many expats make border runs on tourist cards for many years. Argentina has no problem with that. Google Buenos Aires Expats Forum for tons of info. Many Argentines speak English. The Buenos Aires Herald is an excellent newspaper in English. Still, once there you'd want to take classes and get up to speed. I think the inflation issue is serious, but it may lead to another crisis. Might be worth moving there for a few years if the Peso is devalued again. Can always plan your next move while enjoying the best steaks in the world at near giveaway prices!

According to one poster who has been there, there are reports of Argentina hassling people doing too many tourist card runs, it isn't predictable; Living there on tourists cards means you won't get a DNI number, you can never settle there very well without one (bank accounts, utilities, perhaps even health insurance (not sure)), in any case it is an important thing for many aspects of living there and a passport number doesn't replace it; Another great thing, overstays are not criminalized. People deal with it by flying out and paying a small fine, then returning and starting all over again; Expats mostly learn Spanish, yes it is easier than Thai, but there are functional reasons. For example, go the websites to do things there (businesses, etc.) and it is all Spanish, no translations. Unlike Thailand where English has almost become a semi-official second language. That definitely is not the case in Argentina. Of course there is some English media, and an English expat forum; Yes the peso can change, and the country has a recent history of economic volatility; If you do have a verifiable retirement income stream, the amount required is quite low, probably all US social security recipients can qualify, but all of the required money must be imported into a bank there annually; It certainly is a great place to visit, best steaks and excellent wine, very interesting people (very high per capita rates of both psychotherapy and cosmetic surgery!

Argentina, between rising costs and hassles, isn't worth it (according to one poster). The hassles are endless red tape and systemic corruption. I've read many times that get away from the biggest cities and the people are some of the most genuinely friendly in the world. If the most beautiful women in the world is what you are after then Argentina is definitely in the running. Go to Google Images, search Argentinian babe, holy Toledo! Some other things about Argentina...97% European heritage. 50% Italian, 30% Spanish, substantial English, Irish, French, German, Welsh and other minorities. Argentines like to camp, campgrounds in most towns. You'll find cineplexes in most small cities and large cities have multiple choices. Most American movies play there, usually in English with Spanish subtitles unless childrens' movie. Actually American owned cineplexes are in most of Latin America now, especially Cinemark. Argentina is slightly smaller than India but only has about 44 million people. It's one of the few countries that produces everything it needs but is so poorly managed it struggles financially. The gov't confiscated the national retirement fund last year to pay for it's socialist programs. Buenos Aires has far and away the best bookstores in Latin America. It's a very literate population.

Costa Rica: sort of the Thailand of Latin America. It was the top expat location but so many foreigners moved in that the government ended most of the great retiree incentives it offered. Crime and costs have soared. Still, many expats there but also many moved out, especially to Panama; Pensionado required income USD 1000/mo, and not so good - rentista USD 2500/mo--must show money was converted to colons; getting expensive; housing costs have doubled in top areas; now required to join country social security; armed robbery and carjacking now a daily event; Costa Rica is nice but the benefits are going down at a rapid rate

Mexico: gorgeous coastline overlooking Pacific; great food; one poster added the following: Favorite place is San Cristobal de las Casas, Chiapas, Mexico. Go to Google Images to see pictures. City is about 140,000, has multiplex playing American movies in English, best English language bookstore in Mexico, Walmart and Sam's club are opening stores there, has beautiful pedestrian only streets in the center, can be comfortable there on $700 a month, live very well on $1200. Unlike northern Mexico these days, San Cristobal is safe, with much to see and do. Single biggest drawback is wet season with alot of rain. But at 7000' overall it's mild most of the time, but nights can get chilly.

Colombia: gone a long way towards fixing it's problems. Terrorist groups have been marginalized to remote areas and drug cartels are no longer threatening stability. Bogota's north side looks like a prosperous American city. Security is everywhere, people go out there. The city that's attracting alot of expats is Medellin. It has a year'round spring like climate and is very clean; Colombia officially requires a substantial pension to live there, but doesn't enforce it. Expats are living comfortably there in smaller cities for much less than $1000 a month. Definitely a place you need Spanish though to truly enjoy it. I think the Group is called Colombia_Expats, not certain.

Chile: most expensive country in Latin America as well as it's most prosperous with excellent infrastructure; stunning views of the ocean and mountains; can get very cold is the south; lots of Europeans have already retired there in so-called "little Switzerland" areas

Ecuador: good retirement visa system; one city in particular, Cuenca, that is very beautiful, mild but cool climate, all the amenities; does have crime issues. Somebody mentioned Esmeraldes which is the most crime ridden area of the country. Cuenca in general is safe, using common sense.

Uruguay: Google UruguayLiving.com for an excellent forum. Uruguay has low violent crime but serious property crime. You have to be vigilant to live there. A British couple went out to eat their first day there to take a break from unpacking. Came back 3 hrs later to find everything gone! It's a serious problem there. One place I like is Colonia del Sacramento, possibly the prettiest colonial town in South America and Portugese colonial to boot. Interesting thing is it's about 1.5 hrs by ferry across from Buenos Aires. It's where B.A. expats go to renew their tourist cards.

Belize: according to one poster, it is the most expensive country in Central America (find hard to believe and would like more information on cost of living) and yet has minimal infrastructure. It's real draw is beach living and it's islands. However crime, especially in Belize City, is very high; great lobsters; scuba diving; Belize pegs it's money 2:1 to the American Dollar. That, along with most items are imported as little is produced locally, keeps things fairly expensive. If you live like a local, living in a simple wood house and eating mostly beans and rice and chicken you can live cheaply. That also means no air conditioning, no car, limited electricity. If you want an American lifestyle you'll pay alot, and still have to do without things like modern supermarkets. There are 2 paved 2 lane highways in the country, one north-south, one east-west.

Please add your first hand observations to the list above.........thanks.

[dragonfly33]

I am surprised there is no more mention of two countries:

1. Malaysia; Apparently they have a retirement program to attract foreigners that makes things a lot easier than it is in Thailand. For example, you can own your own house. I personally would rather live in Thailand, but it seems that Malaysia would be easier for many expats (in terms of language, certain kinds of convenience, etc.) There are many more places than Penang to check out.

2. Laos; There is almost no mention of Laos here for some reason. It is debatable as to whether it is cheaper than Thailand, but it can be more pleasant.

[Tejas]

Added Lao PDR..........Malaysia is already on the list:

UPDATE from previous posts with an important point added that the retirement visa system is critical to understand.......we should not minimize it and should place more emphasis on it. If you can't stay easily and inexpensively on a monthly income of US$1000 - 1800, the country should be removed from the list below. The focus is on low-middle income pensioners because these are the ones being hurt most by Thailand's crazy retirement system. Pensioners with big money can retire anywhere. To include them would mean to include all countries. Healthcare, retirement visa system, infrastructure are critical for pensioners (need more info. on these items below). Also, it would be nice to get comments about Western type comforts (food, malls, etc).

Cambodia: massive annual GNP growth.......looks like Thailand; friendly people; English spoken widely; more expensive than Thailand but some say less expensive than Thailand; don't want to get sick there but close to Thailand so if it is not an emergency situation you can go to Thailand for medical care; infrastructure improving but long way to go)

Philippines: safe and unsafe areas; beautiful beaches; storm problem; most people speak English; easy visa system; some possible retirement destinations are Boracay, Dumaguete, Panglao Island, Puerto Galera (avoid Manilla)

Malaysia: have a retirement program to attract foreigners that makes things a lot easier than it is in Thailand; you can own your own house; Malaysia would be easier for many expats (in terms of language, certain kinds of convenience, etc.) There are many more places than Penang to check out.

Vietnam: long coastline; storm prone; developing rapidly; health care in Hanoi reported to be excellent but not good in hinterland; one poster said "not as friendly" as Thailand; one poster said no set visa policy for retirees (think need more info. here); Retirement visa - I don't think they have one, all retirees are said to be married to VN and get 5 year resident visas (5 year resident visa is a big improvement over Thailand)

Indonesia: visa system is not that easy; Bali in expensive in some areas and not so expensive in others; Lombok has been mentioned as one other possibility; certainly Indonesia has thousands of islands; earthquake problem

Lao PDR: Unsure if cheaper than Thailand; can be pleasant according to one poster

Panama: Panama sensed an opportunity and developed a retiree incentive program that International Living calls the world's best. One retirement opt is based on showing a pension (or social security) of only 500 USD plus 100 USD per dependent (somebody check for accuracy). Retirees get discounts on travel, entertainment, shopping, services. But like Costa Rica so many have moved in that the country is having growing pains. Like Thailand most of the country is very hot and humid. The highland town of Boquette has a very nice climate and has been heavily promoted by International Living. And it's First World prices reflect that.

Argentina: Argentina became the single best bargain in Latin America, possibly the world, after their monetary crisis of 2002. Literally overnight after their peso was devalued costs were 75% less in American Dollars. Unfortunately while the exchange rate has hovered around 3.8 Pesos to the Dollar rampant inflation has brought costs back up close to where they were pre-crisis. However outside of Buenos Aires there are many choices with a good quality of life that are reasonably priced. And as one of the world's largest countries there's climate and scenery that suits about anyone. They have some nice beach towns but winter weather on the coast is pretty raw. Some cities popular with expats are Mendoza, Bariloche, Salta, and Cordoba. But Buenos Aires is the big draw for foreigners, world class city if you are an urbanite; great beef. A reminder about Argentina, there is no bank account method to qualify, you must have a permanent income, or no go for the retirement visa (maybe too expensive for the pensioners in question.....not sure); Many expats make border runs on tourist cards for many years. Argentina has no problem with that. Google Buenos Aires Expats Forum for tons of info. Many Argentines speak English. The Buenos Aires Herald is an excellent newspaper in English. Still, once there you'd want to take classes and get up to speed. I think the inflation issue is serious, but it may lead to another crisis. Might be worth moving there for a few years if the Peso is devalued again. Can always plan your next move while enjoying the best steaks in the world at near giveaway prices!

According to one poster who has been there, there are reports of Argentina hassling people doing too many tourist card runs, it isn't predictable; Living there on tourists cards means you won't get a DNI number, you can never settle there very well without one (bank accounts, utilities, perhaps even health insurance (not sure)), in any case it is an important thing for many aspects of living there and a passport number doesn't replace it; Another great thing, overstays are not criminalized. People deal with it by flying out and paying a small fine, then returning and starting all over again; Expats mostly learn Spanish, yes it is easier than Thai, but there are functional reasons. For example, go the websites to do things there (businesses, etc.) and it is all Spanish, no translations. Unlike Thailand where English has almost become a semi-official second language. That definitely is not the case in Argentina. Of course there is some English media, and an English expat forum; Yes the peso can change, and the country has a recent history of economic volatility; If you do have a verifiable retirement income stream, the amount required is quite low, probably all US social security recipients can qualify, but all of the required money must be imported into a bank there annually; It certainly is a great place to visit, best steaks and excellent wine, very interesting people (very high per capita rates of both psychotherapy and cosmetic surgery!

Argentina, between rising costs and hassles, isn't worth it (according to one poster). The hassles are endless red tape and systemic corruption. I've read many times that get away from the biggest cities and the people are some of the most genuinely friendly in the world. If the most beautiful women in the world is what you are after then Argentina is definitely in the running. Go to Google Images, search Argentinian babe, holy Toledo! Some other things about Argentina...97% European heritage. 50% Italian, 30% Spanish, substantial English, Irish, French, German, Welsh and other minorities. Argentines like to camp, campgrounds in most towns. You'll find cineplexes in most small cities and large cities have multiple choices. Most American movies play there, usually in English with Spanish subtitles unless childrens' movie. Actually American owned cineplexes are in most of Latin America now, especially Cinemark. Argentina is slightly smaller than India but only has about 44 million people. It's one of the few countries that produces everything it needs but is so poorly managed it struggles financially. The gov't confiscated the national retirement fund last year to pay for it's socialist programs. Buenos Aires has far and away the best bookstores in Latin America. It's a very literate population.

Costa Rica: sort of the Thailand of Latin America. It was the top expat location but so many foreigners moved in that the government ended most of the great retiree incentives it offered. Crime and costs have soared. Still, many expats there but also many moved out, especially to Panama; Pensionado required income USD 1000/mo, and not so good - rentista USD 2500/mo--must show money was converted to colons; getting expensive; housing costs have doubled in top areas; now required to join country social security; armed robbery and carjacking now a daily event; Costa Rica is nice but the benefits are going down at a rapid rate

Mexico: gorgeous coastline overlooking Pacific; great food; one poster added the following: Favorite place is San Cristobal de las Casas, Chiapas, Mexico. Go to Google Images to see pictures. City is about 140,000, has multiplex playing American movies in English, best English language bookstore in Mexico, Walmart and Sam's club are opening stores there, has beautiful pedestrian only streets in the center, can be comfortable there on $700 a month, live very well on $1200. Unlike northern Mexico these days, San Cristobal is safe, with much to see and do. Single biggest drawback is wet season with alot of rain. But at 7000' overall it's mild most of the time, but nights can get chilly.

Colombia: gone a long way towards fixing it's problems. Terrorist groups have been marginalized to remote areas and drug cartels are no longer threatening stability. Bogota's north side looks like a prosperous American city. Security is everywhere, people go out there. The city that's attracting alot of expats is Medellin. It has a year'round spring like climate and is very clean; Colombia officially requires a substantial pension to live there, but doesn't enforce it. Expats are living comfortably there in smaller cities for much less than $1000 a month. Definitely a place you need Spanish though to truly enjoy it. I think the Group is called Colombia_Expats, not certain.

Chile: most expensive country in Latin America as well as it's most prosperous with excellent infrastructure; stunning views of the ocean and mountains; can get very cold is the south; lots of Europeans have already retired there in so-called "little Switzerland" areas

Ecuador: good retirement visa system; one city in particular, Cuenca, that is very beautiful, mild but cool climate, all the amenities; does have crime issues. Somebody mentioned Esmeraldes which is the most crime ridden area of the country. Cuenca in general is safe, using common sense.

Uruguay: Google UruguayLiving.com for an excellent forum. Uruguay has low violent crime but serious property crime. You have to be vigilant to live there. A British couple went out to eat their first day there to take a break from unpacking. Came back 3 hrs later to find everything gone! It's a serious problem there. One place I like is Colonia del Sacramento, possibly the prettiest colonial town in South America and Portugese colonial to boot. Interesting thing is it's about 1.5 hrs by ferry across from Buenos Aires. It's where B.A. expats go to renew their tourist cards.

Belize: according to one poster, it is the most expensive country in Central America (find hard to believe and would like more information on cost of living) and yet has minimal infrastructure. It's real draw is beach living and it's islands. However crime, especially in Belize City, is very high; great lobsters; scuba diving; Belize pegs it's money 2:1 to the American Dollar. That, along with most items are imported as little is produced locally, keeps things fairly expensive. If you live like a local, living in a simple wood house and eating mostly beans and rice and chicken you can live cheaply. That also means no air conditioning, no car, limited electricity. If you want an American lifestyle you'll pay alot, and still have to do without things like modern supermarkets. There are 2 paved 2 lane highways in the country, one north-south, one east-west.

Please add your first hand observations to the list above.........thanks.

[jaideeguy]

Having lived in the Philippines for 7 yrs as an expat......I can add a few comments about the place. Baguio City is one of the most livable areas in the Phil. High elevation summer capitol with moderate temperatures....but is still prone to the many typhoons that aim at the Phil every year. Weather is never boring there.

Down south, there are many nice areas [islands] that have small expat communities. Camiguin, Cebu [outside the city], Dumagetti, Bohol.....7,100 island to choose from. some 'jewels in the China seas] but lots of ruined enviornment and poor and crumbling infrastructure.

Friendly people....sometimes too friendly, but always smiling like Thais. Poverty is much more obvious and the local food is swill. most violent crime is confined to the cities [like most places]

Local transport is basic, but cheap. roads are the worse i've ever seen and road manners are worse than here.

Immigration is much easier than LOS and i think cheaper.

But, after 7 yrs there, I choose LOS... but like some others think that there are greener pastures to graze in before they make hamburger out of me.

[bubblegum]

I'm sure not every country has the same restrictions but in Holland one can only "export" his social service retirement funds to the so called BEU countries. Countries that have signed a treaty with the Dutch government.

In the list compiled that would rule out;

Cambodia

Malaysia

Vietnam

Lao

Colombia

Costa Rica

Mexico

Maybe some of your home countries have similar rules ?

[Bobr]

Eastbourne

Thanks for all the stupid, spam replies.........now, if any person with a brain would like to answer the questions, please do. Thanks.

Sorry, but this is a serious answer and not just spam; the Latin American countries and Mexico are definitely off the list because of the crime problem and corruption. I'm from the USA and have known people who have been beaten, robbed and kidnapped by criminals and even crooked police in Mexico and who have been robbed in Costa Rica and Panama. Thailand does have relatively little crime and the police here, while not perfect, are no where near as bad, corrupt or dangerous as police in many other countries.

[Tejas]

*new update with info. on Philippines

UPDATE from previous posts with an important point added that the retirement visa system is critical to understand.......we should not minimize it and should place more emphasis on it. If you can't stay easily and inexpensively on a monthly income of US$1000 - 1800, the country should be removed from the list below. The focus is on low-middle income pensioners because these are the ones being hurt most by Thailand's crazy retirement system. Pensioners with big money can retire anywhere. To include them would mean to include all countries. Healthcare, retirement visa system, infrastructure are critical for pensioners (need more info. on these items below). Also, it would be nice to get comments about Western type comforts (food, malls, etc).

Cambodia: massive annual GNP growth, looks like Thailand; friendly people; English spoken widely; more expensive than Thailand but some say less expensive than Thailand; don't want to get sick there but close to Thailand so if it is not an emergency situation you can go to Thailand for medical care; infrastructure improving but long way to go); best visa situation in Asia and good Western food in PP and SR and SNVL. SNVL could, eventually, become the next small version of Pattaya after the international airport opens there.....lots of development plans for SNVL. Same water and sunset view as you find in Pattaya, but far fewer people.

Philippines: safe and unsafe areas; beautiful beaches; storm problem; most people speak English; easy visa system; some possible retirement destinations are Boracay, Dumaguete, Panglao Island, Puerto Galera (avoid Manilla); one poster said this: having lived in the Philippines for 7 yrs as an expat......I can add a few comments about the place. Baguio City is one of the most livable areas in the Phil. High elevation summer capitol with moderate temperatures....but is still prone to the many typhoons that aim at the Phil every year. Weather is never boring there. Down south, there are many nice areas (the islands) that have small expat communities. Camiguin, Cebu (outside the city), Dumagetti, Bohol.....7,100 island to choose from. some 'jewels in the China seas, but lots of ruined enviornment and poor and crumbling infrastructure. Friendly people....sometimes too friendly, but always smiling like Thais. Poverty is much more obvious and the local food is swill. most violent crime is confined to the cities. Local transport is basic, but cheap. roads are the worse i've ever seen and road manners are worse than here.

Immigration is much easier than LOS and I think cheaper.

Malaysia: have a retirement program to attract foreigners that makes things a lot easier than it is in Thailand; you can own your own house; Malaysia would be easier for many expats (in terms of language, certain kinds of convenience, etc.) There are many more places than Penang to check out.

Vietnam: long coastline; storm prone; developing rapidly; health care in Hanoi reported to be excellent but not good in hinterland; one poster said "not as friendly" as Thailand; one poster said no set visa policy for retirees (think need more info. here); Retirement visa - I don't think they have one, all retirees are said to be married to VN and get 5 year resident visas (5 year resident visa is a big improvement over Thailand)

Indonesia: visa system is not that easy; Bali in expensive in some areas and not so expensive in others; Lombok has been mentioned as one other possibility; certainly Indonesia has thousands of islands; earthquake problem

Lao PDR: Unsure if cheaper than Thailand; can be pleasant according to one poster

Panama: Panama sensed an opportunity and developed a retiree incentive program that International Living calls the world's best. One retirement opt is based on showing a pension (or social security) of only 500 USD plus 100 USD per dependent (somebody check for accuracy). Retirees get discounts on travel, entertainment, shopping, services. But like Costa Rica so many have moved in that the country is having growing pains. Like Thailand most of the country is very hot and humid. The highland town of Boquette has a very nice climate and has been heavily promoted by International Living. And it's First World prices reflect that.

Argentina: Argentina became the single best bargain in Latin America, possibly the world, after their monetary crisis of 2002. Literally overnight after their peso was devalued costs were 75% less in American Dollars. Unfortunately while the exchange rate has hovered around 3.8 Pesos to the Dollar rampant inflation has brought costs back up close to where they were pre-crisis. However outside of Buenos Aires there are many choices with a good quality of life that are reasonably priced. And as one of the world's largest countries there's climate and scenery that suits about anyone. They have some nice beach towns but winter weather on the coast is pretty raw. Some cities popular with expats are Mendoza, Bariloche, Salta, and Cordoba. But Buenos Aires is the big draw for foreigners, world class city if you are an urbanite; great beef. A reminder about Argentina, there is no bank account method to qualify, you must have a permanent income, or no go for the retirement visa (maybe too expensive for the pensioners in question.....not sure); Many expats make border runs on tourist cards for many years. Argentina has no problem with that. Google Buenos Aires Expats Forum for tons of info. Many Argentines speak English. The Buenos Aires Herald is an excellent newspaper in English. Still, once there you'd want to take classes and get up to speed. I think the inflation issue is serious, but it may lead to another crisis. Might be worth moving there for a few years if the Peso is devalued again. Can always plan your next move while enjoying the best steaks in the world at near giveaway prices!

According to one poster who has been there, there are reports of Argentina hassling people doing too many tourist card runs, it isn't predictable; Living there on tourists cards means you won't get a DNI number, you can never settle there very well without one (bank accounts, utilities, perhaps even health insurance (not sure)), in any case it is an important thing for many aspects of living there and a passport number doesn't replace it; Another great thing, overstays are not criminalized. People deal with it by flying out and paying a small fine, then returning and starting all over again; Expats mostly learn Spanish, yes it is easier than Thai, but there are functional reasons. For example, go the websites to do things there (businesses, etc.) and it is all Spanish, no translations. Unlike Thailand where English has almost become a semi-official second language. That definitely is not the case in Argentina. Of course there is some English media, and an English expat forum; Yes the peso can change, and the country has a recent history of economic volatility; If you do have a verifiable retirement income stream, the amount required is quite low, probably all US social security recipients can qualify, but all of the required money must be imported into a bank there annually; It certainly is a great place to visit, best steaks and excellent wine, very interesting people (very high per capita rates of both psychotherapy and cosmetic surgery!

Argentina, between rising costs and hassles, isn't worth it (according to one poster). The hassles are endless red tape and systemic corruption. I've read many times that get away from the biggest cities and the people are some of the most genuinely friendly in the world. If the most beautiful women in the world is what you are after then Argentina is definitely in the running. Go to Google Images, search Argentinian babe, holy Toledo! Some other things about Argentina...97% European heritage. 50% Italian, 30% Spanish, substantial English, Irish, French, German, Welsh and other minorities. Argentines like to camp, campgrounds in most towns. You'll find cineplexes in most small cities and large cities have multiple choices. Most American movies play there, usually in English with Spanish subtitles unless childrens' movie. Actually American owned cineplexes are in most of Latin America now, especially Cinemark. Argentina is slightly smaller than India but only has about 44 million people. It's one of the few countries that produces everything it needs but is so poorly managed it struggles financially. The gov't confiscated the national retirement fund last year to pay for it's socialist programs. Buenos Aires has far and away the best bookstores in Latin America. It's a very literate population.

Costa Rica: sort of the Thailand of Latin America. It was the top expat location but so many foreigners moved in that the government ended most of the great retiree incentives it offered. Crime and costs have soared. Still, many expats there but also many moved out, especially to Panama; Pensionado required income USD 1000/mo, and not so good - rentista USD 2500/mo--must show money was converted to colons; getting expensive; housing costs have doubled in top areas; now required to join country social security; armed robbery and carjacking now a daily event; Costa Rica is nice but the benefits are going down at a rapid rate

Mexico: gorgeous coastline overlooking Pacific; great food; one poster added the following: Favorite place is San Cristobal de las Casas, Chiapas, Mexico. Go to Google Images to see pictures. City is about 140,000, has multiplex playing American movies in English, best English language bookstore in Mexico, Walmart and Sam's club are opening stores there, has beautiful pedestrian only streets in the center, can be comfortable there on $700 a month, live very well on $1200. Unlike northern Mexico these days, San Cristobal is safe, with much to see and do. Single biggest drawback is wet season with alot of rain. But at 7000' overall it's mild most of the time, but nights can get chilly.

Colombia: gone a long way towards fixing it's problems. Terrorist groups have been marginalized to remote areas and drug cartels are no longer threatening stability. Bogota's north side looks like a prosperous American city. Security is everywhere, people go out there. The city that's attracting alot of expats is Medellin. It has a year'round spring like climate and is very clean; Colombia officially requires a substantial pension to live there, but doesn't enforce it. Expats are living comfortably there in smaller cities for much less than $1000 a month. Definitely a place you need Spanish though to truly enjoy it. I think the Group is called Colombia_Expats, not certain.

Chile: most expensive country in Latin America as well as it's most prosperous with excellent infrastructure; stunning views of the ocean and mountains; can get very cold is the south; lots of Europeans have already retired there in so-called "little Switzerland" areas

Ecuador: good retirement visa system; one city in particular, Cuenca, that is very beautiful, mild but cool climate, all the amenities; does have crime issues. Somebody mentioned Esmeraldes which is the most crime ridden area of the country. Cuenca in general is safe, using common sense.

Uruguay: Google UruguayLiving.com for an excellent forum. Uruguay has low violent crime but serious property crime. You have to be vigilant to live there. A British couple went out to eat their first day there to take a break from unpacking. Came back 3 hrs later to find everything gone! It's a serious problem there. One place I like is Colonia del Sacramento, possibly the prettiest colonial town in South America and Portugese colonial to boot. Interesting thing is it's about 1.5 hrs by ferry across from Buenos Aires. It's where B.A. expats go to renew their tourist cards.

Belize: according to one poster, it is the most expensive country in Central America (find hard to believe and would like more information on cost of living) and yet has minimal infrastructure. It's real draw is beach living and it's islands. However crime, especially in Belize City, is very high; great lobsters; scuba diving; Belize pegs it's money 2:1 to the American Dollar. That, along with most items are imported as little is produced locally, keeps things fairly expensive. If you live like a local, living in a simple wood house and eating mostly beans and rice and chicken you can live cheaply. That also means no air conditioning, no car, limited electricity. If you want an American lifestyle you'll pay alot, and still have to do without things like modern supermarkets. There are 2 paved 2 lane highways in the country, one north-south, one east-west.

Please add your first hand observations to the list above.........thanks.

[LA Don]

9,?/

[LA Don]

Malaysia probably won't fall into your 1,000-1,800 criteria. For persons over 50 a deposit of $42,500 and monthly income of $2,850 (about 92,000 baht) is required. If you have a government pension of $2,850/mo or more then the deposit is not required.

The official program MM2H (Malaysia My 2nd Home) is not bad if you can afford it. I have watched this program change every couple of months for the last two years - mostly good changes. You can import a car duty free (one time) oh, does not apply to motorcycles - sorry Harley. You can buy any number of homes but price has to be above $75,250 each.

[Tejas]

*update with info. on Malaysia

UPDATE from previous posts with an important point added that the retirement visa system is critical to understand.......we should not minimize it and should place more emphasis on it. If you can't stay easily and inexpensively on a monthly income of US$1000 - 1800, the country should be removed from the list below. The focus is on low-middle income pensioners because these are the ones being hurt most by Thailand's crazy retirement system. Pensioners with big money can retire anywhere. To include them would mean to include all countries. Healthcare, retirement visa system, infrastructure are critical for pensioners (need more info. on these items below). Also, it would be nice to get comments about Western type comforts (food, malls, etc).

Cambodia: massive annual GNP growth, looks like Thailand; friendly people; English spoken widely; more expensive than Thailand but some say less expensive than Thailand; don't want to get sick there but close to Thailand so if it is not an emergency situation you can go to Thailand for medical care; infrastructure improving but long way to go); best visa situation in Asia and good Western food in PP and SR and SNVL. SNVL could, eventually, become the next small version of Pattaya after the international airport opens there.....lots of development plans for SNVL. Same water and sunset view as you find in Pattaya, but far fewer people.

Philippines: safe and unsafe areas; beautiful beaches; storm problem; most people speak English; easy visa system; some possible retirement destinations are Boracay, Dumaguete, Panglao Island, Puerto Galera (avoid Manilla); one poster said this: having lived in the Philippines for 7 yrs as an expat......I can add a few comments about the place. Baguio City is one of the most livable areas in the Phil. High elevation summer capitol with moderate temperatures....but is still prone to the many typhoons that aim at the Phil every year. Weather is never boring there. Down south, there are many nice areas (the islands) that have small expat communities. Camiguin, Cebu (outside the city), Dumagetti, Bohol.....7,100 island to choose from. some 'jewels in the China seas, but lots of ruined enviornment and poor and crumbling infrastructure. Friendly people....sometimes too friendly, but always smiling like Thais. Poverty is much more obvious and the local food is swill. most violent crime is confined to the cities. Local transport is basic, but cheap. roads are the worse i've ever seen and road manners are worse than here.

Immigration is much easier than LOS and I think cheaper.

Malaysia: have a retirement program to attract foreigners that makes things a lot easier than it is in Thailand; you can own your own house; Malaysia would be easier for many expats (in terms of language, certain kinds of convenience, etc.) There are many more places than Penang to check out; one poster said this about Malaysia: Malaysia probably won't fall into your 1,000-1,800 criteria. For persons over 50 a deposit of $42,500 and monthly income of $2,850 (about 92,000 baht) is required. If you have a government pension of $2,850/mo or more then the deposit is not required.

The official program MM2H (Malaysia My 2nd Home) is not bad if you can afford it. I have watched this program change every couple of months for the last two years - mostly good changes. You can import a car duty free (one time) oh, does not apply to motorcycles - sorry Harley. You can buy any number of homes but price has to be above $75,250 each.

Vietnam: long coastline; storm prone; developing rapidly; health care in Hanoi reported to be excellent but not good in hinterland; one poster said "not as friendly" as Thailand; one poster said no set visa policy for retirees (think need more info. here); Retirement visa - I don't think they have one, all retirees are said to be married to VN and get 5 year resident visas (5 year resident visa is a big improvement over Thailand)

Indonesia: visa system is not that easy; Bali in expensive in some areas and not so expensive in others; Lombok has been mentioned as one other possibility; certainly Indonesia has thousands of islands; earthquake problem

Lao PDR: Unsure if cheaper than Thailand; can be pleasant according to one poster

Panama: Panama sensed an opportunity and developed a retiree incentive program that International Living calls the world's best. One retirement opt is based on showing a pension (or social security) of only 500 USD plus 100 USD per dependent (somebody check for accuracy). Retirees get discounts on travel, entertainment, shopping, services. But like Costa Rica so many have moved in that the country is having growing pains. Like Thailand most of the country is very hot and humid. The highland town of Boquette has a very nice climate and has been heavily promoted by International Living. And it's First World prices reflect that.

Argentina: Argentina became the single best bargain in Latin America, possibly the world, after their monetary crisis of 2002. Literally overnight after their peso was devalued costs were 75% less in American Dollars. Unfortunately while the exchange rate has hovered around 3.8 Pesos to the Dollar rampant inflation has brought costs back up close to where they were pre-crisis. However outside of Buenos Aires there are many choices with a good quality of life that are reasonably priced. And as one of the world's largest countries there's climate and scenery that suits about anyone. They have some nice beach towns but winter weather on the coast is pretty raw. Some cities popular with expats are Mendoza, Bariloche, Salta, and Cordoba. But Buenos Aires is the big draw for foreigners, world class city if you are an urbanite; great beef. A reminder about Argentina, there is no bank account method to qualify, you must have a permanent income, or no go for the retirement visa (maybe too expensive for the pensioners in question.....not sure); Many expats make border runs on tourist cards for many years. Argentina has no problem with that. Google Buenos Aires Expats Forum for tons of info. Many Argentines speak English. The Buenos Aires Herald is an excellent newspaper in English. Still, once there you'd want to take classes and get up to speed. I think the inflation issue is serious, but it may lead to another crisis. Might be worth moving there for a few years if the Peso is devalued again. Can always plan your next move while enjoying the best steaks in the world at near giveaway prices!

According to one poster who has been there, there are reports of Argentina hassling people doing too many tourist card runs, it isn't predictable; Living there on tourists cards means you won't get a DNI number, you can never settle there very well without one (bank accounts, utilities, perhaps even health insurance (not sure)), in any case it is an important thing for many aspects of living there and a passport number doesn't replace it; Another great thing, overstays are not criminalized. People deal with it by flying out and paying a small fine, then returning and starting all over again; Expats mostly learn Spanish, yes it is easier than Thai, but there are functional reasons. For example, go the websites to do things there (businesses, etc.) and it is all Spanish, no translations. Unlike Thailand where English has almost become a semi-official second language. That definitely is not the case in Argentina. Of course there is some English media, and an English expat forum; Yes the peso can change, and the country has a recent history of economic volatility; If you do have a verifiable retirement income stream, the amount required is quite low, probably all US social security recipients can qualify, but all of the required money must be imported into a bank there annually; It certainly is a great place to visit, best steaks and excellent wine, very interesting people (very high per capita rates of both psychotherapy and cosmetic surgery!

Argentina, between rising costs and hassles, isn't worth it (according to one poster). The hassles are endless red tape and systemic corruption. I've read many times that get away from the biggest cities and the people are some of the most genuinely friendly in the world. If the most beautiful women in the world is what you are after then Argentina is definitely in the running. Go to Google Images, search Argentinian babe, holy Toledo! Some other things about Argentina...97% European heritage. 50% Italian, 30% Spanish, substantial English, Irish, French, German, Welsh and other minorities. Argentines like to camp, campgrounds in most towns. You'll find cineplexes in most small cities and large cities have multiple choices. Most American movies play there, usually in English with Spanish subtitles unless childrens' movie. Actually American owned cineplexes are in most of Latin America now, especially Cinemark. Argentina is slightly smaller than India but only has about 44 million people. It's one of the few countries that produces everything it needs but is so poorly managed it struggles financially. The gov't confiscated the national retirement fund last year to pay for it's socialist programs. Buenos Aires has far and away the best bookstores in Latin America. It's a very literate population.

Costa Rica: sort of the Thailand of Latin America. It was the top expat location but so many foreigners moved in that the government ended most of the great retiree incentives it offered. Crime and costs have soared. Still, many expats there but also many moved out, especially to Panama; Pensionado required income USD 1000/mo, and not so good - rentista USD 2500/mo--must show money was converted to colons; getting expensive; housing costs have doubled in top areas; now required to join country social security; armed robbery and carjacking now a daily event; Costa Rica is nice but the benefits are going down at a rapid rate

Mexico: gorgeous coastline overlooking Pacific; great food; one poster added the following: Favorite place is San Cristobal de las Casas, Chiapas, Mexico. Go to Google Images to see pictures. City is about 140,000, has multiplex playing American movies in English, best English language bookstore in Mexico, Walmart and Sam's club are opening stores there, has beautiful pedestrian only streets in the center, can be comfortable there on $700 a month, live very well on $1200. Unlike northern Mexico these days, San Cristobal is safe, with much to see and do. Single biggest drawback is wet season with alot of rain. But at 7000' overall it's mild most of the time, but nights can get chilly.

Colombia: gone a long way towards fixing it's problems. Terrorist groups have been marginalized to remote areas and drug cartels are no longer threatening stability. Bogota's north side looks like a prosperous American city. Security is everywhere, people go out there. The city that's attracting alot of expats is Medellin. It has a year'round spring like climate and is very clean; Colombia officially requires a substantial pension to live there, but doesn't enforce it. Expats are living comfortably there in smaller cities for much less than $1000 a month. Definitely a place you need Spanish though to truly enjoy it. I think the Group is called Colombia_Expats, not certain.

Chile: most expensive country in Latin America as well as it's most prosperous with excellent infrastructure; stunning views of the ocean and mountains; can get very cold is the south; lots of Europeans have already retired there in so-called "little Switzerland" areas

Ecuador: good retirement visa system; one city in particular, Cuenca, that is very beautiful, mild but cool climate, all the amenities; does have crime issues. Somebody mentioned Esmeraldes which is the most crime ridden area of the country. Cuenca in general is safe, using common sense.

Uruguay: Google UruguayLiving.com for an excellent forum. Uruguay has low violent crime but serious property crime. You have to be vigilant to live there. A British couple went out to eat their first day there to take a break from unpacking. Came back 3 hrs later to find everything gone! It's a serious problem there. One place I like is Colonia del Sacramento, possibly the prettiest colonial town in South America and Portugese colonial to boot. Interesting thing is it's about 1.5 hrs by ferry across from Buenos Aires. It's where B.A. expats go to renew their tourist cards.

Belize: according to one poster, it is the most expensive country in Central America (find hard to believe and would like more information on cost of living) and yet has minimal infrastructure. It's real draw is beach living and it's islands. However crime, especially in Belize City, is very high; great lobsters; scuba diving; Belize pegs it's money 2:1 to the American Dollar. That, along with most items are imported as little is produced locally, keeps things fairly expensive. If you live like a local, living in a simple wood house and eating mostly beans and rice and chicken you can live cheaply. That also means no air conditioning, no car, limited electricity. If you want an American lifestyle you'll pay alot, and still have to do without things like modern supermarkets. There are 2 paved 2 lane highways in the country, one north-south, one east-west.

Please add your first hand observations to the list above.........thanks.

[jaideeguy]

The reality is that I will most probably be an arm chair traveler, as I'm quite 'dug in' here in LOS with Thai wife/family that are loyal to their country [good or bad] but in my dreams of greener pastures, I would like to add my criteria for the perfect retirement place.

1] cooler climate [higher altitude?]

2] clean enviornment

3] decent clean cheap food and access to western foods when craved

4] low crime

5] decent internet

6] good roads and transport

7] affordable and good medical

8] affodable housing

9] some English spoken or written and/or local language not as impossible as Thai

10] beautiful smiling women would be a plus

just a few of the things I would need in 'my final resting place fantasy'

is there such a place left on this planet??

Edited March 23, 2010 by jaideeguy

[elliss]

PANAMA

David

thailand is becoming too expensive,, same vietnam , and things are not going to improve ,

i am considering burma , and would appreciate any informed information from folks ,

who have lived in burma .

i

[Jingthing]

I am pretty sure Burma does not allow foreign retirees.

Lowest cost places, cheaper than Thailand now? Perhaps Ecuador and Nicaragua. Outside of Quito, I think there are some safer places in Equador.

[jaideeguy]

Is there any place in SE Asia that meets the criteria I list in my previous post. Tried Baguio Philippines, but it was just too much Philippines and altho high elevation and near perfect temperatures, it was poluted beyond salvation [for my tastes].

Any other high elevation places in S E Asia???

no one has mentioned China..... why?? What are China retirement visa policies?/ they do have elevation....not that I would want to live in Tibet........they don't have 'Google' is one main reason, but maybe they will open up some day???/

[Tejas]

I wish I knew good places that are cool in Southeast Asia. The extreme heat is becoming increasingly problematic as global warming heats up the planet. It should negatively impact the decision-making of retirees in the future.

I, too, would like to move to a cooler place. There are three places I can think of: Mt. Batur in Bali (but overlooks an active volcano), Baguio in the Philippines, and Kunming in China--the Eternal Spring city. Some people say there are places like that in Thailand.......I have never seen them.

Outside of Southeast Asia, you have Chile and Argentina around the Andes Mountain chain. Lots of places. I have never been to Argentina but can tell you from personal experience southern Chile is gorgeous.

I am including Chile and China below and have added something about a cool place in Argentina.

UPDATE from previous posts with an important point added that the retirement visa system is critical to understand.......we should not minimize it and should place more emphasis on it. If you can't stay easily and inexpensively on a monthly income of US$1000 - 1800, the country should be removed from the list below. The focus is on low-middle income pensioners because these are the ones being hurt most by Thailand's crazy retirement system. Pensioners with big money can retire anywhere. To include them would mean to include all countries. Healthcare, retirement visa system, infrastructure are critical for pensioners (need more info. on these items below). Also, it would be nice to get comments about Western type comforts (food, malls, etc).

Cambodia: massive annual GNP growth, looks like Thailand; friendly people; English spoken widely; more expensive than Thailand but some say less expensive than Thailand; don't want to get sick there but close to Thailand so if it is not an emergency situation you can go to Thailand for medical care; infrastructure improving but long way to go); best visa situation in Asia and good Western food in PP and SR and SNVL. SNVL could, eventually, become the next small version of Pattaya after the international airport opens there.....lots of development plans for SNVL. Same water and sunset view as you find in Pattaya, but far fewer people.

Philippines: safe and unsafe areas; beautiful beaches; storm problem; most people speak English; easy visa system; some possible retirement destinations are Boracay, Dumaguete, Panglao Island, Puerto Galera (avoid Manilla); one poster said this: having lived in the Philippines for 7 yrs as an expat......I can add a few comments about the place. Baguio City is one of the most livable areas in the Phil. High elevation summer capitol with moderate temperatures....but is still prone to the many typhoons that aim at the Phil every year. Weather is never boring there. Down south, there are many nice areas (the islands) that have small expat communities. Camiguin, Cebu (outside the city), Dumagetti, Bohol.....7,100 island to choose from. some 'jewels in the China seas, but lots of ruined enviornment and poor and crumbling infrastructure. Friendly people....sometimes too friendly, but always smiling like Thais. Poverty is much more obvious and the local food is swill. most violent crime is confined to the cities. Local transport is basic, but cheap. roads are the worse i've ever seen and road manners are worse than here.

Immigration is much easier than LOS and I think cheaper.

Malaysia: have a retirement program to attract foreigners that makes things a lot easier than it is in Thailand; you can own your own house; Malaysia would be easier for many expats (in terms of language, certain kinds of convenience, etc.) There are many more places than Penang to check out; one poster said this about Malaysia: Malaysia probably won't fall into your 1,000-1,800 criteria. For persons over 50 a deposit of $42,500 and monthly income of $2,850 (about 92,000 baht) is required. If you have a government pension of $2,850/mo or more then the deposit is not required. The official program MM2H (Malaysia My 2nd Home) is not bad if you can afford it. I have watched this program change every couple of months for the last two years - mostly good changes. You can import a car duty free (one time) oh, does not apply to motorcycles - sorry Harley. You can buy any number of homes but price has to be above $75,250 each.

Vietnam: long coastline; storm prone; developing rapidly; health care in Hanoi reported to be excellent but not good in hinterland; one poster said "not as friendly" as Thailand; one poster said no set visa policy for retirees (think need more info. here); Retirement visa - I don't think they have one, all retirees are said to be married to VN and get 5 year resident visas (5 year resident visa is a big improvement over Thailand)

Indonesia: visa system is not that easy; Bali in expensive in some areas and not so expensive in others; Lombok has been mentioned as one other possibility; certainly Indonesia has thousands of islands; earthquake problem

Lao PDR: Unsure if cheaper than Thailand; can be pleasant according to one poster

China: Kunming is the City of Eternal Spring (sounds like cool weather); China is huge and difficult to generalize about; Zhuhai across from Macau is a popular retirement destination (nice city in my opinion). NEED RETIREMENT VISA POLICY

Panama: Panama sensed an opportunity and developed a retiree incentive program that International Living calls the world's best. One retirement opt is based on showing a pension (or social security) of only 500 USD plus 100 USD per dependent (somebody check for accuracy). Retirees get discounts on travel, entertainment, shopping, services. But like Costa Rica so many have moved in that the country is having growing pains. Like Thailand most of the country is very hot and humid. The highland town of Boquette has a very nice climate and has been heavily promoted by International Living. And it's First World prices reflect that.

Argentina: Argentina became the single best bargain in Latin America, possibly the world, after their monetary crisis of 2002. Literally overnight after their peso was devalued costs were 75% less in American Dollars. Unfortunately while the exchange rate has hovered around 3.8 Pesos to the Dollar rampant inflation has brought costs back up close to where they were pre-crisis. However outside of Buenos Aires there are many choices with a good quality of life that are reasonably priced. And as one of the world's largest countries there's climate and scenery that suits about anyone. They have some nice beach towns but winter weather on the coast is pretty raw. Some cities popular with expats are Mendoza, Bariloche, Salta, and Cordoba. But Buenos Aires is the big draw for foreigners, world class city if you are an urbanite; great beef. A reminder about Argentina, there is no bank account method to qualify, you must have a permanent income, or no go for the retirement visa (maybe too expensive for the pensioners in question.....not sure); Many expats make border runs on tourist cards for many years. Argentina has no problem with that. Google Buenos Aires Expats Forum for tons of info. Many Argentines speak English. The Buenos Aires Herald is an excellent newspaper in English. Still, once there you'd want to take classes and get up to speed. I think the inflation issue is serious, but it may lead to another crisis. Might be worth moving there for a few years if the Peso is devalued again. Can always plan your next move while enjoying the best steaks in the world at near giveaway prices!

According to one poster who has been there, there are reports of Argentina hassling people doing too many tourist card runs, it isn't predictable; Living there on tourists cards means you won't get a DNI number, you can never settle there very well without one (bank accounts, utilities, perhaps even health insurance (not sure)), in any case it is an important thing for many aspects of living there and a passport number doesn't replace it; Another great thing, overstays are not criminalized. People deal with it by flying out and paying a small fine, then returning and starting all over again; Expats mostly learn Spanish, yes it is easier than Thai, but there are functional reasons. For example, go the websites to do things there (businesses, etc.) and it is all Spanish, no translations. Unlike Thailand where English has almost become a semi-official second language. That definitely is not the case in Argentina. Of course there is some English media, and an English expat forum; Yes the peso can change, and the country has a recent history of economic volatility; If you do have a verifiable retirement income stream, the amount required is quite low, probably all US social security recipients can qualify, but all of the required money must be imported into a bank there annually; It certainly is a great place to visit, best steaks and excellent wine, very interesting people (very high per capita rates of both psychotherapy and cosmetic surgery!

Argentina, between rising costs and hassles, isn't worth it (according to one poster). The hassles are endless red tape and systemic corruption. I've read many times that get away from the biggest cities and the people are some of the most genuinely friendly in the world. If the most beautiful women in the world is what you are after then Argentina is definitely in the running. Go to Google Images, search Argentinian babe, holy Toledo! Some other things about Argentina...97% European heritage. 50% Italian, 30% Spanish, substantial English, Irish, French, German, Welsh and other minorities. Argentines like to camp, campgrounds in most towns. You'll find cineplexes in most small cities and large cities have multiple choices. Most American movies play there, usually in English with Spanish subtitles unless childrens' movie. Actually American owned cineplexes are in most of Latin America now, especially Cinemark. Argentina is slightly smaller than India but only has about 44 million people. It's one of the few countries that produces everything it needs but is so poorly managed it struggles financially. The gov't confiscated the national retirement fund last year to pay for it's socialist programs. Buenos Aires has far and away the best bookstores in Latin America. It's a very literate population. COOL WEATHER: Bariloche es AWESOME! This place really does have it all. It is absolutely beautiful, the Andes provide an almost unbelievable backdrop for this mid-size ski town. Bariloche sits about 10-15 km from Cerro Catedral, which is actually the most prominent ski area in South America; has change of seasons

Chile: Chile is easily one of the most corruption free and stable countries in the Americas, and also one of the most amicable to foreigners looking to relocate or retire.; Puerto Monte in the south has is a European-like town overlooking the ocean and Andes Mountains; has change of seasons

Costa Rica: sort of the Thailand of Latin America. It was the top expat location but so many foreigners moved in that the government ended most of the great retiree incentives it offered. Crime and costs have soared. Still, many expats there but also many moved out, especially to Panama; Pensionado required income USD 1000/mo, and not so good - rentista USD 2500/mo--must show money was converted to colons; getting expensive; housing costs have doubled in top areas; now required to join country social security; armed robbery and carjacking now a daily event; Costa Rica is nice but the benefits are going down at a rapid rate

Mexico: gorgeous coastline overlooking Pacific; great food; one poster added the following: Favorite place is San Cristobal de las Casas, Chiapas, Mexico. Go to Google Images to see pictures. City is about 140,000, has multiplex playing American movies in English, best English language bookstore in Mexico, Walmart and Sam's club are opening stores there, has beautiful pedestrian only streets in the center, can be comfortable there on $700 a month, live very well on $1200. Unlike northern Mexico these days, San Cristobal is safe, with much to see and do. Single biggest drawback is wet season with alot of rain. But at 7000' overall it's mild most of the time, but nights can get chilly.

Colombia: gone a long way towards fixing it's problems. Terrorist groups have been marginalized to remote areas and drug cartels are no longer threatening stability. Bogota's north side looks like a prosperous American city. Security is everywhere, people go out there. The city that's attracting alot of expats is Medellin. It has a year'round spring like climate and is very clean; Colombia officially requires a substantial pension to live there, but doesn't enforce it. Expats are living comfortably there in smaller cities for much less than $1000 a month. Definitely a place you need Spanish though to truly enjoy it. I think the Group is called Colombia_Expats, not certain.

Chile: most expensive country in Latin America as well as it's most prosperous with excellent infrastructure; stunning views of the ocean and mountains; can get very cold is the south; lots of Europeans have already retired there in so-called "little Switzerland" areas

Ecuador: good retirement visa system; one city in particular, Cuenca, that is very beautiful, mild but cool climate, all the amenities; does have crime issues. Somebody mentioned Esmeraldes which is the most crime ridden area of the country. Cuenca in general is safe, using common sense.

Uruguay: Google UruguayLiving.com for an excellent forum. Uruguay has low violent crime but serious property crime. You have to be vigilant to live there. A British couple went out to eat their first day there to take a break from unpacking. Came back 3 hrs later to find everything gone! It's a serious problem there. One place I like is Colonia del Sacramento, possibly the prettiest colonial town in South America and Portugese colonial to boot. Interesting thing is it's about 1.5 hrs by ferry across from Buenos Aires. It's where B.A. expats go to renew their tourist cards.

Belize: according to one poster, it is the most expensive country in Central America (find hard to believe and would like more information on cost of living) and yet has minimal infrastructure. It's real draw is beach living and it's islands. However crime, especially in Belize City, is very high; great lobsters; scuba diving; Belize pegs it's money 2:1 to the American Dollar. That, along with most items are imported as little is produced locally, keeps things fairly expensive. If you live like a local, living in a simple wood house and eating mostly beans and rice and chicken you can live cheaply. That also means no air conditioning, no car, limited electricity. If you want an American lifestyle you'll pay alot, and still have to do without things like modern supermarkets. There are 2 paved 2 lane highways in the country, one north-south, one east-west.

Please add your first hand observations to the list above.........thanks.

[gregchambers]

Whilst Laos is safe for a visa run I would suggest that the locals are quite nasty under the surface, the cops can be very corrupt and any country that passes laws that allow them to arrest foreigners if they have sex with the local women when not married needs to be avoided. Also, more than a couple of days boredom does set it.

Being a Brit, Burma holds some appeal but no idea what it is like.

The total lack of rule of law in Phnom Penh would be frightening if I ever made a serious investment there (by which I mean the police/army are renown for turning up and just taking over successful foreign run businesses - a bullet in the head the result if you are stupid enough to complain). Living a low profile life there would be okay but perhaps boring in the end?

Parts of the Phillippines can be good but I believe you are taxed on your worldwide income there if you become a resident unlike Thailand, which would cause problems if you bought a condo (and could not do a runner).

Both Malayasia and Indonesian suffer in comparison to Thailand on living costs and accessibility of the locals,

With very cheap flights I am actually inclined not to retire to just ONE country and flit between several in Asia, which would also solve most of the visa problems.

[Jingthing]

China has no retirement visa. Most countries are not interested in this kind of trade, including the USA and Canada.

[Tejas]

China has no retirement visa. Most countries are not interested in this kind of trade, including the USA and Canada.

"Most" may not want foreign retirees, but "many" do.

And in many countries that do it is not pertinent that a retirement visa is available or not.

In China, for example, most retirees stay (or did stay as I don't know what the current situation is) on a so-called business visa.

Getting married to a Chinese woman does make things easier.

It is worth noting that a retirement visa was not necessary in Thailand for decades because of other options (many retired expats continue to stay in Thailand for long periods of time without a retirement visa).

It is also worth nothing that a retirement visa is not necessary for retirees in both Cambodia and the Philippines.

I think the key concept here is the availability of "visa options" or "long stay options" for retirees.

[Tonto21]

I'd suggest Indonesia; anywhere near the coast on the Western side of Java, or perhaps Lombok.

They do have a retirement visa program plus alternatives if you have a local contact / wife / sponsor.

I still have a few years to go, but I plan to spend a few months there this year and travel around a bit.

I also have a friend who retired to Nepal - he's enjoying himself.

Londo

Thanks..........I have never lived in Nepal (did live in India more than once). I never thought of it as an alternative to Thailand.

Surely it must be beautiful in places and much cooler than Southeast Asia.

Indonesia.....once lived in Bali. But you need money to live there and the visa issues are real (as you stated......helps to have a contact, wife, sponsor).

Bali is, of course, not particularly representative of Indonesia. I do know one expat in Thailand who would happily retire in Indonesia.

Lombok: I was there when all hel_l broke lose........Muslims starting fighting Christians and burning stuff (great scuba diving though).

There must be some nice places to live in Indonesia........I am not sure where.

Remember a lot of the expats in Thailand that I am talking about are spoiled (like me).

They want the malls and Western foods and good health care......etc.

I would be concerned about health in both Indonesia and Nepal (especially Nepal).

One thing that can't be denied: Thailand is good for expats in terms of the health facilities it offers.

In fact, IMHO, Thailand is #1 in terms of health care.

That must keep a lot of elderly expats in Thailand when they would rather move out.

“LET IT BURN………. I’VE GOT MY FIDDLE” I like the cut of your jib! That line has given me a great image.

[Tejas]

Back then.......10-11 years ago now........it did seem like the safest place to be was under the water

Indonesia seems better now (sure there are hot spots, just like in Thailand).

But it should not be ruled out as a possible retirement destination.

[Naam]

Whilst Laos is safe for a visa run I would suggest that the locals are quite nasty under the surface, the cops can be very corrupt and any country that passes laws that allow them to arrest foreigners if they have sex with the local women when not married needs to be avoided. Also, more than a couple of days boredom does set it.

Being a Brit, Burma holds some appeal but no idea what it is like.

The total lack of rule of law in Phnom Penh would be frightening if I ever made a serious investment there (by which I mean the police/army are renown for turning up and just taking over successful foreign run businesses - a bullet in the head the result if you are stupid enough to complain). Living a low profile life there would be okay but perhaps boring in the end?

Parts of the Phillippines can be good but I believe you are taxed on your worldwide income there if you become a resident unlike Thailand, which would cause problems if you bought a condo (and could not do a runner).

Both Malayasia and Indonesian suffer in comparison to Thailand on living costs and accessibility of the locals,

With very cheap flights I am actually inclined not to retire to just ONE country and flit between several in Asia, which would also solve most of the visa problems.

your "beliefs" are wrong. the Phillipines grant retirement visas without levying any tax on offshore income.

[Naam]

The reality is that I will most probably be an arm chair traveler, as I'm quite 'dug in' here in LOS with Thai wife/family that are loyal to their country [good or bad] but in my dreams of greener pastures, I would like to add my criteria for the perfect retirement place.

1] cooler climate [higher altitude?]

2] clean enviornment

3] decent clean cheap food and access to western foods when craved

4] low crime

5] decent internet

6] good roads and transport

7] affordable and good medical

8] affodable housing

9] some English spoken or written and/or local language not as impossible as Thai

10] beautiful smiling women would be a plus

just a few of the things I would need in 'my final resting place fantasy'

is there such a place left on this planet??

unfortunately the answer is no.