dancw3 Posted January 8, 2011 Share Posted January 8, 2011 I read that Thai auto insurance doesn't cover for liability or damage if you are determined to be at fault, and since the farang is almost always considered at fault, the coverage isn't worth much. Is this true? Can anyone recommend some good insurance companies that provide good coverage? Link to comment Share on other sites More sharing options...
Crossy Posted January 8, 2011 Share Posted January 8, 2011 I don't think you're correct in this assertion except maybe for the legal minimum compulsory insurance. Moving to the insurance forum for better responses. Link to comment Share on other sites More sharing options...
Forkinhades Posted January 8, 2011 Share Posted January 8, 2011 I have been at fault on 2 occasions, and the insurance paid out for the repairs, but they will not pay the tea money , Link to comment Share on other sites More sharing options...
naidraw66 Posted January 8, 2011 Share Posted January 8, 2011 (edited) You need to make sure that you take out class 1 voluntary comprehensive motor insurance http://www.orientexp...motor-insurance , yes more expensive but its good to know that you are covered for any eventuality. Unfortunately I've had my fair share of scraps and have been fully covered without nothing extra to pay. If you choose the compulsory cover then be ready to pay out . . . . . Regards IW Edited January 8, 2011 by ianwrd4 Link to comment Share on other sites More sharing options...
ThaivisaInsurance Posted January 8, 2011 Share Posted January 8, 2011 dancw3 - may we ask where you saw this information please as this applies to the CTPL and not the voluntary insurance ? As for your statement "since the farang is almost always considered at fault" - this is a little disingenious - unless it really is the foreigners fault ! Whatever you vehicle as a Thai Visa member you can get an on-line quote HERE Link to comment Share on other sites More sharing options...
dancw3 Posted January 9, 2011 Author Share Posted January 9, 2011 dancw3 - may we ask where you saw this information please as this applies to the CTPL and not the voluntary insurance ? As for your statement "since the farang is almost always considered at fault" - this is a little disingenious - unless it really is the foreigners fault ! Whatever you vehicle as a Thai Visa member you can get an on-line quote HERE I read it in "The Thai Black Book", which I really didn't like. Found it an awful book, very negative, even paranoid book which I would not recommend, but I wanted to check to see if this particular information was factual ( I suspected it was not). And of course I wanted recommendations for a good auto insurance company. As for "farang is almost always considered at fault". I also read this in "The Thai Black Book" but also in other books and blogs. I have no personal experience with this. Link to comment Share on other sites More sharing options...
eriksen Posted March 7, 2011 Share Posted March 7, 2011 dancw3 - may we ask where you saw this information please as this applies to the CTPL and not the voluntary insurance ? As for your statement "since the farang is almost always considered at fault" - this is a little disingenious - unless it really is the foreigners fault ! Whatever you vehicle as a Thai Visa member you can get an on-line quote HERE I agree that "since the farang is almost always considered at fault" is quite accurate... some say that if the Farang was not on the road then the accident would not have hapend... Link to comment Share on other sites More sharing options...
Pawpcorn Posted March 12, 2011 Share Posted March 12, 2011 Hi, Y'all... The auto insurance is due for renewal... FIRST time I bought auto insurance was connected to the second-hand dealer where I bought the car... and I think the price was WAY too high... I think it was like 24,000 Baht, for the 2002 Nissan Cifero Executive sedan I had just bought, for 420,000 Baht... But I was under time pressure and other constraints at the time, so I "went with it", but never felt right about it.... 2002 Nissan Cifero Executive Purchased a year ago for 420,000 Baht Now 197,000 km on it spent another 200,000 Baht getting everything fixed and running properly Parked in covered / secured spot at condo, in Bang Mod, Bangkok Travel to Issan and other far distances in Thailand, maybe 6 times a year. My Thai partner also drives... (does the majority of driving, nowadays) and he's an excellent driver, although a smidge too aggressive for my comfort... 555 "Not SO CLOSE!!" being my daily mantra I share with him... My coworker recommended "LMG Insurance". Anyone have feedback on that, or other recommendations? Thanks! Pawpcorn Link to comment Share on other sites More sharing options...
ThaivisaInsurance Posted March 12, 2011 Share Posted March 12, 2011 Hi, Y'all... The auto insurance is due for renewal... FIRST time I bought auto insurance was connected to the second-hand dealer where I bought the car... and I think the price was WAY too high... I think it was like 24,000 Baht, for the 2002 Nissan Cifero Executive sedan I had just bought, for 420,000 Baht... But I was under time pressure and other constraints at the time, so I "went with it", but never felt right about it.... 2002 Nissan Cifero Executive Purchased a year ago for 420,000 Baht Now 197,000 km on it spent another 200,000 Baht getting everything fixed and running properly Parked in covered / secured spot at condo, in Bang Mod, Bangkok Travel to Issan and other far distances in Thailand, maybe 6 times a year. My Thai partner also drives... (does the majority of driving, nowadays) and he's an excellent driver, although a smidge too aggressive for my comfort... 555 "Not SO CLOSE!!" being my daily mantra I share with him... My coworker recommended "LMG Insurance". Anyone have feedback on that, or other recommendations? Thanks! Pawpcorn Must agree the premium does seem high but again, until we see the full coverage nobody can tell. Please go HERE and complete the details and we can give you an on-line quote. Would help if you emailed a copy of your present insurance policy. LMG : this is one of the approved insurance companies Thai Visa Brokers deals with. Link to comment Share on other sites More sharing options...
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