KeesHolland Posted August 10, 2011 Share Posted August 10, 2011 (edited) Dear all, I would appreciate if someone could help me investigating following issue as I live in Holland: About 5 years ago I bought a house with my ex girlfriend in Sivalay3 104/36, Moo 12 CM50130 all protective paperwork done by lawyer. Since 1 month the bank is not deducting money for the loan from my account anymore. The bank is not answering my emails neither the park owner. I am wondering what happend with the house. If somebody could send me some pictures of the house and preferably with people on it living in the house it would be a great help and maybe could clearify the issue. Thanks in advance, Kees van Keulen Edited August 10, 2011 by sbk email removed Link to comment Share on other sites More sharing options...
Dante99 Posted August 10, 2011 Share Posted August 10, 2011 Telephone your bank and keep talking until you get the answers you are looking for. Alternatively telephone the lawyer and have him find out what happened. Link to comment Share on other sites More sharing options...
Beetlejuice Posted August 10, 2011 Share Posted August 10, 2011 (edited) Sorry no. You could be a contract killer for all I know? Banks rarely reply to emails regarding personal loans or bank accounts. Usually this is done by telephone banking or personal letter. I would have thought writing to your bank would have been your first line of inquiry. I am surprised that Thai visa let you publish a private address, as that could belong to anyone. This is nothing personal against you, but as we know, the world is a dangerous place these days. Edited August 10, 2011 by Beetlejuice Link to comment Share on other sites More sharing options...
cmbe Posted August 10, 2011 Share Posted August 10, 2011 You bought this house 5 years ago as you know that foreigner can not be owner of the land and also 5 years ago I think foreigner still can not apply the loan from the bank (I am not sure), it is mean this house not belong to you but you ex girl friend. May I ask you do you apply the loan in your name or your ex girl friend name? This is maybe useful information, try to search in Thai (just copy and paste in google search tool) : (number of your house) ศิวาลัย3 เชียงใหม่ then you will find on the first page in google but all information is in Thai. Good luck. Link to comment Share on other sites More sharing options...
elektrified Posted August 10, 2011 Share Posted August 10, 2011 It would appear that the house was listed for sale in May 2011. Good luck. Link to comment Share on other sites More sharing options...
challenger99 Posted August 10, 2011 Share Posted August 10, 2011 For such amount in question I would immediatly fly to CNX and clarify the situation. At the moment by KLM the flight are very cheap, I have seen less then 1000 Euro ..... and the Thai Bath at good exchange. Hard to find a good lawyer or trustful person in Lieland if you don't meet them personally Link to comment Share on other sites More sharing options...
hagler Posted August 10, 2011 Share Posted August 10, 2011 It would appear that the house was listed for sale in May 2011. Good luck. gee isnt that surprising! best of luck OP Link to comment Share on other sites More sharing options...
Blinky Bill Posted August 10, 2011 Share Posted August 10, 2011 (edited) Here it is.......Click here Edited August 10, 2011 by Blinky Bill Link to comment Share on other sites More sharing options...
moe666 Posted August 10, 2011 Share Posted August 10, 2011 At least you are not paying for it any more Link to comment Share on other sites More sharing options...
Puccini Posted August 11, 2011 Share Posted August 11, 2011 From the OP: ...About 5 years ago I bought a house with my ex girlfriend in Sivalay3 104/36, Moo 12 CM50130 all protective paperwork done by lawyer... What rights did that protective paperwork give you? Perhaps you need a second lawyer to look at it and advise you how to proceed to protect your rights. Do you have a copy of the paperwork on your computer, to send to a lawyer for review? Link to comment Share on other sites More sharing options...
jackr Posted August 11, 2011 Share Posted August 11, 2011 If you've got a mortgage on it, I can't see what 'protection' the lawyer came up with. Usufructs and leases are only attainable on full (Thai) ownership are they not? If ex's name is on the chanote and she's found a buyer, there's not much you could do. What is the lawyer saying? Link to comment Share on other sites More sharing options...
Maestro Posted August 11, 2011 Share Posted August 11, 2011 Since 1 month the bank is not deducting money for the loan from my account anymore.The bank is not answering my emails neither the park owner. It looks like the house has already been sold. Link to comment Share on other sites More sharing options...
Blinky Bill Posted August 11, 2011 Share Posted August 11, 2011 This was listed on the 21st May, 2011........propertyID=70724.pdf Link to comment Share on other sites More sharing options...
noise Posted August 11, 2011 Share Posted August 11, 2011 The house can be sold, but a usufruct still would give him protected access. My information via a U.S. lawyer researching this a Thai lawyer and within the Thai legal system says that even if the usufruct was not registered on the chanot it is still valid. All registering the usufruct does is alert prospective buyers they will have to accept a "tenant" for the term of the the usufruct. If the house was sold and the money paid to the bank, then Kees may have saved money without losing anything......if he wants to come back and pursue it as challenger99 suggested. What will happen if the new owners are living there and Kees tries to enforces his rights might be more fun than any one person has the right to enjoy. Link to comment Share on other sites More sharing options...
CheGuava Posted August 11, 2011 Share Posted August 11, 2011 Excellent topic. Can someone pin it? Link to comment Share on other sites More sharing options...
Maestro Posted August 20, 2011 Share Posted August 20, 2011 Useless topic because the OP is very vague. We know absolutely nothing about his situation. All replies are based on guesses what it may perhaps be. Link to comment Share on other sites More sharing options...
Blinky Bill Posted August 20, 2011 Share Posted August 20, 2011 Useless topic because the OP is very vague. We know absolutely nothing about his situation. All replies are based on guesses what it may perhaps be. And no response from the OP at all. Has he read between the lines and done away with himself? Link to comment Share on other sites More sharing options...
Blinky Bill Posted August 20, 2011 Share Posted August 20, 2011 And as I posted the last, 2 mods and 1 admin are lurking Link to comment Share on other sites More sharing options...
WinnieTheKhwai Posted August 21, 2011 Share Posted August 21, 2011 (edited) Useless topic because the OP is very vague. We know absolutely nothing about his situation. All replies are based on guesses what it may perhaps be. It was a clear request IMHO: He's away from Thailand and doesn't know what's going on with his house. (Or rather: the house he's been paying for.) Then, the community very helpfully found the exact house up for sale. With you yourself adding that it was sold. This answered the direct question posed in the OP. This is one for the '1 + 1 = ? ' category, with the result being zero as he's out of a house, and a wife. Case of TIT. Or rather: DAFT. (Dese Are Farangs in Thailand) Edited August 21, 2011 by WinnieTheKhwai Link to comment Share on other sites More sharing options...
Blinky Bill Posted August 21, 2011 Share Posted August 21, 2011 Or rather: DAFT. (Dese Are Farangs in Thailand) DAFIT? Link to comment Share on other sites More sharing options...
scorecard Posted August 21, 2011 Share Posted August 21, 2011 Useless topic because the OP is very vague. We know absolutely nothing about his situation. All replies are based on guesses what it may perhaps be. And what does he actually mean by 'protective papers'? Did the documents say that he would get XX% if the house was sold, etc? Link to comment Share on other sites More sharing options...
rich54321 Posted August 22, 2011 Share Posted August 22, 2011 I will email you - but your house has been sold Link to comment Share on other sites More sharing options...
sunnyhor Posted August 30, 2011 Share Posted August 30, 2011 Meaning another Farang being conned? Hit and run? Pardon me if I'm wrong. Link to comment Share on other sites More sharing options...
bristolgeoff Posted August 30, 2011 Share Posted August 30, 2011 if that was me and my money for the house i paid for.i will be heading to chaingmai with a lawyer in tow quickly.with all the paperwork i have Link to comment Share on other sites More sharing options...
LivinLOS Posted August 31, 2011 Share Posted August 31, 2011 It strongly depends on what that protective paperwork is.. A fully registered legal lease or usufruct would be fairly strong.. Cross loans and other contractual agreements far weaker. Would be good if the OP could clarify a bit. For sure a good strong lawyer will be needed if you intend to defend this. Link to comment Share on other sites More sharing options...
elektrified Posted August 31, 2011 Share Posted August 31, 2011 For sure a good strong lawyer will be needed if you intend to defend this. The old saying..."a day late and a dollar short"... Link to comment Share on other sites More sharing options...
LivinLOS Posted August 31, 2011 Share Posted August 31, 2011 Well maybe.. However I know farangs who have bought things, and later found that they were going to legally lose them because of bad paperwork. Tho if he can make that work who knows. Also as it had a mortgage, its probably not the whole value hes out. Really tho when people start threads, they could at least update them to payback the input they receive. Link to comment Share on other sites More sharing options...
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