Buying A Car In Chiang Mai Or Renting.

Because you can go to jail (even if you are not at fault) if another party is injured in an accident and you don't have the 200,000 Baht bond that at least 3rd-class insurance covers. Furthermore the government insurance only pays something like 25,000 Baht in medical to the other party. What if you hit someone and they require brain surgery? What if the damages are 5 million Baht? Even 3rd class pays up to 10 million in damages. I don't know about you but I don't want to be sued and lose everything I have invested here. Everyone has at least 3rd class insurance. You have to have it.

My Thai gf drives the car most of the time, she doesn't have a driving license so any insurance would be invalid anyway.

Her brother being a local police officer is all the protection we need, according to her.

Sure are alot of stupid farangs here thinking like this.