samran Posted April 14, 2013 Share Posted April 14, 2013 (edited) Hi all, Just looking at Cigna international as an option for my family health insurance. Just wondering if people have had a good experience with them? The seem to be one of the better ones about. Thanks in advance. Edited April 14, 2013 by samran Link to comment Share on other sites More sharing options...
gamini Posted April 14, 2013 Share Posted April 14, 2013 This company will stop insuring you when you reach a certain age. Unlike many other countries Thailand does not protect the elderly against discrimination by health insurance providers. Link to comment Share on other sites More sharing options...
samran Posted April 14, 2013 Author Share Posted April 14, 2013 Thanks for that Gamini. I'm quite a few years away from that. Simply looking for people who use them and can share their experiences. Link to comment Share on other sites More sharing options...
stevenl Posted April 15, 2013 Share Posted April 15, 2013 This company will stop insuring you when you reach a certain age. Unlike many other countries Thailand does not protect the elderly against discrimination by health insurance providers. Of course insurers discriminate, that's their profession: select the good risk at healthy premiums, and leave the bad risks to others. Link to comment Share on other sites More sharing options...
stevenl Posted April 15, 2013 Share Posted April 15, 2013 BTW, as far as I know it is possible to get insurance coverage from Cigna Global, which is a reputable and long standing company. If that is the case there would be different coverage and conditions, just as Bupa Global and Bupa Thailand are not the same coverage/conditions. Link to comment Share on other sites More sharing options...
Mike45 Posted April 25, 2013 Share Posted April 25, 2013 I've had Cigna International for two years and think they are very good but expensive. I thought you were very happy with your insurance, William Russell, why are you looking to change? Link to comment Share on other sites More sharing options...
samran Posted April 27, 2013 Author Share Posted April 27, 2013 I've had Cigna International for two years and think they are very good but expensive. I thought you were very happy with your insurance, William Russell, why are you looking to change? You are right there that we are happy. Just going through the process of re-assessing finances and insurance options and making sure what suited us in 2008 suits us now. Still going through the process but leaning towards keeping William Russell. Link to comment Share on other sites More sharing options...
jerome2 Posted September 2, 2013 Share Posted September 2, 2013 This company will stop insuring you when you reach a certain age. Unlike many other countries Thailand does not protect the elderly against discrimination by health insurance providers. it' not thai...!! they are based in scotland i m just reading their f......policy rules looks like good luck to get your money and nothing about who pays first... Link to comment Share on other sites More sharing options...
AgentYoghurt Posted September 3, 2013 Share Posted September 3, 2013 Cigna is a gigantic corporation. If you are looking for good service and responsibility, you should seek insurance companies like William Russel and A+ International. WR is a family business and is dedicated to the society; while A+ International promises to offer unlimited renewability - they won't kick you out no matter what your age is. Cheers Link to comment Share on other sites More sharing options...
stevenl Posted September 3, 2013 Share Posted September 3, 2013 Cigna is a gigantic corporation. If you are looking for good service and responsibility, you should seek insurance companies like William Russel and A+ International. WR is a family business and is dedicated to the society; while A+ International promises to offer unlimited renewability - they won't kick you out no matter what your age is. Cheers So big companies are bad? Link to comment Share on other sites More sharing options...
AgentYoghurt Posted September 3, 2013 Share Posted September 3, 2013 Cigna is a gigantic corporation. If you are looking for good service and responsibility, you should seek insurance companies like William Russel and A+ International. WR is a family business and is dedicated to the society; while A+ International promises to offer unlimited renewability - they won't kick you out no matter what your age is. Cheers So big companies are bad? Go to big insurance brand names' Facebook pages to take a look at the anger and hatred from people. Link to comment Share on other sites More sharing options...
stevenl Posted September 3, 2013 Share Posted September 3, 2013 Cigna is a gigantic corporation. If you are looking for good service and responsibility, you should seek insurance companies like William Russel and A+ International. WR is a family business and is dedicated to the society; while A+ International promises to offer unlimited renewability - they won't kick you out no matter what your age is. Cheers So big companies are bad? Go to big insurance brand names' Facebook pages to take a look at the anger and hatred from people. Yes, big companies means more clients, more clients means more unhappy customers. But it also means more happy customers. Do you have any percentages? Link to comment Share on other sites More sharing options...
AgentYoghurt Posted September 3, 2013 Share Posted September 3, 2013 Cigna is a gigantic corporation. If you are looking for good service and responsibility, you should seek insurance companies like William Russel and A+ International. WR is a family business and is dedicated to the society; while A+ International promises to offer unlimited renewability - they won't kick you out no matter what your age is. Cheers So big companies are bad? Go to big insurance brand names' Facebook pages to take a look at the anger and hatred from people. Yes, big companies means more clients, more clients means more unhappy customers. But it also means more happy customers. Do you have any percentages? Do YOU have any percentages? Link to comment Share on other sites More sharing options...
stevenl Posted September 3, 2013 Share Posted September 3, 2013 So big companies are bad? Go to big insurance brand names' Facebook pages to take a look at the anger and hatred from people. Yes, big companies means more clients, more clients means more unhappy customers. But it also means more happy customers. Do you have any percentages? Do YOU have any percentages? No, but I'm not claiming big companies are bad. Link to comment Share on other sites More sharing options...
AgentYoghurt Posted September 3, 2013 Share Posted September 3, 2013 No, but I'm not claiming big companies are bad. And you can't say that claim is wrong. Link to comment Share on other sites More sharing options...
stevenl Posted September 3, 2013 Share Posted September 3, 2013 No, but I'm not claiming big companies are bad. And you can't say that claim is wrong. If you claim something you have to able to prove it, not the other way around. There was a question here regarding Cigna, a very reputable big insurance company. If you can say anything about them that contributes, fine, but if you're only comment is 'they're big so bad', better start your own thread to promote the companies you like to promote. 1 Link to comment Share on other sites More sharing options...
AgentYoghurt Posted September 3, 2013 Share Posted September 3, 2013 A round of applause to the professor. Link to comment Share on other sites More sharing options...
JLCrab Posted September 3, 2013 Share Posted September 3, 2013 Both William Russell and A+/ Mondial of Belgium are underwritten by Allianz Group of Germany. Both Russell and A+ are only in the position to offer what Allianz allows them to offer. Ultimately, there is no such thing as a small insurer. http://www.aplusii.com/web/eng/About/about_02.html http://william-russell.com/about-us/strength-and-security 1 Link to comment Share on other sites More sharing options...
merijn Posted September 7, 2013 Share Posted September 7, 2013 I have Cigna international ( from Scotland ) i'm very happy. Claimed last week and had the money in my bank account in a few days. ( out patient claim ) Link to comment Share on other sites More sharing options...
bkkbarnstormer Posted September 7, 2013 Share Posted September 7, 2013 I have used CIGNA for several years. Never had any problems. Many times I get Pre-approval at the hospital so I pay my personal contribution only and don't have to make a claim for the balance since it is paid directly to the hospital. Link to comment Share on other sites More sharing options...
quiuvo Posted October 1, 2013 Share Posted October 1, 2013 I have used CIGNA for several years. Never had any problems. Many times I get Pre-approval at the hospital so I pay my personal contribution only and don't have to make a claim for the balance since it is paid directly to the hospital. How old will you be when they no longer cover you? How much you pay? Link to comment Share on other sites More sharing options...
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