Will credit card debt prevent entry to Thailand?

[chiang mai]

Whether you sort it out before you arrive or not, if you come to Thailand I bet that walk through immigration and processing is gonna be one hell of an adrenalin rush for you mate! I'd wear pampers if I were you ! Cos who knows whats going to happen, this is Thailand after all, nothing guaranteed, consistant or certain.

If someone were prepared to sell tickets to view the event, I'd spectate -

and here he comes now round the final corner from the disemarbarkation ramp, less than one furlong to go and the strain is begining to show, will he get tapped or will he not, difficult to say at this stage in the game but the sweat is pouring off the mans brow and he's looking worried. But wait, two men in uniform are approaching and they look like men on a mission, they're headed straight for him and they're hands are reaching for their sidearms, will they collar our player or not? No wait, they're simply headed to the mens room to take a leak, whew, a near miss and a lucky break. And now our man's in line waiting to be stamped through, officers from the nieghbouring desks are casting suspicous glances but you can tell that they're all watching him very carefully, it looks like other passengers know what's about to happen and they seem to be moving away from him inticipation, goodness but this could turn nasty very quickly and so publically too - what do you think Sam, do you think he should do another runner and try to get back on the plane? No, way too late for that, best he can hope for is there's an earthquake and he falls down the crack as the terminal gets swallowed up.

Seats available at 500, 1,000 and 5,000 baht each, reservations required via CM Marketing and Key Events PLC.

[Hugh Jarse]

Oh dear, let me rephrase:

I had a credit card in Thailand and I did a runner after my work assignement ended. Now, further money making assignements in the region mean I may have to go back and I'm worried that I might get refused entry or even worse, jailed on arrival for bad debt because of my past behaviour.

OP: my man, if you really wanted to settle this debt you could have done so before but you didn't, if you want to settle it now you can. Don't screw around sending emails, send a fax to the bank head office or to the CEO, alternativily get a Thai law firm to act on your behalf. Som na na.

And debt collectors no doubt have your details.

[CharlieH]

Will credit card debt prevent entry to Thailand ?

No, but lack of bowel control at immigration could be highly embarrasing.

[menorah]

I suggest you contact Kasikorn HQ in BKK , where they will most certainly have English speaking operators & staff. Simply tell them you wish to pay a debt against your old account, together with any interest or penalty fees.

I'm uncertain what problems you had to pay off the money from abroad but can advise a SWIFT transfer works very well between banks with debit and credit of accounts enacted in a very few days.

It's unlikely your passport is flagged at immigration control unless the sum in question is very large and appears to be a deliberate act of fraud on your part.

I've done many SWIFT transactions between UK & LOS and as long as you have online banking it should be easy for you too. If you do use this method, first ensure the receiving account is still operative or confirm with the bank another account for payment of the overdue debt.

[malcyx]

What you done is basically theft ...

So in my book you should not be allowed back ..

enough people thieving in Thailand , nationals and non without letting

people like you back ..

may be harsh but true ..

[menorah]

I suggest you contact Kasikorn HQ in BKK , where they will most certainly have English speaking operators & staff. Simply tell them you wish to pay a debt against your old account, together with any interest or penalty fees.

I'm uncertain what problems you had to pay off the money from abroad but can advise a SWIFT transfer works very well between banks with debit and credit of accounts enacted in a very few days.

It's unlikely your passport is flagged at immigration control unless the sum in question is very large and appears to be a deliberate act of fraud on your part.

I've done many SWIFT transactions between UK & LOS and as long as you have online banking it should be easy for you too. If you do use this method, first ensure the receiving account is still operative or confirm with the bank another account for payment of the overdue debt.

So you actually 'did a runner' rather than pay your dues ! Well, in keeping with other TV members I can only reiterate 'don't shit on the doorstep' for the rest of us.

Your whole attitude sums you up perfectly......came here because of an opportunity to enjoy income & lifestyle, f****ed off fully cognizant of the debt you were leaving behind and then 'Brass necked' enough to think you can waltz in for a 'second bite of the cherry'.

You reap what you sow.....maybe not this week, this month, this year but sometime or other it'll come back to you. My sympathy just ran out.

[topt]

Since the OP has not yet come back with any further clarification I am wondering if he has fallen asleep under a bridge somewhere........

[elektrified]

They will let you in no problems.I am very surprised that you didnt get a someone who could speak fleunt English at the K Bank customer service

If you call the K Bank customer service number and push whatever number it is for English, you will get a fluent English speaker. I am quite sure some of the people working at the K Bank call center studied abroad as they speak perfect, fluent English; much better than many Thai Doctors. They are also very helpful. Try calling again. they will help you.

[puukao]

debtor's prison here we come!!! Millions of Americans walked away from their house, owing money of course; put them all in prison!! millions late on paying school loans, arrest them!!!

sorry OP, but the answer doesn't seem to be found on this thread. I doubt you will call a lawyer, so go with your gut. if your heart is yearning for thailand, you must return.

[cherrylee2512]

id say you would probably be ok to come back, i had an issue with debt a couple of years back with credit cards which is now paid i visited uk and come back in no problem durin the time it had not been paid although i prob am still blacklisted but i had no choice other that to use it at the time

[positiveaction]

haha i can't believe how many som nam na's there are here....and other crap....trying to get someone thai to understand this on a call would no doubt be challenging.....and all the clever g#ts who say its easy to pay if he wanted to......if the card is cancelled and he has no current thai bank would you clever guys recommend just sending his money to K BANK and hope they deal with it right....those who know the LoS dont to the think so...

to reply to OP i racked up quite a bit with a thai bank left 18 mths ago...havent paid it and now im back in thailand no problem...........still cant pay it as i am broke....and i am racked with guilt over it....the poor little bank only getting 20% interest on their cards and they pay such a generous 1% for your savings.....schmucks

[mickjn]

I did have an experience with bangkok bank.and I did have the same issue with them I was blacklisted or something like that but a friend of mine helped me covered it I can refer you to him that's his email email and personal phone number removed, please use the PM system for sensitive information he can help you

Newbie 1 post? A man from Nigeria perhaps?

. Let this guy help himself. He tries that one year later, just because he wants to go back to Thailand.

Stay away, please. Already too many troublemakers here.-

I thought the Government decided who and who not was a trouble maker and was allowed into LOS.

[Basil B]

Here in the UK it is the fat cats in the banks that are robbing us blind.

seems in Thailand it is the customers robbing the banks...

[bartender100]

1 post from the OP, please don't feed the trolls as they say.

Close the thread, most on here know all credit cards from Thai banks have to be secured

[tezzainoz]

1 post from the OP, please don't feed the trolls as they say.

Close the thread, most on here know all credit cards from Thai banks have to be secured

sorry you are wrong

The ease my Thai wife gets them before we met

They must come inside cereal boxes

she had a good income but her ability to shop far out-weighed her ability to earn

and as Thai ways not like to learn new things, nothing has changed

Thai Bank officers used to say to me

You good Farlang, you will pay for her

I would rely to them 2 chances........... Nil and bucklies

still not know if they understood what I said

I have taught our daughter to save, wife now gets upset her daughter has money she can not touch

[NeverSure]

I don't think we need to provide ways for the OP to clear this debt. He knows as well as we how to do so. The question is, does he really want too?

Spot on. It seems obvious to me that the real question is whether he can enter Thailand with an outstanding bad debt. If he wanted to pay the debt, it would be done.

[Spoonman]

1 post from the OP, please don't feed the trolls as they say.

Close the thread, most on here know all credit cards from Thai banks have to be secured

What a load of poppy cock.

[F4UCorsair]

I may be wrong, even harsh, but I think what the OP is asking is this,

If I return, will I be refused entry because of the debt? If not, will I be refused departure, because I have no intention of paying it?

He left one year ago, and this is his first post on TV?? He wasn't on TV before, during his time in Thailand?? I know that not all expats will be on TV, but................this is now stretching the bounds of credibility.

I'm with NeverSure. If he'd wanted to settle this debt, he could do so, in a dozen different ways, and more importantly, could have done so long before now.

[F4UCorsair]

haha i can't believe how many som nam na's there are here....and other crap....trying to get someone thai to understand this on a call would no doubt be challenging.....and all the clever g#ts who say its easy to pay if he wanted to......if the card is cancelled and he has no current thai bank would you clever guys recommend just sending his money to K BANK and hope they deal with it right....those who know the LoS dont to the think so...

to reply to OP i racked up quite a bit with a thai bank left 18 mths ago...havent paid it and now im back in thailand no problem...........still cant pay it as i am broke....and i am racked with guilt over it....the poor little bank only getting 20% interest on their cards and they pay such a generous 1% for your savings.....schmucks

The reason banks charge 20% is because of people like you who default!!

I don't think anybody is suggesting he send money to a cancelled credit card account. If he wanted to settle this he could have written to the bank, even used an online translator to Thai script, and get it resolved. He doesn't want to pay, and that should be offensive to those who do take their obligations seriously.

There is a reason you're broke, and always will be.

[NoshowJones]

Exactly the reason why banks won't give Farangs unsecured credit cards.

I can't even get a secured credit card with Kasikorn.

[Timwin]

So you actually 'did a runner' rather than pay your dues ! Well, in keeping with other TV members I can only reiterate 'don't shit on the doorstep' for the rest of us.

Your whole attitude sums you up perfectly......came here because of an opportunity to enjoy income & lifestyle, f****ed off fully cognizant of the debt you were leaving behind and then 'Brass necked' enough to think you can waltz in for a 'second bite of the cherry'.

You reap what you sow.....maybe not this week, this month, this year but sometime or other it'll come back to you. My sympathy just ran out.

The law&order brigade is here! Keeping us expats in line as usual because life is just an excel exercise!

You must always calculate every possible move 15 years ahead, made proper projections and charts into your Grand Excel Life File!

You must never commit to something risky, like start a company, fall in love, get drunk, have a party, go skin dipping or go sky diving (why the hell jump out from a perfectly functioning plane!? IRRRRRATIONAL!). Babies should also be artificially inseminated because unprotected sex is risky! Or even riskier, get yourself a credit card! That in itself should be punished by five years in the iso-cubes, citizen!

PS. You "menorah" have no idea what sympathy even means...

[NoshowJones]

Here in the UK it is the fat cats in the banks that are robbing us blind.

seems in Thailand it is the customers robbing the banks...

The Thai banks are also robbing customers, just one example, 150 Baht charged to use an ATM to draw money from your account in your home country.

[Spoonman]

The Thai banks are also robbing customers, just one example, 150 Baht charged to use an ATM to draw money from your account in your home country.

Are you suggesting the banks should swallow the costs of an international inter bank transaction ?

[Timwin]

Exactly the reason why banks won't give Farangs unsecured credit cards.

It is no different than in Europe or USA. Expats always have harder time accessing credit, especially unsecured. Or you get unsecured credit with fabulous yearly rate of 20 percent. The same with insurances, very expensive unless your employer backs you up.

[camo007]

The problem in Thailand is that the lines between civil and criminal actions are blurred.

I have known many people default on bank loans, but never known of anyone being arrested or police involvement because of it.

Maybe it is different with credit cards though.

I'm assuming that you also have a bank account with Kasikorn. Is it possible for you to transfer enough money to cover the debt into that bank account and then arrange for the CC debt be settled from the account?

The lines are that blurred that their are hardly any companies making bad debt collections. Banks, leas companies they all do business with the police and immigration instead of with private companies. Normally you should have no trouble entering Thailand. Leaving Thailand is an entirely different thing though. Luckily for you the statute of limitations on things like this or writing a bad check are relatively short.

WRONG: Statute of Limitations in Thailand is 10 years!

[NoshowJones]

The Thai banks are also robbing customers, just one example, 150 Baht charged to use an ATM to draw money from your account in your home country.

Are you suggesting the banks should swallow the costs of an international inter bank transaction ?

Are you suggesting that it is fair for Thai banks to charge that 150 Baht? There have been lots of complaints from TV members about this. I suppose it is possible that you are right as I do not know the cost of an international inter bank transaction, but I would bet that some bank is making some decent money at the expats expense.

[Jip99]

Here in the UK it is the fat cats in the banks that are robbing us blind.

seems in Thailand it is the customers robbing the banks...

The Thai banks are also robbing customers, just one example, 150 Baht charged to use an ATM to draw money from your account in your home country.

I don't believe that paying a small fee for a service is actually theft.

The last time I checked, no one forced me to insert my ATM card. In fact, the ATM gave me a warning that said something along the lines of "If you wish to proceed there will be a fee of 150 Baht..."

Fire your bullets at your UK bank who charge you more for the transaction when 'dynamic' exchange rates etc are applied.

Only an idiot would use a foreign ATM card in Thailand when it is so easy to open a Thai bank account and withdraw locally for FREE...

[Jeffrey346]

The problem in Thailand is that the lines between civil and criminal actions are blurred.

I have known many people default on bank loans, but never known of anyone being arrested or police involvement because of it.

Maybe it is different with credit cards though.

I'm assuming that you also have a bank account with Kasikorn. Is it possible for you to transfer enough money to cover the debt into that bank account and then arrange for the CC debt be settled from the account?

The lines are that blurred that their are hardly any companies making bad debt collections. Banks, leas companies they all do business with the police and immigration instead of with private companies. Normally you should have no trouble entering Thailand. Leaving Thailand is an entirely different thing though. Luckily for you the statute of limitations on things like this or writing a bad check are relatively short.

WRONG: Statute of Limitations in Thailand is 10 years!

Not so: It's dependant on the crime.

[Jip99]

The Thai banks are also robbing customers, just one example, 150 Baht charged to use an ATM to draw money from your account in your home country.

Are you suggesting the banks should swallow the costs of an international inter bank transaction ?

Are you suggesting that it is fair for Thai banks to charge that 150 Baht? There have been lots of complaints from TV members about this. I suppose it is possible that you are right as I do not know the cost of an international inter bank transaction, but I would bet that some bank is making some decent money at the expats expense.

Yes. 150 baht is not unreasonable. 100 Baht would be better but it is only akin to sticking your card in an ATM on Blackpool pleasure beach, or a nightclub.

Not bad for an alien getting cash out of a Thai bank with an alien card from an alien bank. Perhaps you would rather bring travelers cheques ? - oh, just a minute they charge for those - at both ends.

Just bring a suitcase full of cash - there is no charge for that and you can keep it safely under your mattress until you need it.

[HaleySabai]

WOW!...the private sector banking is employing the public-sector to take care of it's business...??? and you think Thailand is a 'free' country.

In the West credit card debt is categorized as 'un-secured debt', the government doesn't give 2-hoots about how much you are running away from. It is NOT a criminal offence to default on a loan.....the consequence will arrive in a different form....in the West, but here you may end up in jail!!