Is my car insurance good, even though no Thai license?

[robblok]

Thai friend did not get money from the insurance when his brother damaged his car and had no license so be careful.

For all the expats that don't have a thai license your just lazy buggers and i hope it does not hound you in the future. Just a day of your time just lazy or affraid. Anyway it can happen that your insurance wont pay out just like with my thai friend.

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[salapau]

1 - Compulsory insurance covers neither you personally, your passengers or your vehicle, it costs absolute peanuts.

2 - 1st. class insurance covers everything including any driver. Cost between 15,000 to 20,000 baht annually.

3 - No Thai driver's licence = no insurance. It's easy and cheap to get a Thai licence. Go to your local office they will advise you what you need.

[harrry]

1 - Compulsory insurance covers neither you personally, your passengers or your vehicle, it costs absolute peanuts.

2 - 1st. class insurance covers everything including any driver. Cost between 15,000 to 20,000 baht annually.

3 - No Thai driver's licence = no insurance. It's easy and cheap to get a Thai licence. Go to your local office they will advise you what you need.

Rubbish Po Ror Bor the compulsory insurance covers all road users as long as the vehicle is licenced. It covers the driver and the designated number of passengers for medical costs or death.

It is limited to 10500baht per person without proof of blame for the accident. With a court cases it pays up to 50000 for motorcle users and 100000 for car users. Iit covers medical costs only not vehicle or other damage. Por ror bor is paid regardless of licence status. Other forms of insurance depend on their contract.

[Sydneycraig]

Do you have to give up your home country license if using it to get a thia one? This is the case in the uk, but in Australia they let you keep it...

Unless I misunderstand you the answer is no and you are wrong. I have a UK licence and used an IDP to get my Thai licence - I still have my UK licence.

How would the UK have any idea that I had a licence from another country?

in the uk, to get a uk license, using say an australian one, they retain your australian one ...

[ozyjon]

I have an Aussie driving licence,, international licence,, and have just got a Thai motor car and motor bike licence,, i know thid guy called Murphy who follows me around,, and he makes his own laws,, and i follow them,, it's just not worth the risc for me in this country,, too many bad things happen here to falangs, touch wood no bad things happen to us...

[Huayrat]

With no license your insurance will be invalid. Yesterday I renewed my five year license at the Bang Lamung Motor Vehicle Registration Office. It was chaotic. The staff were obviously under a great deal of stress due to too small an office area,an archaic system and being swamped by applicants. To get my renewed license I had an eye test for colour blindness and stigmatism? an emergency stop, sitting in a chair and pressing mock accelerator and brake pedals in a timely fashion, and then sent to a 'training' room, full mostly of farangs who could not understand what they were supposed to be learning while watching an inane TV presentation. The same one I watched five years ago! It showed a motorist being stopped by a cop but not the Bt300 being handed over. To add fuel to the fire, everything ground to a halt when the electric power failed. Easy to get a license? Just to renew mine took nearly five hours. I would suggest that the top man in the Vehicle Registration Department goes undercover and attempt to renew his license. I sympathize with the staff who have to endure these stressful working conditions every working day. Some of them looked on the verge of a breakdown. I know I was.

So what happens if your in a wheelchair , paralysed from the waist down but you still drive like anybody else back in your own country by using hand controls.. How are you supposed to pass that test?? I also don't see how a colour blindness test is needed as everybody knows you go on the bottom light and stop on the top one.. I'm in this predicament now and have been driving in Thailand for 3 years using hand controls with no license.. Do they just say sorry you can't drive as your in a wheelchair as they seem to think you. Can't have a life here if your disabled?

[harrry]

With no license your insurance will be invalid. Yesterday I renewed my five year license at the Bang Lamung Motor Vehicle Registration Office. It was chaotic. The staff were obviously under a great deal of stress due to too small an office area,an archaic system and being swamped by applicants. To get my renewed license I had an eye test for colour blindness and stigmatism? an emergency stop, sitting in a chair and pressing mock accelerator and brake pedals in a timely fashion, and then sent to a 'training' room, full mostly of farangs who could not understand what they were supposed to be learning while watching an inane TV presentation. The same one I watched five years ago! It showed a motorist being stopped by a cop but not the Bt300 being handed over. To add fuel to the fire, everything ground to a halt when the electric power failed. Easy to get a license? Just to renew mine took nearly five hours. I would suggest that the top man in the Vehicle Registration Department goes undercover and attempt to renew his license. I sympathize with the staff who have to endure these stressful working conditions every working day. Some of them looked on the verge of a breakdown. I know I was.

So what happens if your in a wheelchair , paralysed from the waist down but you still drive like anybody else back in your own country by using hand controls.. How are you supposed to pass that test?? I also don't see how a colour blindness test is needed as everybody knows you go on the bottom light and stop on the top one.. I'm in this predicament now and have been driving in Thailand for 3 years using hand controls with no license.. Do they just say sorry you can't drive as your in a wheelchair as they seem to think you. Can't have a life here if your disabled?

Yes you can and with a lot less paperwork and expense than in your own country. They will get you to do the normal driving test in your own car with your hand controls and if you pass carry you up the stairs to where you will do the theory test and watch the movie and test what they can depending on your disability. The main thing they go in is your driving. In the west you need reports from specially licenced physiotherapist at your cost and with considerable delays both in getting them and then getting the paperwork approved. Here you are handled in the same timeframe as everyone else.

As a person in a wheelchair myself I was very impressed by them.

[GinBoy2]

Back to the original question of insurance. I have Thai car insurance and a Thai DL, and, touch wood, never had to make a claim. That being said my experience of insurance companies in several countries teaches me they are totally sharks. Take your money very happily, but should you ever try to get money out of them, they will find some technicality to avoid coughing up. I would strongly suspect that somewhere in the policy document it does state you need a valid thai DL. If the wife if up for it later today I'll ask her to quickly read through the fine print of our policy

[Huayrat]

With no license your insurance will be invalid. Yesterday I renewed my five year license at the Bang Lamung Motor Vehicle Registration Office. It was chaotic. The staff were obviously under a great deal of stress due to too small an office area,an archaic system and being swamped by applicants. To get my renewed license I had an eye test for colour blindness and stigmatism? an emergency stop, sitting in a chair and pressing mock accelerator and brake pedals in a timely fashion, and then sent to a 'training' room, full mostly of farangs who could not understand what they were supposed to be learning while watching an inane TV presentation. The same one I watched five years ago! It showed a motorist being stopped by a cop but not the Bt300 being handed over. To add fuel to the fire, everything ground to a halt when the electric power failed. Easy to get a license? Just to renew mine took nearly five hours. I would suggest that the top man in the Vehicle Registration Department goes undercover and attempt to renew his license. I sympathize with the staff who have to endure these stressful working conditions every working day. Some of them looked on the verge of a breakdown. I know I was.

So what happens if your in a wheelchair , paralysed from the waist down but you still drive like anybody else back in your own country by using hand controls.. How are you supposed to pass that test?? I also don't see how a colour blindness test is needed as everybody knows you go on the bottom light and stop on the top one.. I'm in this predicament now and have been driving in Thailand for 3 years using hand controls with no license.. Do they just say sorry you can't drive as your in a wheelchair as they seem to think you. Can't have a life here if your disabled?

Yes you can and with a lot less paperwork and expense than in your own country. They will get you to do the normal driving test in your own car with your hand controls and if you pass carry you up the stairs to where you will do the theory test and watch the movie and test what they can depending on your disability. The main thing they go in is your driving. In the west you need reports from specially licenced physiotherapist at your cost and with considerable delays both in getting them and then getting the paperwork approved. Here you are handled in the same timeframe as everyone else.

As a person in a wheelchair myself I was very impressed by them.

Thanks Harry..

No extra expense at all in my country for a driving license.. Also don't like getting carried upstairs or carried anywhere but that's just a pride thing but its good news that you can get a license.

[Huayrat]

There are thousands probably tens of thousands of Thais out there with no license but they still get the insurance to be paid when in an accident.. Like somebody said earlier I think it's just the car and not who is driving it that they care about

[robblok]

There are thousands probably tens of thousands of Thais out there with no license but they still get the insurance to be paid when in an accident.. Like somebody said earlier I think it's just the car and not who is driving it that they care about

simply not true like i said brother of a friend of my wive wrecked her car and did not get a dime as he had no license... Just keep telling yourself this so you dont have to make one its pure laziness.

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[GinBoy2]

Well, just had my wife read our Tisco policies, and yep both have a clause saying its a requirement to have a valid Thai DL. So good luck if you want to hand over the cash, cos I'm sure they will take it, but good luck in trying to collect on it!

[khrab]

With no license your insurance will be invalid. Yesterday I renewed my five year license at the Bang Lamung Motor Vehicle Registration Office. It was chaotic. The staff were obviously under a great deal of stress due to too small an office area,an archaic system and being swamped by applicants. To get my renewed license I had an eye test for colour blindness and stigmatism? an emergency stop, sitting in a chair and pressing mock accelerator and brake pedals in a timely fashion, and then sent to a 'training' room, full mostly of farangs who could not understand what they were supposed to be learning while watching an inane TV presentation. The same one I watched five years ago! It showed a motorist being stopped by a cop but not the Bt300 being handed over. To add fuel to the fire, everything ground to a halt when the electric power failed. Easy to get a license? Just to renew mine took nearly five hours. I would suggest that the top man in the Vehicle Registration Department goes undercover and attempt to renew his license. I sympathize with the staff who have to endure these stressful working conditions every working day. Some of them looked on the verge of a breakdown. I know I was.

So what happens if your in a wheelchair , paralysed from the waist down but you still drive like anybody else back in your own country by using hand controls.. How are you supposed to pass that test?? I also don't see how a colour blindness test is needed as everybody knows you go on the bottom light and stop on the top one.. I'm in this predicament now and have been driving in Thailand for 3 years using hand controls with no license.. Do they just say sorry you can't drive as your in a wheelchair as they seem to think you. Can't have a life here if your disabled?

...as everybody knows you go on the bottom light and stop on the top one......

[beechguy]

Why do not you take a Thai license. It is easy

Not for everybody.

For people like me with a multiple yearly O visa can not get a Thai licence.

Thai licence office requires a signature from the immigration office.

Nonsense.

[khrab]

With no license your insurance will be invalid. Yesterday I renewed my five year license at the Bang Lamung Motor Vehicle Registration Office. It was chaotic. The staff were obviously under a great deal of stress due to too small an office area,an archaic system and being swamped by applicants. To get my renewed license I had an eye test for colour blindness and stigmatism? an emergency stop, sitting in a chair and pressing mock accelerator and brake pedals in a timely fashion, and then sent to a 'training' room, full mostly of farangs who could not understand what they were supposed to be learning while watching an inane TV presentation. The same one I watched five years ago! It showed a motorist being stopped by a cop but not the Bt300 being handed over. To add fuel to the fire, everything ground to a halt when the electric power failed. Easy to get a license? Just to renew mine took nearly five hours. I would suggest that the top man in the Vehicle Registration Department goes undercover and attempt to renew his license. I sympathize with the staff who have to endure these stressful working conditions every working day. Some of them looked on the verge of a breakdown. I know I was.

Last Tuesday. Lamphun DLT to get the first car DL extended to 5-years. 5 minutes in/out.

BUT:

Getting the residencial certifacate from CM immigration..........

[robblok]

With no license your insurance will be invalid. Yesterday I renewed my five year license at the Bang Lamung Motor Vehicle Registration Office. It was chaotic. The staff were obviously under a great deal of stress due to too small an office area,an archaic system and being swamped by applicants. To get my renewed license I had an eye test for colour blindness and stigmatism? an emergency stop, sitting in a chair and pressing mock accelerator and brake pedals in a timely fashion, and then sent to a 'training' room, full mostly of farangs who could not understand what they were supposed to be learning while watching an inane TV presentation. The same one I watched five years ago! It showed a motorist being stopped by a cop but not the Bt300 being handed over. To add fuel to the fire, everything ground to a halt when the electric power failed. Easy to get a license? Just to renew mine took nearly five hours. I would suggest that the top man in the Vehicle Registration Department goes undercover and attempt to renew his license. I sympathize with the staff who have to endure these stressful working conditions every working day. Some of them looked on the verge of a breakdown. I know I was.

 

Last Tuesday. Lamphun DLT to get the first car DL extended to 5-years. 5 minutes in/out.

 

BUT:

 

Getting the residencial certifacate from CM immigration..........

 

 

I agree getting the documents can be hard. I hate it but its not that bad and its just a yearly / 5 year thing.

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