Experience buying a car from Toyota Sure on Finance.

[1ma]

I wouldn't mind a weekend shopper, and also to head away for a drive once every month or two.

For the little use it would get, one shopping run (10km each way) a week, it isn't worth buying a new car. I find them overly expensive for Thailand. Even a cheap 3 cyl Almera is 91k downpayment.

Enter Toyota Sure, Certified Used Cars.

They have suitable cars in the 300-400k range, and in the finance field you can enter what % downpayment you want. I'd be very happy paying 10% down. 35k for a 350k car, fine.

It wouldn't be in my name, non-imm visa but no WP, the wife hasn't worked since having our child 1 year ago and is a fulltime house wife., so no legal income (or any present income she could show).

So there in lies the problem.

Has anybody got experience in buying from Toyota Sure on finance, and how easy were they when it came to working out a deal? Money isn't a problem, it's showing an income stream that would be the issue. I'd really only be happy paying 10% down, the wife could have her brother be guaranture as he's professionally employed for years.

Any experiences?

[IMHO]

If it's the downpayment amount that's the blocker, there are several manufacturers doing deals on new cars with very low downpayments.. Including Nissan on the Almera you mentioned:

• Free 1-year Nissan Premium Protection 1st class insurance
• Get one of these special offers*:

1. 0.99% interest rate or 1.59% interest rate for "Smart Edition" model (Down payment 9%, 24-48 month installment) or
2. "Nissan Easy Pay"* Installment per month starting from 4,399 Baht (1st period (1st-48th installments), 20% down payment, calculated from 1.2 S MT Model with price of 429,00 Baht)

*This option is for customers who have financing with Nissan Leasing only.

http://www.nissan.co.th/en/Vehicles/Offers/Almera.aspx

No matter new or used, for finance you swill need to show steady deposits into a Thai bank account - some lenders need to see 3 months history, some need to see 6. Doesn't matter if the bank account is in your name or your wife's if you are legally married. Note, the payments have to "look" like a salary or a pension (i.e. regular intervals, same amounts), so it can fit whatever back story they want to imagine for your application