If I pay 300,000 I can get my stolen car back

[FiftyTwo]

Didn't and wouldn't buy it back,,

Didn't say I would,,,,

Just wondered if anyone had come across it before,,,,

Just asking mate,,,,

yes, lots of us have had girlfriends try to scam us.

part of the game with putting your stuff in their name.

what to do?

get a new gf., one more trustworthy.

[fatfather]

I live in this area and I know more than one falang who bought back his own car, sometimes more than once. When I read the OP I instantly thought at Osmach (the Cambodian side of the border, where the casino is) It's normal there to take a car as a deposit /pawn to get the gambling debts paid. They are not really interested in selling the car, too much hassle. Police cannot do anything. The waiting time of about one month is part of the deal, the time given to pay back and take the car home. After that interest rates occur. Somebody gambled and lost. Check your family. Btw if you go to the border the casino will tell you who was gambling, they want their money, not your car

Fatfather

Sent from my phone

[manarak]

Manarak,,,,

I've already approached plod with that idea,,,

But they want nothing to do with it,,

It's becoming very very frustrating,,,

Sent from my iPhone using Thaivisa Connect Thailand

Visit another station and tell them a slightly different story, tell them you know where the car is but fear to take it back alone. And tell them nothing about the "ransom story".

Edited January 25, 2014 by manarak

[IMA_FARANG]

This being Thailand I wouldn't be surprised if the police are not involved in such a car theft racket also.

In fact, I think it's highly likely they are.

They found your car and now they are shaking you down for money to return it to you.

Otherwise why would they know about the "racket" and not close it down?

I very much suspect that if you ever do see your car again it has already been stripped of anything valuable and is little more than a basically useless hulk now.

Basically I believe your vehicle is now a write off, and it's up to you whether you want to spend good money on paying to get it back, or just abandoning it.

Does you or your wife know any "important person" in your local area?

If so SHE should go and tell the story to him.

But either way you will probably have to pay for "services rendered" if you do get your vehicle back.

[Farma]

Early last year my BiL had his car stolen near Chong Chom. He had parked in front of his rubber plantation while he worked on the farm. When he returned it had gone.

A neighbour remembered seeing 2 men on a motorbike approach then drive off in the car. Police got involved.

About a month later insurance paid out for the car. A lot less than it was insured for. About 4 months later he was asked to identify his car. Police had tracked down a gang responsible and retrieved some of the stolen cars.

There are gangs stealing cars to order in that area which are smuggled into Cambodia. I was reliably informed a couple of years ago by a police friend that Fortunas were top of the list with an estimated 20 or more vehicles being smuggled across each month.

I've also heard of the ransom demands for stolen cars in that area but among our extended family and friends don't know of anyone its happened to.

[oogster8]

Didn't and wouldn't buy it back,,

Didn't say I would,,,,

Just wondered if anyone had come across it before,,,,

Just asking mate,,,,

yes, lots of us have had girlfriends try to scam us.

part of the game with putting your stuff in their name.

what to do?

get a new gf., one more trustworthy.

stop calling them gf,s. that is part of u guys problem . when u have strings on your fingers then call them your wives.

[jackr]

fatfather has nail head by sounds. Op, did you speak with insurance personally or your other half? Very suspect they don't cover it to like 80% of value. If all legit, I would get down there and keep on at them until they pay. Also, first class for those Vigos is like 20k... looks like you're being taken for a ride by someone.

[Ants]

Yes osmach was mentioned by the police,,,

But why would her family go with me to the police station in chom chom,,,

Unless they are going halfs with him,,,

So basically we all have dodgy girlfriends,,,

Been with her for over 7 years,,,,I thought she loved me for me,,,,,boohoo

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[simple1]

If in fact your car was stolen it is highly likely it was shipped over a border. The extortion fee of 300k baht will be a con.

I presume you have the police report from when the car was stolen with all the vehicle details, if so esculate the refusal of the insurance company to pay out on your claim. Suggest you write to the Head of Claims at the H.O with a registered letter. After a week or so call his/her secretary to ascertain who has been delegated to handle your complaint and their contact details.

Edited January 25, 2014 by simple1

[cashpower]

stop calling them gf,s. that is part of u guys problem . when u have strings on your fingers then call them your wives.

Sounds like all those sour grapes are starting to take their toll on your outlook. Maybe change your diet for a while.

[Issangeorge]

If the car is financed there will be theft insurance, otherwise you would not be able to get financing. Let the finance company look after it and don't make anymore payments.

Sent from my i-mobile IQ 6 using Thaivisa Connect Thailand mobile app

Edited January 25, 2014 by Issangeorge

[edwinchester]

Yes osmach was mentioned by the police,,,

But why would her family go with me to the police station in chom chom,,,

Unless they are going halfs with him,,,

So basically we all have dodgy girlfriends,,,

Been with her for over 7 years,,,,I thought she loved me for me,,,,,boohoo

Sent from my iPhone using Thaivisa Connect Thailand

Osmach is the name for Cambodian side of the border Chong Chom is the name for the Thai side.

[aveabeeror2]

Will get back to you on the name of the company,it's abit of a tongue twister,,

My brother pays about 20-25,000,full protection,,,,

So when we were quoted 30,000 I presumed it covered everything ,,

Sent from my iPhone using Thaivisa Connect Thailand

Can think of only one reason your gf doesnt want you to go look for the car.

[chrisinth]

Ants, on 25 Jan 2014 - 07:37, said:

Sorry my Thai abc isn't all that,,,

I wish I could just look at all her paperwork and understand what they all are,,,

But I'll get the name shortly,,,,

Sent from my iPhone using Thaivisa Connect Thailand

For the benefit of the doubters here, take a photo of the header of your policy and post it on the forum,

I would also be interested to see a 30K auto insurance policy that doesn't cover theft.....................

As an addition, it is probably a good time to remind readers (and the OP) that for a falang to sign anything that is written in Thai without understanding what they are signing, will not be considered an excuse if a claim has to be made on that document. I would imagine the GF signed, but the wording in the OP suggests it is a joint purchase.

[chiang mai]

Have to say it doesn't look good:

First Class insurance on my one year old Vigo costs 18k per year through Viriyah Insurance.

If the truck was on finance there would be theft insurance somewhere.

The gambling debt option seems probable, but even if it's not that, sounds like somebody's playing games somewhere.

A closer look at your insurance policy would be in order and then perhaps a chat with head office.

[Farma]

The insurance companies lack of interest seems strange.

Checking with head office to see it's valid might be a way to go.

It wouldn't be the first time an insurance agent has pocketed the money and issued a dummy receipt.

[kurnell]

Way too many holes in this story.

[Spaniel]

They are not being helpful at all,,

It feels like they are pointing the finger at us for getting it stolen,,

I payed about 30,000 for the year and they are sort of saying it doesn't cover theft.

We did a lot of our own investigation work by sticking a picture of the vehicle on Facebook,with many spots around chok chai and surin,,,

We told the insurers about what the police have said about paying the 300,000,

And the insurers agree it's the best idea to get our car back,,,,

Grrrrr

Sent from my iPhone using Thaivisa Connect Thailand

As others have mentioned if you paid B30,000 for the insurance it had to include theft. Is their some problem with just reading the policy to find out? I'm sure the insurance agent would agree that paying the 300,000 bhat would be the best way to go as that would leave them off the hook.

Edited January 25, 2014 by Spaniel

[mesquite]

I would think a truck that age would have an alarm system and the only way to steal it would be with a key. If I were the insurance company rep, I, too, would be suspicious of the claim.

My bet: The gf is in on it.

[Tmymaimee]

Like usual, a poster selectively posts information then requests insights into how to solve his dilemma, while ensuring no additional substantial information is forthcoming.

How many times have I read a simile story about a seemingly random shooting, theft, extortion, etc. when in fact it never really was random at all. The OP made a conscious choice to choose where to live, whom to associate with, whether or not to learn to speak and read Thai, etc. He now has to face the consequences for all those small choices that all combined have now resulted in a loss of his vehicle.

Police and insurance not want to help. Family not want to help. Something else is going on but of course the OP chooses not to reveal all as of course that would also expose the flaws in himself. How many of these posts do you read on here….always selective information.

Like that Jingthing guy in Pattaya attacked by the baht bus driver over 10 baht. Angry that people requested more information and sure enough….same here…..everytime.

[mesquite]

They are not being helpful at all,,

It feels like they are pointing the finger at us for getting it stolen,,

I payed about 30,000 for the year and they are sort of saying it doesn't cover theft.

We did a lot of our own investigation work by sticking a picture of the vehicle on Facebook,with many spots around chok chai and surin,,,

We told the insurers about what the police have said about paying the 300,000,

And the insurers agree it's the best idea to get our car back,,,,

Grrrrr

Sent from my iPhone using Thaivisa Connect Thailand

I bet they are.

[FiftyTwo]

Ants, on 25 Jan 2014 - 07:37, said:

Sorry my Thai abc isn't all that,,,

I wish I could just look at all her paperwork and understand what they all are,,,

But I'll get the name shortly,,,,

For the benefit of the doubters here, take a photo of the header of your policy and post it on the forum,

I would also be interested to see a 30K auto insurance policy that doesn't cover theft.....................

As an addition, it is probably a good time to remind readers (and the OP) that for a falang to sign anything that is written in Thai without understanding what they are signing, will not be considered an excuse if a claim has to be made on that document. I would imagine the GF signed, but the wording in the OP suggests it is a joint purchase.

He paid, she signed and owned.

In Thailand that's a joint purchase.

[mesquite]

Yes osmach was mentioned by the police,,,

But why would her family go with me to the police station in chom chom,,,

Unless they are going halfs with him,,,

So basically we all have dodgy girlfriends,,,

Been with her for over 7 years,,,,I thought she loved me for me,,,,,boohoo

Sent from my iPhone using Thaivisa Connect Thailand

They are patient.

[tim armstrong]

It sounded dodgy from the start. Sure, people do leave their papers in the car. But 'if you pay me 300.000 you can have the car back' = I think the OP has to be very objective, and get someone else to see if he's being scammed. I hope not

[CWMcMurray]

Had our truck stolen back about 6 years ago... Insurance paid out without any issues.

We had a police report and insurance investigator came to discuss what happened with us.

He did advise that there are many cases where the owners will either "sell" off the cars or b party tithe theft and that is what the insurance is looking for.

He said one of the biggest red flags is if a se of keys is "missing"... We had to turn over both sets of keys received by the dealer when making the claim.

Insurance company advised that would need to wait 90 days to give the Police a chance to fun the car.

After 90 days... We went in and signed some papers from insurance and bank... The insurance paid off the bank for the outstanding finance amount and gave us a check for the remaining balance

Do you still have both sets of keys? Or is one missing?

Sent from my iPhone using Tapatalk

[transam]

That's what the police said ,,,

Something to do with gambling over that way,,and our car was taken to pay a gambling debt,,,

That's nice of them to use our car to pay off someone,,,

And it's the worst card game I've ever come across,,,

Rather play snap

Sent from my iPhone using Thaivisa Connect Thailand

I think you might ask your wife and family if anyone has a gambling problem......

I agree. The ride would have been covered for theft with that size premium anyway..................

[krisb]

Way too many holes in this story.

Exactly.

More likely the op can't afford repayments and his cars gone.

[transam]

Who's name is the ride in, yours or hers. ?

Is it on hire purchase. ?

If not, is the blue book in your possession NOW ?

[Skint]

I've double checked my insurance it came with the truck when bought new a few months ago covers theft cost approx 21,000 baht so I'd imagine 30,000 for a 3 year old truck is going to cover more than 80% value.

OP next time they call tell them to keep the truck your not interested.

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[MilesofSmiles]

I think you should hire an english-speaking PI to find out <deleted> is going on here, and get some straight answers.

The police and insurance company not being helpful is really strange.

It does sound like you're being lied to here.

Why sell a car back, and risk getting caught, when you can send it off to a chop shop and be done with it ?

If they really stole your car at random, do you trust them to do a straight deal ?

http://www.tilalegal.com/surveillance-someone-thailand

P.S.

If this happened to me, I would be demanding some straight answers before handing over a single $.

Edited January 25, 2014 by MilesofSmiles