Happy senior account Kasikorn

[sms747]

They still ask for a work permit to open one, even though most happy seniors (like me) are retired so don't need or have one. Where does this rule of must have a work permit for some accounts come from? I read somewhere it was once a rule from the BOT but no longer. Of course if you have a very large sum of money Banks seem not to have heard of the rule anyway!

[AyG]

From the Kasikorn website (http://www.kasikornbank.com/EN/Personal/BankAccounts/Fixed/Pages/HappySeniorFixedDeposit.aspx):

Required documents for account opening

• A copy of national ID card or other card with a photo issued by competent government authorities
• A copy of house registration certificate

No mention of a work permit there. Try printing off the page and showing to them. It's an approach that's worked for me in the past in similar circumstances.

(The Thai version of the page is at http://www.kasikornbank.com/TH/Personal/BankAccounts/Fixed/Pages/HappySeniorFixedDeposit.aspx )

[sms747]

Tried that but no good, I sent them an email and to be fair they did reply which surprised me:

According to your enquiry about Happy Senior Fixed Deposit, we would like to inform you that if you do not have a work permit, it is not possible to open the account.

So you have to be a happy senior with a work permit, which seems odd.

[John 1]

Tried that but no good, I sent them an email and to be fair they did reply which surprised me:

According to your enquiry about Happy Senior Fixed Deposit, we would like to inform you that if you do not have a work permit, it is not possible to open the account.

So you have to be a happy senior with a work permit, which seems odd.

I was always under the impression this account is available for Thai person only.

[Soutpeel]

Tried that but no good, I sent them an email and to be fair they did reply which surprised me:

According to your enquiry about Happy Senior Fixed Deposit, we would like to inform you that if you do not have a work permit, it is not possible to open the account.

So you have to be a happy senior with a work permit, which seems odd.

I was always under the impression this account is available for Thai person only.

Yes if it was targeted at retired farangs....it wouldn't be called happy senior...most likely called the whinging old git account

[GreenSnapper]

At my branch, they are so clueless about everything. I have to make a printout from their own website and show their staff. They read it then for 10 minutes in total disbelief that such a thing exists.

Tell them to call the main branch which sometimes has people with an IQ above room temperature. Worked for me in several cases.

[sms747]

Tried that but no good, I sent them an email and to be fair they did reply which surprised me:

According to your enquiry about Happy Senior Fixed Deposit, we would like to inform you that if you do not have a work permit, it is not possible to open the account.

So you have to be a happy senior with a work permit, which seems odd.

I was always under the impression this account is available for Thai person only.

Why? it's details are in English on the website

[sms747]

At my branch, they are so clueless about everything. I have to make a printout from their own website and show their staff. They read it then for 10 minutes in total disbelief that such a thing exists.

Tell them to call the main branch which sometimes has people with an IQ above room temperature. Worked for me in several cases.

I agree and wonder how some of them get jobs in Banks. Also, most of their English ability is dire, yet they all have degrees. Most seem to have no interest in new accounts and often cannot even tell you what the interest rates are.

[JesseFrank]

From the Kasikorn website (http://www.kasikornbank.com/EN/Personal/BankAccounts/Fixed/Pages/HappySeniorFixedDeposit.aspx):

Required documents for account opening

• A copy of national ID card or other card with a photo issued by competent government authorities
• A copy of house registration certificate

No mention of a work permit there. Try printing off the page and showing to them. It's an approach that's worked for me in the past in similar circumstances.

(The Thai version of the page is at http://www.kasikornbank.com/TH/Personal/BankAccounts/Fixed/Pages/HappySeniorFixedDeposit.aspx )

issued by competent government authorities

I guess that is where the problem starts

[SheungWan]

From the Kasikorn website (http://www.kasikornbank.com/EN/Personal/BankAccounts/Fixed/Pages/HappySeniorFixedDeposit.aspx):

Required documents for account opening

• A copy of national ID card or other card with a photo issued by competent government authorities
• A copy of house registration certificate

No mention of a work permit there. Try printing off the page and showing to them. It's an approach that's worked for me in the past in similar circumstances.

(The Thai version of the page is at http://www.kasikornbank.com/TH/Personal/BankAccounts/Fixed/Pages/HappySeniorFixedDeposit.aspx )

issued by competent government authorities

I guess that is where the problem starts

I would think that most of us have passports or equivalent issued by a competent government authority. You have evidence otherwise?

[Soutpeel]

At my branch, they are so clueless about everything. I have to make a printout from their own website and show their staff. They read it then for 10 minutes in total disbelief that such a thing exists.

Tell them to call the main branch which sometimes has people with an IQ above room temperature. Worked for me in several cases.

So if they are so clueless why are you banking with them ?

[AyG]

agree and wonder how some of them get jobs in Banks. Also, most of their English ability is dire, yet they all have degrees. Most seem to have no interest in new accounts and often cannot even tell you what the interest rates are.

I also have a degree. Actually I have four of them, including a PhD. My Thai ability is still pretty mediocre, despite almost two years of full time study. What exactly is your point?

[Soutpeel]

At my branch, they are so clueless about everything. I have to make a printout from their own website and show their staff. They read it then for 10 minutes in total disbelief that such a thing exists.

Tell them to call the main branch which sometimes has people with an IQ above room temperature. Worked for me in several cases.

I agree and wonder how some of them get jobs in Banks. Also, most of their English ability is dire, yet they all have degrees. Most seem to have no interest in new accounts and often cannot even tell you what the interest rates are.

Ah another possible customer for a whinging old gits account

[Soutpeel]

agree and wonder how some of them get jobs in Banks. Also, most of their English ability is dire, yet they all have degrees. Most seem to have no interest in new accounts and often cannot even tell you what the interest rates are.

I also have a degree. Actually I have four of them, including a PhD. My Thai ability is still pretty mediocre, despite almost two years of full time study. What exactly is your point?

More to the point when is it a technical requirement to speak English in a bank in Thailand, last time I looked thailand only has one official language and it ain't English

[chiang mai]

I also have a degree. Actually I have four of them, including a PhD. My Thai ability is still pretty mediocre, despite almost two years of full time study. What exactly is your point?

That's very impressive, may I inquire in what subjects, it's a useful knowledge to have in mind for future reference on matters requiring specialist advice?

[Skint]

At my branch, they are so clueless about everything. I have to make a printout from their own website and show their staff. They read it then for 10 minutes in total disbelief that such a thing exists.

Tell them to call the main branch which sometimes has people with an IQ above room temperature. Worked for me in several cases.

I don't use kasikorn since the girl in branch insisted that the call centre needed my 4 digit pin, I closed account and opened another at Bangkok bank where during the process she got up and left telling my gf that she had to go eat lol you can't win they are all gash. Btw I opened both accounts with just my passport I really don't understand why people are being asked for WP unless your trying to get credit.

Sent from my iPhone using Thaivisa Connect Thailand

[JesseFrank]

agree and wonder how some of them get jobs in Banks. Also, most of their English ability is dire, yet they all have degrees. Most seem to have no interest in new accounts and often cannot even tell you what the interest rates are.

I also have a degree. Actually I have four of them, including a PhD. My Thai ability is still pretty mediocre, despite almost two years of full time study. What exactly is your point?

More to the point when is it a technical requirement to speak English in a bank in Thailand, last time I looked thailand only has one official language and it ain't English

Last time I looked, in tourist oriented destinations all over the world and especially in businesses that are subject to foreign customers, they speak an international accepted language

[chiang mai]

agree and wonder how some of them get jobs in Banks. Also, most of their English ability is dire, yet they all have degrees. Most seem to have no interest in new accounts and often cannot even tell you what the interest rates are.

I also have a degree. Actually I have four of them, including a PhD. My Thai ability is still pretty mediocre, despite almost two years of full time study. What exactly is your point?

More to the point when is it a technical requirement to speak English in a bank in Thailand, last time I looked thailand only has one official language and it ain't English

Last time I looked, in tourist oriented destinations all over the world and especially in businesses that are subject to foreign customers, they speak an international accepted language

Then look again, there is no such requirement in Thailand, if there were it might be for bank staff to speak Mandarin, Japanese, Korean or Malay.

[JesseFrank]

Last time I looked, in tourist oriented destinations all over the world and especially in businesses that are subject to foreign customers, they speak an international accepted language

Then look again, there is no such requirement in Thailand, if there were it might be for bank staff to speak Mandarin, Japanese, Korean or Malay.

Perhaps you should look again. To my knowledge English is still the number one worldwide accepted business language . And no I'm not native English .

Of course Thailand is a world apart.

[chiang mai]

Last time I looked, in tourist oriented destinations all over the world and especially in businesses that are subject to foreign customers, they speak an international accepted language

Then look again, there is no such requirement in Thailand, if there were it might be for bank staff to speak Mandarin, Japanese, Korean or Malay.

Perhaps you should look again. To my knowledge English is still the number one worldwide accepted business language . And no I'm not native English .

Of course Thailand is a world apart.

Mandarin at 14% vs English at 5.5%:

http://en.wikipedia.org/wiki/List_of_languages_by_number_of_native_speakers

Please, don't go down the road of defining what is business.

[Soutpeel]

agree and wonder how some of them get jobs in Banks. Also, most of their English ability is dire, yet they all have degrees. Most seem to have no interest in new accounts and often cannot even tell you what the interest rates are.

I also have a degree. Actually I have four of them, including a PhD. My Thai ability is still pretty mediocre, despite almost two years of full time study. What exactly is your point?

More to the point when is it a technical requirement to speak English in a bank in Thailand, last time I looked thailand only has one official language and it ain't English

Last time I looked, in tourist oriented destinations all over the world and especially in businesses that are subject to foreign customers, they speak an international accepted language

Since when does the average tourist open a bank account in a country they are visiting ?

And suppose there other question is to the whingers..where are these branches located ?...Pattaya, BKk, Phuket isaan ?

[JesseFrank]

Last time I looked, in tourist oriented destinations all over the world and especially in businesses that are subject to foreign customers, they speak an international accepted language

Then look again, there is no such requirement in Thailand, if there were it might be for bank staff to speak Mandarin, Japanese, Korean or Malay.

Perhaps you should look again. To my knowledge English is still the number one worldwide accepted business language . And no I'm not native English .

Of course Thailand is a world apart.

Mandarin at 14% vs English at 5.5%:

http://en.wikipedia.org/wiki/List_of_languages_by_number_of_native_speakers

Please, don't go down the road of defining what is business.

When i do business in China I communicate in English, same as when i do business in Japan, Korea or Indonesia. It isn't because a country has a larger population, that their language is accepted as the main communication language used between different nationals all over the world.

[chiang mai]

Last time I looked, in tourist oriented destinations all over the world and especially in businesses that are subject to foreign customers, they speak an international accepted language

Then look again, there is no such requirement in Thailand, if there were it might be for bank staff to speak Mandarin, Japanese, Korean or Malay.

Perhaps you should look again. To my knowledge English is still the number one worldwide accepted business language . And no I'm not native English .

Of course Thailand is a world apart.

Mandarin at 14% vs English at 5.5%:

http://en.wikipedia.org/wiki/List_of_languages_by_number_of_native_speakers

Please, don't go down the road of defining what is business.

When i do business in China I communicate in English, same as when i do business in Japan, Korea or Indonesia. It isn't because a country has a larger population, that their language is accepted as the main communication language used between different nationals all over the world.

With all due respect, the fact that you do business in China/Japan etc using English language as the medium has nothing to do with the issue, you are only one of a much larger number of people doing business in those countries, you may feel special but really, you're not!

[JesseFrank]

Last time I looked, in tourist oriented destinations all over the world and especially in businesses that are subject to foreign customers, they speak an international accepted language

Then look again, there is no such requirement in Thailand, if there were it might be for bank staff to speak Mandarin, Japanese, Korean or Malay.

Perhaps you should look again. To my knowledge English is still the number one worldwide accepted business language . And no I'm not native English .

Of course Thailand is a world apart.

Mandarin at 14% vs English at 5.5%:

http://en.wikipedia.org/wiki/List_of_languages_by_number_of_native_speakers

Please, don't go down the road of defining what is business.

When i do business in China I communicate in English, same as when i do business in Japan, Korea or Indonesia. It isn't because a country has a larger population, that their language is accepted as the main communication language used between different nationals all over the world.

With all due respect, the fact that you do business in China/Japan etc using English language as the medium has nothing to do with the issue, you are only one of a much larger number of people doing business in those countries, you may feel special but really, you're not!

Ok. I let you win, since i'm tired of your foolish arguments .

A present from me to you

[chiang mai]

If it helps any, I'm also a Brit and I used to live and work in China for many years and SE Asia was part of my remit so I also spent much time in the countries you mention. I also used to believe that English speakers were the Gods of business, it took a while but I finally came to understand we're not the majority by any means.

[JesseFrank]

If it helps any, I'm also a Brit and I used to live and work in China for many years and SE Asia was part of my remit so I also spent much time in the countries you mention. I also used to believe that English speakers were the Gods of business, it took a while but I finally came to understand we're not the majority by any means.

Has nothing to do with being gods of business or even the level of business. When you interact with a foreign customer, the prime accepted communication language all over the world is English.

And since the OP most probably is talking about a bank in a location where foreigners are a big part of the customer base, I would expect that the staff is able to communicate in an international accepted language.

And of course in Thailand this isn't a requirement, as you say, but ever wondered why they are 50 years behind on the western world and why they recently are called a failed nation ?

[Soutpeel]

If it helps any, I'm also a Brit and I used to live and work in China for many years and SE Asia was part of my remit so I also spent much time in the countries you mention. I also used to believe that English speakers were the Gods of business, it took a while but I finally came to understand we're not the majority by any means.

Has nothing to do with being gods of business or even the level of business. When you interact with a foreign customer, the prime accepted communication language all over the world is English.

And since the OP most probably is talking about a bank in a location where foreigners are a big part of the customer base, I would expect that the staff is able to communicate in an international accepted language.

And of course in Thailand this isn't a requirement, as you say, but ever wondered why they are 50 years behind on the western world and why they recently are called a failed nation ?

Farangs are not big part of the customer base in any branch of a bank in Thailand, your delusional

[SheungWan]

If it helps any, I'm also a Brit and I used to live and work in China for many years and SE Asia was part of my remit so I also spent much time in the countries you mention. I also used to believe that English speakers were the Gods of business, it took a while but I finally came to understand we're not the majority by any means.

Has nothing to do with being gods of business or even the level of business. When you interact with a foreign customer, the prime accepted communication language all over the world is English.

And since the OP most probably is talking about a bank in a location where foreigners are a big part of the customer base, I would expect that the staff is able to communicate in an international accepted language.

And of course in Thailand this isn't a requirement, as you say, but ever wondered why they are 50 years behind on the western world and why they recently are called a failed nation ?

Farangs are not big part of the customer base in any branch of a bank in Thailand, your delusional

All the Thai bank websites go to the trouble of providing them in English. Secondly, when one considers the significant number of retired expats in places such as Pattaya and Bangkok, then one would hope that the level of English proficiency held by branch staff is at a reasonable level. However I prefer to bank in Hong Kong or Singapore so what do I care?

[chiang mai]

Population of Thailand is about 67 million, 75% are Thai whilst 15% are Chinese, westerners total round 200,000 or 0.3%, the case for English language to be dominant here is far from proven.

http://en.wikipedia.org/wiki/Demographics_of_Thailand

[meatboy]

At my branch, they are so clueless about everything. I have to make a printout from their own website and show their staff. They read it then for 10 minutes in total disbelief that such a thing exists.

Tell them to call the main branch which sometimes has people with an IQ above room temperature. Worked for me in several cases.

I agree and wonder how some of them get jobs in Banks. Also, most of their English ability is dire, yet they all have degrees. Most seem to have no interest in new accounts and often cannot even tell you what the interest rates are.

the answer to the above is in my post general topics [discrimination] money talks.